16/05/2026
If you’ve recently been offered a redundancy, the key thing to know is this:
Most people underestimate how complex these decisions are—especially when it comes to tax and super.
And once you sign, many of those decisions can’t be changed.
A redundancy payment isn’t just “a lump sum” ... it’s made up of different components, all taxed differently.
In many cases, small structuring decisions can significantly impact how much you keep.
The challenge is that these details aren’t always clear when the offer is presented.
So people make a decision… and only realise the impact afterwards.
If you’re currently reviewing a redundancy offer, it’s worth getting clarity before signing.
You can book a session here with our certified financial planners, if you’d like a second opinion:
https://apsredundancyfinancialplanning.com.au/
