20/07/2026
The cash rate is holding at 4.35%, but the next three weeks could still change your mortgage. 🏡
The RBA left rates on hold this month, and hasn’t ruled out another rise. The date that matters?
29 July, when the next inflation figures land and largely shape the RBA’s 11 August decision.
For borrowers, that means no confirmed relief yet. Three rate rises this year have already trimmed typical borrowing power,
and if you’re buying soon, today’s capacity may look different by spring.
In the meantime: review your rate, check your borrowing capacity, and know your number before you’re competing for a property.
Want to know where you stand before the next decision? Let’s talk.
📞 FinTax Partners: 07 3073 1567
🌐 www.fintaxpartners.com.au
📧 [email protected]
📞 FinFlex Loans: 1300 346 359
🌐 www.finflexloans.com.au
📧 [email protected]