Autosmsf

03/06/2026

📋 Does your SMSF have a current investment strategy?

The ATO requires every SMSF to maintain a written investment strategy — and it's not just a tick-box exercise.

Your strategy must cover:
🔹 Risk & return objectives
🔹 Liquidity needs
🔹 Diversification
🔹 Members' insurance needs

Failing to maintain a current strategy can attract ATO penalties.

Need help reviewing yours? autoSMSF can assist. Visit autosmsf.com.au 💬

01/06/2026

⚠️ Many SMSF trustees don't realise this: if no contribution reaches your old retail or industry super fund for 16 months, your life insurance can be quietly cancelled, even with a balance still in the account.
Check your cover this week. It could save everything. 🛡️

Read our latest article: autosmsf.com.au

29/05/2026

Have you recently set up a SMSF and received a tax bill from the ATO after lodging your first SMSF tax return? 🤔

You’re not alone.

One of the most common questions we hear is: “Why do I have to pay tax in my SMSF when I never noticed tax in my industry super fund?”

In this video, we explain: ✔️ How tax works inside a SMSF ✔️ Why SMSFs receive tax bills after lodgement ✔️ How quarterly PAYG instalments work ✔️ Negative gearing and rental losses in a SMSF

If you are new to SMSFs or considering setting one up, this video will help simplify how SMSF tax actually works.
Watch the full video here 🎥👇

https://youtu.be/2CM5VKBz_5I

Have you recently lodged your first SMSF tax return and received a ...

28/05/2026

Financial freedom isn't a lottery win — it's a learnable skill.

The more you understand how money works and how to make it work for you, the more options open up in your life. 💛

What's one thing you've learned about money or investing that changed how you think?

27/05/2026

💰 Do you know your SMSF contribution limits?

For 2025–26:
✅ Concessional (pre-tax) cap: $30,000
✅ Non-concessional (after-tax) cap: $120,000

Exceeding these caps triggers extra tax — so staying on top of your contributions is essential.

Bonus: Unused concessional cap from the past 5 years can be carried forward if your super balance is under $500,000 — a great strategy to boost contributions!

Speak to your SMSF accountant to make the most of your contribution strategy. 👇

25/05/2026

Staying on top of your annual audit, tax return, and ATO obligations isn't just a legal requirement, it's what keeps your SMSF healthy, your tax concessions intact, and your mind at ease.

At autoSMSF, we manage the complex side so you can focus on what matters: growing your super. ✅

20/05/2026

🏢 Individual or corporate trustee — which is right for YOUR SMSF?

This is one of the most important decisions when setting up a Self-Managed Super Fund.

🔵 Individual trustees — simpler, lower upfront cost
🟣 Corporate trustees — greater flexibility, legal protection & easier administration

Most SMSF specialists recommend a corporate trustee for the long term.

Not sure which suits your situation? Our team can walk you through the options. DM us or visit autosmsf.com.au 💬

18/05/2026

While most Australians pay up to 47% tax on investment income, SMSF trustees grow wealth at just 15% — and 0% once they move to pension phase.

That's not a loophole. That's the law working in your favour. Small decisions today make a massive difference at retirement. 💜

14/05/2026

Waiting until you feel "ready" is often just fear wearing a sensible outfit. The truth is, clarity comes from action — not the other way around.

Start messy, start imperfect, just start. 🚀

What decision have you been waiting to feel ready for?

13/05/2026

Big changes are on the way for property, tax, and investments following the 2026–2027 Federal Budget.

From CGT reforms to changes in negative gearing and trust taxation, this Budget could have a real impact on how Australians structure their investments and plan for the future.

What does it actually mean for your SMSF, property portfolio, or long-term wealth strategy? The details matter more than the headlines.

We’ve broken it down in simple terms so you can understand what’s changing and what it could mean for you.

Read the full blog here 👉 https://www.autosmsf.com.au/budget-2026-2027

Stay informed, plan ahead, and make confident decisions in a changing tax landscape.

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