11/08/2026
Today the RBA held the cash rate at 4.35% for the second meeting in a row — after three hikes earlier this year. No change. But “no change” doesn’t mean nothing is happening.
Here’s what we're actually watching right now:
→ Inflation is cooling (3.8% headline), but the RBA’s preferred measure is still sticky at 3.6% — which is why Governor Michele Bullock hasn’t ruled out another hike.
→ Property values peaked in March and just had their steepest monthly fall since December 2022 — even with rates on hold.
→ Meanwhile the ASX 200 is sitting near record highs, as the 'reporting season' is about to be begin with more strong reporting results been published.
Currently there are three very different signals, all at once. Rates flat, property down, shares up.
This is exactly the environment where you can make emotional, headline-driven decisions — pulling money out of markets after a “record high” scare, or rushing into property because rates paused. Usually the better move is neither. We are experiencing a period of curiosity, confusion and conflict.
But what matters more than any single headline is whether your super, investments, and debt structure are actually resilient and ready for periods like this one — not just for whichever direction the news cycle is pointing today.
If you’ve been meaning to get a second opinion on how your finances are positioned right now, I offer a complimentary introductory chat — no pressure, just clarity on where you stand. Send me a message or book a time via the link in my profile.
This link will take you to a page that’s not on LinkedIn
