Towers Financial Advocates - Mortgage Brokers

Towers Financial Advocates - Mortgage Brokers Towers Financial Advocates exists to challenge transactional finance. Empowering informed decisions — never pushing products always protecting future.

We deliver strategic advice with professionalism, transparency, and genuine care for the bigger picture.

Yes, today might be the best time to transition from a Variable Rate to a Fixed Rate. It does entail some risks, but co...
29/04/2026

Yes, today might be the best time to transition from a Variable Rate to a Fixed Rate.

It does entail some risks, but could save you thousands if done the right way.

Talk to us today!

Great to catch up with the driving force behind uFinance Australia — one of the country’s leading Asset Finance speciali...
17/04/2026

Great to catch up with the driving force behind uFinance Australia — one of the country’s leading Asset Finance specialists 💼

Justin Torres of Towers Financial Advocates with:

Don Phaedonos – Founder
Harris Phaedonos – Director & CEO

Exciting news — we’re expanding what we offer!

At Towers Financial Advocates, we now go beyond mortgage broking to help you with:

✔️ Asset Finance (cars, equipment & motor vehicles)
✔️ Novated Leasing (for both employers & employees)
✔️ Personal Loans
✔️ Debt Consolidation

If you’re looking for smarter finance solutions, we’re here to help.

📩 Get in touch with Towers Financial Advocates — where your best interests always come first.

15/04/2026

Grateful for this TaxSmart Cafe! For your tax, accounting needs and many more, please check them out.

15/04/2026

Meet Justin. Founder of Towers Financial Advocates—driven by service, helping you protect your future through smart property and lending solutions! Towers Financial Advocates - Mortgage Brokers

**𝐖𝐄 𝐃𝐎 𝐃𝐈𝐅𝐅𝐈𝐂𝐔𝐋𝐓 𝐋𝐎𝐀𝐍𝐒!** (Can non-accountant brokers do this so effectively? Maybe not!)Not every home loan story is s...
01/04/2026

**𝐖𝐄 𝐃𝐎 𝐃𝐈𝐅𝐅𝐈𝐂𝐔𝐋𝐓 𝐋𝐎𝐀𝐍𝐒!**
(Can non-accountant brokers do this so effectively? Maybe not!)

Not every home loan story is simple — and that’s okay.

Recently, we worked with a couple who had built solid equity in their current home, with a $600k loan still in place. They were ready for the next chapter — a $1.5m home that better suited their lifestyle.

They had the savings. They had the equity.

But timing was everything.

They wanted to move into their new home as soon as possible, which meant carefully structuring the deal so they could unlock their equity at the right moment — without putting their plans at risk.

This wasn’t a standard application. It required strategy, precision, and the ability to confidently navigate conversations with lenders.

Within 48 hours of submission, their pre-approval came through.

Now, they’re ready to start the search for their next home — with clarity, confidence, and options.

Because the truth is, not every scenario fits into a neat box. And it shouldn’t have to.

If your situation feels a little more complex than usual, that’s exactly where we do our best work — advocating for you, not the banks.

Learn more: http://towersfinadvocates.com.au/

Those who understand property markets know that lower prices can create some of the best buying opportunities. Growth ma...
03/03/2026

Those who understand property markets know that lower prices can create some of the best buying opportunities. Growth may not happen overnight — but property has consistently been a long-term game.

Over the past few years, we’ve seen Brisbane, Adelaide and Perth experience strong price growth. Why?

✔️ Investors shifting from Victoria to more investor-friendly states (yes, land tax played a role)
✔️ Reduced foreign investor activity in Victoria
✔️ More affordable entry prices compared to Sydney and Melbourne

Lower prices often drive higher demand — and smart investors pay attention.

If you’ve built equity in your current property, now might be the time to consider leveraging it. And if you haven’t, there may still be options available — including strategies involving your super.

💼 At Towers Financial Advocates, we help you explore the right strategy for your situation.

📩 Reach out for a conversation — the right move today could shape your future.

25/02/2026

Towers Financial Advocates is in the Money Quest Group PD Day at Crown Melbourne!

We’ve got you covered with our large panel of lenders and banks!

💭 “Why isn’t my mortgage going down?!”You’re making repayments.You’re doing the right thing.But the balance barely moves...
20/02/2026

💭 “Why isn’t my mortgage going down?!”

You’re making repayments.
You’re doing the right thing.
But the balance barely moves…

Here’s why 👇

At the start of your loan, your balance is at its highest — which means interest takes the biggest bite out of every repayment.

Same repayment.
Less principal reduction.
More interest.

Over time, interest reduces — but here’s the real kicker:

🏡 Your equity growth often depends more on your property’s value increasing than on you paying down the loan.

That’s powerful.

So let’s ask the real questions:

✅ Has your broker reviewed your property value recently?
✅ Could refinancing unlock usable equity?
✅ Are you leveraging that equity to build wealth?

Because here’s the truth:

Interest on your owner-occupied home? That’s money you’ll never see again.
Interest on an investment property? Potentially tax deductible.

Strategy changes everything.

At Towers Financial Advocates, we don’t just “do loans.”
We break down the maths behind your money.

Our founder Justin Torres always says:
📊 “Everything is Math.”
Because if it can’t be measured, it can’t be controlled.

If your loan feels stuck — it’s time for a smarter conversation.

📩 Send us a message. Let’s talk strategy.

At 5% growth per year…Your property could DOUBLE in 15 years.Let that sink in.Now imagine if growth is higher.This is wh...
19/02/2026

At 5% growth per year…
Your property could DOUBLE in 15 years.

Let that sink in.

Now imagine if growth is higher.

This is why investors don’t just buy one property.
They build portfolios.

Interest? That’s a conversation for another day.

Wealth building starts with growth — and growth starts with getting in the game.

(At Towers Financial Advocates, we educate you in ways an ordinary broker wouldn't.

Because we understand the FINANCE in finance.)

YOUR BEST INTEREST, OUR ADVOCACY!Towers Financial Advocates Pty Ltd was founded with one clear purpose: to put the clien...
18/02/2026

YOUR BEST INTEREST, OUR ADVOCACY!

Towers Financial Advocates Pty Ltd was founded with one clear purpose: to put the client first — always.

Led by Justin Torres (Director, Chartered Accountant & Finance Professional), Towers Financial Advocates goes beyond simply getting loans approved.

Because finance isn’t just about borrowing… it’s about building the bigger picture:

✅ Tax impact
✅ Cash flow strategy
✅ Long-term wealth growth
✅ Smart financial decisions

Proudly supported by Money Quest Group through Freedom Aggregation, Towers Financial Advocates provides expert solutions backed by one of Australia’s fastest-growing mortgage aggregators.

Services Offered:

🏡 Mortgage Brokering
🚗 Asset Finance
🏢 Business & Commercial Finance
📊 PLUS FREE initial budgeting & cash flow guidance for individuals and business

If you're looking for a finance partner who will truly advocate for you, Towers Financial Advocates is ready to help.

📩 [email protected]

📱 +61 411 726 943 (Phone/WhatsApp)

Your future matters. Let’s finance it the right way.

For more information, please visit: https://towersfinadvocates.com.au/

Address

Melbourne, VIC
3000

Telephone

+61411726943

Website

Alerts

Be the first to know and let us send you an email when Towers Financial Advocates - Mortgage Brokers posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Towers Financial Advocates - Mortgage Brokers:

Shortcuts

Share

Category