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Financial Advisers based in Perth and Brisbane,
Advising Clients Australia-wide

๐—ง๐—ต๐—ฒ ๐˜„๐—ต๐—ถ๐—ฟ๐—น๐˜„๐—ถ๐—ป๐—ฑ ๐—ถ๐˜€ ๐˜‚๐—ฝ๐—ผ๐—ป ๐˜‚๐˜€Something unusual is happening in markets. The winners are pulling further ahead at an extraordi...
24/06/2026

๐—ง๐—ต๐—ฒ ๐˜„๐—ต๐—ถ๐—ฟ๐—น๐˜„๐—ถ๐—ป๐—ฑ ๐—ถ๐˜€ ๐˜‚๐—ฝ๐—ผ๐—ป ๐˜‚๐˜€
Something unusual is happening in markets. The winners are pulling further ahead at an extraordinary pace. As return dispersion hits extreme levels, volatility is rising and the investing landscape is becoming harder to navigate.
https://www.firstlinks.com.au/the-whirlwind-is-upon-us

24/06/2026

People assume confidence comes from knowing all the answers.
In reality, confidence comes from knowing where you stand โ€” even if the answer isnโ€™t perfect yet. Uncertainty is heavier than reality.
Avoiding the numbers doesnโ€™t protect you from them.
It just delays clarity.

๐—œ๐—ป๐—ฒ๐—พ๐˜‚๐—ฎ๐—น๐—ถ๐˜๐˜† ๐—ฑ๐—ฒ๐˜€๐˜๐—ฎ๐—ฏ๐—ถ๐—น๐—ถ๐˜€๐—ฒ๐˜€ ๐—ฒ๐—ฐ๐—ผ๐—ป๐—ผ๐—บ๐—ถ๐—ฒ๐˜€Extreme wealth concentration is no longer just a side effect of growth. As inequality d...
23/06/2026

๐—œ๐—ป๐—ฒ๐—พ๐˜‚๐—ฎ๐—น๐—ถ๐˜๐˜† ๐—ฑ๐—ฒ๐˜€๐˜๐—ฎ๐—ฏ๐—ถ๐—น๐—ถ๐˜€๐—ฒ๐˜€ ๐—ฒ๐—ฐ๐—ผ๐—ป๐—ผ๐—บ๐—ถ๐—ฒ๐˜€
Extreme wealth concentration is no longer just a side effect of growth. As inequality deepens, its consequences are shifting from a social concern to a broader threat to economic stability and democratic resilience.
https://www.firstlinks.com.au/inequality-destabilises-economies

๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—”๐—œโ€™๐˜€ ๐—ณ๐—ผ๐˜‚๐—ฟ ๐—ต๐—ผ๐—ฟ๐˜€๐—ฒ๐—บ๐—ฒ๐—ป ๐—ฎ๐—ฟ๐—ฟ๐—ถ๐˜ƒ๐—ฒ๐—ฑ?AI exuberance is colliding with economic reality. Cracks are emerging as spending surges...
22/06/2026

๐—›๐—ฎ๐˜ƒ๐—ฒ ๐—”๐—œโ€™๐˜€ ๐—ณ๐—ผ๐˜‚๐—ฟ ๐—ต๐—ผ๐—ฟ๐˜€๐—ฒ๐—บ๐—ฒ๐—ป ๐—ฎ๐—ฟ๐—ฟ๐—ถ๐˜ƒ๐—ฒ๐—ฑ?
AI exuberance is colliding with economic reality. Cracks are emerging as spending surges, ROI remains uncertain and enterprise behaviour shifts. The next phase may look less like an expansion and more like a reckoning.
https://www.firstlinks.com.au/have-ais-four-horsemen-arrived

๐—•๐˜‚๐—ฑ๐—ด๐—ฒ๐˜ ๐˜๐—ฎ๐˜… ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐˜€ ๐—ผ๐—ป๐—น๐˜† ๐˜€๐—ฐ๐—ฟ๐—ฎ๐˜๐—ฐ๐—ต ๐˜๐—ต๐—ฒ ๐˜€๐˜‚๐—ฟ๐—ณ๐—ฎ๐—ฐ๐—ฒ. ๐—›๐—ฒ๐—ฟ๐—ฒ ๐—ฎ๐—ฟ๐—ฒ ๐Ÿฐ ๐—ฟ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—บ๐˜€ ๐—”๐˜‚๐˜€๐˜๐—ฟ๐—ฎ๐—น๐—ถ๐—ฎ ๐—ป๐—ฒ๐—ฒ๐—ฑ๐˜€ ๐—ป๐—ฒ๐˜…๐˜The 2026 budget has reignited Austra...
21/06/2026

๐—•๐˜‚๐—ฑ๐—ด๐—ฒ๐˜ ๐˜๐—ฎ๐˜… ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐˜€ ๐—ผ๐—ป๐—น๐˜† ๐˜€๐—ฐ๐—ฟ๐—ฎ๐˜๐—ฐ๐—ต ๐˜๐—ต๐—ฒ ๐˜€๐˜‚๐—ฟ๐—ณ๐—ฎ๐—ฐ๐—ฒ. ๐—›๐—ฒ๐—ฟ๐—ฒ ๐—ฎ๐—ฟ๐—ฒ ๐Ÿฐ ๐—ฟ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—บ๐˜€ ๐—”๐˜‚๐˜€๐˜๐—ฟ๐—ฎ๐—น๐—ถ๐—ฎ ๐—ป๐—ฒ๐—ฒ๐—ฑ๐˜€ ๐—ป๐—ฒ๐˜…๐˜
The 2026 budget has reignited Australia's tax reform debate, but more work remains. Beneath the surface lies a harder question: what structural reforms are needed to make the country's tax system fit for the future?
https://www.firstlinks.com.au/budget-tax-changes-only-scratch-the-surface-here-are-4-reforms-australia-needs-next

21/06/2026

Thereโ€™s a big difference between being careful with money and being afraid of it.
Careful leads to intention.
Fear leads to avoidance.
If spending money always comes with guilt โ€” even when itโ€™s planned โ€” something deeper is going on.
Which one do you recognise?

๐—ก๐—ฒ๐—ด๐—ฎ๐˜๐—ถ๐˜ƒ๐—ฒ ๐—ด๐—ฒ๐—ฎ๐—ฟ๐—ถ๐—ป๐—ด: ๐—พ๐˜‚๐—ฎ๐—ฟ๐—ฎ๐—ป๐˜๐—ถ๐—ป๐—ฒ๐—ฑ, ๐—ป๐—ผ๐˜ ๐—ธ๐—ถ๐—น๐—น๐—ฒ๐—ฑThe Budget's negative gearing changes defer deductions rather than deny them, y...
20/06/2026

๐—ก๐—ฒ๐—ด๐—ฎ๐˜๐—ถ๐˜ƒ๐—ฒ ๐—ด๐—ฒ๐—ฎ๐—ฟ๐—ถ๐—ป๐—ด: ๐—พ๐˜‚๐—ฎ๐—ฟ๐—ฎ๐—ป๐˜๐—ถ๐—ป๐—ฒ๐—ฑ, ๐—ป๐—ผ๐˜ ๐—ธ๐—ถ๐—น๐—น๐—ฒ๐—ฑ
The Budget's negative gearing changes defer deductions rather than deny them, yet a worked example shows quarantining can halve the tax benefit's present value for buyers of established dwellings.
https://www.firstlinks.com.au/negative-gearing-quarantined-not-killed

๐—™๐—ฎ๐—บ๐—ถ๐—น๐˜† ๐—ผ๐—ณ๐—ณ๐—ถ๐—ฐ๐—ฒ๐˜€ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—พ๐˜‚๐—ถ๐—ฒ๐˜๐—น๐˜† ๐˜๐—ฎ๐—ธ๐—ฒ๐—ป ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐—”๐˜‚๐˜€๐˜๐—ฟ๐—ฎ๐—น๐—ถ๐—ฎ๐—ป ๐—ฝ๐—ฟ๐—ถ๐˜ƒ๐—ฎ๐˜๐—ฒ ๐—ฐ๐—ฎ๐—ฝ๐—ถ๐˜๐—ฎ๐—นIn just four years, Australia's private capital landsca...
19/06/2026

๐—™๐—ฎ๐—บ๐—ถ๐—น๐˜† ๐—ผ๐—ณ๐—ณ๐—ถ๐—ฐ๐—ฒ๐˜€ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—พ๐˜‚๐—ถ๐—ฒ๐˜๐—น๐˜† ๐˜๐—ฎ๐—ธ๐—ฒ๐—ป ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐—”๐˜‚๐˜€๐˜๐—ฟ๐—ฎ๐—น๐—ถ๐—ฎ๐—ป ๐—ฝ๐—ฟ๐—ถ๐˜ƒ๐—ฎ๐˜๐—ฒ ๐—ฐ๐—ฎ๐—ฝ๐—ถ๐˜๐—ฎ๐—น
In just four years, Australia's private capital landscape has transformed. We are seeing changes across who deploys capital, how deals are structured and why new platforms and investor pathways are rapidly emerging.
https://www.firstlinks.com.au/family-offices-have-quietly-taken-over-australian-private-capital

๐— ๐—ฒ๐—ด ๐—ผ๐—ป ๐—ฆ๐— ๐—ฆ๐—™๐˜€: ๐—ง๐—ต๐—ฒ ๐—–๐—š๐—ง ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐˜€ ๐—ฑ๐—ผ๐—ปโ€™๐˜ ๐—ถ๐—บ๐—ฝ๐—ฎ๐—ฐ๐˜ ๐˜€๐˜‚๐—ฝ๐—ฒ๐—ฟ ๐—ฏ๐˜‚๐˜ ๐˜„๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐——๐—ถ๐˜ƒ ๐Ÿฎ๐Ÿต๐Ÿฒ ๐˜๐—ฎ๐˜… ๐—ฑ๐—ฒ๐—ฐ๐—ถ๐˜€๐—ถ๐—ผ๐—ป๐˜€?New CGT rules could tip the scales...
18/06/2026

๐— ๐—ฒ๐—ด ๐—ผ๐—ป ๐—ฆ๐— ๐—ฆ๐—™๐˜€: ๐—ง๐—ต๐—ฒ ๐—–๐—š๐—ง ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐˜€ ๐—ฑ๐—ผ๐—ปโ€™๐˜ ๐—ถ๐—บ๐—ฝ๐—ฎ๐—ฐ๐˜ ๐˜€๐˜‚๐—ฝ๐—ฒ๐—ฟ ๐—ฏ๐˜‚๐˜ ๐˜„๐—ต๐—ฎ๐˜ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐——๐—ถ๐˜ƒ ๐Ÿฎ๐Ÿต๐Ÿฒ ๐˜๐—ฎ๐˜… ๐—ฑ๐—ฒ๐—ฐ๐—ถ๐˜€๐—ถ๐—ผ๐—ป๐˜€?
New CGT rules could tip the scales in the super vs non-super debate. For those facing the Division 296 tax, the case for withdrawing has gotten more complex. A "comparison rate" tool may help assess decisions.
https://www.firstlinks.com.au/meg-on-smsfs-the-cgt-changes-dont-impact-super-but-what-about-div-296-tax-decisions

๐—ง๐—ฒ๐˜€๐˜๐—ฎ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐˜๐—ฟ๐˜‚๐˜€๐˜๐˜€ ๐—ฝ๐—ผ๐˜€๐˜-๐—ฏ๐˜‚๐—ฑ๐—ด๐—ฒ๐˜: ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด, ๐˜๐—ฎ๐˜… ๐—ฟ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—บ ๐—ฎ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ โ€˜๐—ฑ๐—ฒ๐—ฎ๐˜๐—ต ๐˜๐—ฎ๐˜…โ€™ ๐—ฑ๐—ฒ๐—ฏ๐—ฎ๐˜๐—ฒProposed Budget changes to taxati...
17/06/2026

๐—ง๐—ฒ๐˜€๐˜๐—ฎ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐˜๐—ฟ๐˜‚๐˜€๐˜๐˜€ ๐—ฝ๐—ผ๐˜€๐˜-๐—ฏ๐˜‚๐—ฑ๐—ด๐—ฒ๐˜: ๐—˜๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฝ๐—น๐—ฎ๐—ป๐—ป๐—ถ๐—ป๐—ด, ๐˜๐—ฎ๐˜… ๐—ฟ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—บ ๐—ฎ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ โ€˜๐—ฑ๐—ฒ๐—ฎ๐˜๐—ต ๐˜๐—ฎ๐˜…โ€™ ๐—ฑ๐—ฒ๐—ฏ๐—ฎ๐˜๐—ฒ
Proposed Budget changes to taxation are casting new uncertainty over testamentary trusts, prompting closer scrutiny of estate planning structures and the real implications of reforms still taking shape.
https://www.firstlinks.com.au/testamentary-trusts-post-budget-estate-planning-tax-reform-and-the-death-tax-debate

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