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Financial Advisers based in Perth and Brisbane,
Advising Clients Australia-wide

๐—”๐—ณ๐˜๐—ฒ๐—ฟ ๐˜๐—ต๐—ฒ ๐—•๐˜‚๐—ฑ๐—ด๐—ฒ๐˜, ๐—”๐˜‚๐˜€๐˜๐—ฟ๐—ฎ๐—น๐—ถ๐—ฎ ๐—ป๐—ฒ๐—ฒ๐—ฑ๐˜€ ๐—ถ๐˜๐˜€ ๐—ผ๐˜„๐—ป ๐—ฑ๐—ฒ๐—ณ๐—ถ๐—ป๐—ถ๐˜๐—ถ๐—ผ๐—ป ๐—ผ๐—ณ ๐—พ๐˜‚๐—ฎ๐—น๐—ถ๐˜๐˜†As tax reforms reshape investment incentives, investors s...
22/07/2026

๐—”๐—ณ๐˜๐—ฒ๐—ฟ ๐˜๐—ต๐—ฒ ๐—•๐˜‚๐—ฑ๐—ด๐—ฒ๐˜, ๐—”๐˜‚๐˜€๐˜๐—ฟ๐—ฎ๐—น๐—ถ๐—ฎ ๐—ป๐—ฒ๐—ฒ๐—ฑ๐˜€ ๐—ถ๐˜๐˜€ ๐—ผ๐˜„๐—ป ๐—ฑ๐—ฒ๐—ณ๐—ถ๐—ป๐—ถ๐˜๐—ถ๐—ผ๐—ป ๐—ผ๐—ณ ๐—พ๐˜‚๐—ฎ๐—น๐—ถ๐˜๐˜†
As tax reforms reshape investment incentives, investors should rethink what quality investing means in the uniquely concentrated Australian market, where traditional frameworks may not translate as effectively.
https://www.firstlinks.com.au/after-the-budget-australia-needs-its-own-definition-of-quality

22/07/2026

People think the biggest financial fear is running out of money. In my experience, it isnโ€™t.
The real fear is running out of options โ€” being forced to work, unable to say no, stuck in something youโ€™ve outgrown.
Money at its best buys flexibility. At its worst, it takes it away. Every good plan Iโ€™ve seen prioritises options first, not numbers.

๐——๐—ฎ๐˜๐—ฎ๐—ฐ๐—ฒ๐—ป๐˜๐—ฒ๐—ฟ๐˜€ ๐—ฎ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฒ ๐—ป๐—ฒ๐˜„ ๐˜€๐—ต๐—ฎ๐—น๐—ฒ ๐—ผ๐—ถ๐—นWhy are tech giants pouring billions into datacentres when the economics look questiona...
21/07/2026

๐——๐—ฎ๐˜๐—ฎ๐—ฐ๐—ฒ๐—ป๐˜๐—ฒ๐—ฟ๐˜€ ๐—ฎ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฒ ๐—ป๐—ฒ๐˜„ ๐˜€๐—ต๐—ฎ๐—น๐—ฒ ๐—ผ๐—ถ๐—น
Why are tech giants pouring billions into datacentres when the economics look questionable? The most dangerous words in investing may be: "everyone else is doing it". Today's AI boom has striking parallels with the shale bust.
https://www.firstlinks.com.au/datacenters-are-the-new-shale-oil

20/07/2026

๐—ช๐—ฒ๐—น๐—ฐ๐—ผ๐—บ๐—ฒ ๐˜๐—ผ ๐—™๐—ถ๐—ฟ๐˜€๐˜๐—น๐—ถ๐—ป๐—ธ๐˜€ ๐—˜๐—ฑ๐—ถ๐˜๐—ถ๐—ผ๐—ป ๐Ÿฒ๐Ÿณ๐Ÿฌ ๐˜„๐—ถ๐˜๐—ต ๐˜„๐—ฒ๐—ฒ๐—ธ๐—ฒ๐—ป๐—ฑ ๐˜‚๐—ฝ๐—ฑ๐—ฎ๐˜๐—ฒ
Do you pay for investment insights? It might be distorting your beliefs and investment decisions.
https://www.firstlinks.com.au/welcome-firstlinks-edition-670

๐—ฅ๐—ฎ๐—ป๐—ธ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฟ๐—ฒ๐—ฒ ๐—ฐ๐—ผ๐—บ๐—บ๐—ผ๐—ป ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐—ถ๐—ฒ๐˜€The defining challenge of retirement isn't just about building wealth, it's ab...
19/07/2026

๐—ฅ๐—ฎ๐—ป๐—ธ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฟ๐—ฒ๐—ฒ ๐—ฐ๐—ผ๐—บ๐—บ๐—ผ๐—ป ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐—ถ๐—ฒ๐˜€
The defining challenge of retirement isn't just about building wealth, it's about converting your lifetime savings into sustainable income. A holistic understanding of different strategies can improve long-term outcomes.
https://www.firstlinks.com.au/ranking-three-common-retirement-strategies

19/07/2026

Social media has a loud definition of success โ€” bigger, more, faster.
But in real conversations, success sounds quieter. โ€œI feel calmer.โ€ โ€œI donโ€™t stress about bills anymore.โ€ โ€œI finally understand whatโ€™s going on.โ€
Those donโ€™t make flashy posts, but they change lives.
If your definition of success doesnโ€™t include peace, itโ€™s incomplete.

๐—ช๐—ฎ๐˜€ ๐—น๐—ถ๐—ณ๐—ฒ ๐—ฟ๐—ฒ๐—ฎ๐—น๐—น๐˜† ๐—ฏ๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ด๐—ผ๐—ผ๐—ฑ ๐—ผ๐—น๐—ฑ ๐—ฑ๐—ฎ๐˜†๐˜€?Are we worse off than previous generations? Lately, there seems to be a heig...
18/07/2026

๐—ช๐—ฎ๐˜€ ๐—น๐—ถ๐—ณ๐—ฒ ๐—ฟ๐—ฒ๐—ฎ๐—น๐—น๐˜† ๐—ฏ๐—ฒ๐˜๐˜๐—ฒ๐—ฟ ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ด๐—ผ๐—ผ๐—ฑ ๐—ผ๐—น๐—ฑ ๐—ฑ๐—ฎ๐˜†๐˜€?
Are we worse off than previous generations? Lately, there seems to be a heightened level of angst that economic conditions are getting harder and that the two-party political system (and maybe democracy too) is failing voters.
https://www.firstlinks.com.au/was-life-really-better-in-the-good-old-days

๐—”๐˜‚๐˜€๐˜๐—ฟ๐—ฎ๐—น๐—ถ๐—ฎ ๐—ต๐—ฎ๐˜€ ๐˜€๐—ฎ๐˜ƒ๐—ฒ๐—ฑ $๐Ÿฐ.๐Ÿฑ ๐˜๐—ฟ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป ๐—ณ๐—ผ๐—ฟ ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜. ๐—›๐—ฒ๐—ฟ๐—ฒ'๐˜€ ๐˜„๐—ต๐—ฎ๐˜ ๐—บ๐—ฎ๐˜๐˜๐—ฒ๐—ฟ๐˜€ ๐—บ๐—ผ๐—ฟ๐—ฒMost Australians approaching retirement can te...
17/07/2026

๐—”๐˜‚๐˜€๐˜๐—ฟ๐—ฎ๐—น๐—ถ๐—ฎ ๐—ต๐—ฎ๐˜€ ๐˜€๐—ฎ๐˜ƒ๐—ฒ๐—ฑ $๐Ÿฐ.๐Ÿฑ ๐˜๐—ฟ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป ๐—ณ๐—ผ๐—ฟ ๐—ฟ๐—ฒ๐˜๐—ถ๐—ฟ๐—ฒ๐—บ๐—ฒ๐—ป๐˜. ๐—›๐—ฒ๐—ฟ๐—ฒ'๐˜€ ๐˜„๐—ต๐—ฎ๐˜ ๐—บ๐—ฎ๐˜๐˜๐—ฒ๐—ฟ๐˜€ ๐—บ๐—ผ๐—ฟ๐—ฒ
Most Australians approaching retirement can tell you the exact dollar value of their super account. But success depends on more than a sizeable balance. Here's four key questions to ask yourself at the start of the financial year.
https://www.firstlinks.com.au/australia-has-saved-45-trillion-for-retirement-heres-what-matters-more

๐—ช๐—ต๐—ผ ๐—ด๐—ฎ๐—ถ๐—ป๐˜€ ๐—ถ๐—ป ๐—ฎ๐—ป ๐—”๐—œ-๐˜€๐˜‚๐—ฝ๐—ฒ๐—ฟ๐—ฐ๐—ต๐—ฎ๐—ฟ๐—ด๐—ฒ๐—ฑ ๐—ฒ๐—ฐ๐—ผ๐—ป๐—ผ๐—บ๐˜†?AI is already reshaping the economy, but companies building transformative techn...
16/07/2026

๐—ช๐—ต๐—ผ ๐—ด๐—ฎ๐—ถ๐—ป๐˜€ ๐—ถ๐—ป ๐—ฎ๐—ป ๐—”๐—œ-๐˜€๐˜‚๐—ฝ๐—ฒ๐—ฟ๐—ฐ๐—ต๐—ฎ๐—ฟ๐—ด๐—ฒ๐—ฑ ๐—ฒ๐—ฐ๐—ผ๐—ป๐—ผ๐—บ๐˜†?
AI is already reshaping the economy, but companies building transformative technologies rarely capture the greatest long-term value. Instead, those benefits accrue to the users. We may well see this pattern reproduced.
https://www.firstlinks.com.au/who-gains-in-an-ai-supercharged-economy

๐——๐—ถ๐˜ƒ ๐Ÿฎ๐Ÿต๐Ÿฒ'๐˜€ ๐—บ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป-๐—ฑ๐—ผ๐—น๐—น๐—ฎ๐—ฟ ๐—ฟ๐—ฒ๐˜€๐—ฒ๐˜ ๐˜„๐—ผ๐—ฟ๐˜๐—ต $๐Ÿฎ๐Ÿฑ,๐Ÿฌ๐Ÿฌ๐ŸฌThe 'cost base reset' for the new super tax is being sold as protection for ...
15/07/2026

๐——๐—ถ๐˜ƒ ๐Ÿฎ๐Ÿต๐Ÿฒ'๐˜€ ๐—บ๐—ถ๐—น๐—น๐—ถ๐—ผ๐—ป-๐—ฑ๐—ผ๐—น๐—น๐—ฎ๐—ฟ ๐—ฟ๐—ฒ๐˜€๐—ฒ๐˜ ๐˜„๐—ผ๐—ฟ๐˜๐—ต $๐Ÿฎ๐Ÿฑ,๐Ÿฌ๐Ÿฌ๐Ÿฌ
The 'cost base reset' for the new super tax is being sold as protection for pre-July gains. A worked example shows $1M of protection is worth about $25,000, and the real deadline has not passed.
https://www.firstlinks.com.au/div-296s-million-dollar-reset-worth-25000

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