Collin Fox Financial Planning Pty Ltd

18/10/2026

Can You Have Too Much Life Insurance?

Most people worry about not having enough cover.

But after more than 20 years as a financial planner, I've seen plenty of situations where the opposite was true.

Recently, I met with a client who was paying for insurance that no longer matched their circumstances. They weren't underinsured. They were simply paying for cover they no longer needed.

Insurance isn't about having the most cover possible. It's about having the right cover for your goals, family, debts and stage of life.

In this short video, I share why regular insurance reviews can be just as important as having insurance in the first place.

Video: https://youtube.com/shorts/Kkb5RRNVM9Q

Interested in learning more about how financial advice may help? Book a complimentary discovery call via the link below to discuss your goals and how I can help.

https://collinfoxfp.com.au/bookings/

10/09/2026

📊 The Value of Financial Advice Continues to Grow

The latest research from Russell Investments highlights a powerful trend: clients are seeing more value in professional financial advice than ever before.

✅ Advisers are delivering. Before receiving advice, 41 per cent of advised clients strongly agreed they were confident in achieving their financial goals. After the advice, the figure doubles to 83 per cent.

✅ 90% of advised clients rate their adviser as good or excellent value, up from 84% in 2025, despite average annual fees increasing.

✅ Adviser-client relationships continue to strengthen, with 76% of advisers reporting client relationships that have lasted more than 10 years.

✅ Client engagement is increasing, with 67% of clients speaking with their adviser three or more times per year.

✅ Future demand remains strong, particularly among women. 62% of non-advised investors who are highly likely to seek advice are women.

✅ Advisers themselves increasingly define value in human rather than technical terms. Sixty per cent say one of the most valuable benefits they provide is peace of mind about clients’ financial futures, while only four per cent identify improving investment performance as their greatest contribution.

✅ Among advised clients, 43 per cent say they sought advice for reassurance about their financial future, compared with 38 per cent who cite retirement planning. This suggests that many people are looking for confidence and peace of mind, not just a retirement projection.

What stands out to me is that clients increasingly value confidence, reassurance and having someone to help them navigate major financial decisions. Investment performance remains important, but advice today is increasingly about helping people make better decisions, avoid costly mistakes and gain peace of mind about their financial future

Thinking about retirement, superannuation, investing or reducing tax? Book a complimentary initial call and learn how over 20 years of financial planning experience may help you build confidence in your financial future.

📅 Book a complimentary initial call: https://calendly.com/collin-collinfoxfp/15min?month=2026-09

Source: Russell Investments, Value of an Adviser Report 2026.



General Advice Warning: The information in this article and the links has been prepared for general information purposes only and does not take into account your personal objectives, financial situation or needs. It is not intended to provide commercial, financial, investment, accounting, tax or legal advice. You should, before you make any decision regarding any information, strategies, or products mentioned in this article, consult a professional financial advisor to consider whether it is suitable and appropriate for you and your personal needs and circumstances. Before making a decision to acquire a financial product, you should obtain and read the Product Disclosure Statement (PDS) relating to that product, together with the Target Market Determination (TMD).

07/09/2026

Proud to be working alongside these two absolute legends, Rick and Louis.
It's such a privilege to work alongside Rick and Louis, helping individuals, families and business owners get the right advice at every stage of life.
Between NXT Legal (Louis), Queensland Accounting Services (Ricky), and Collin Fox Financial Planning, we can assist with everything from wealth management, retirement planning, conveyancing, property transactions, commercial law and business structuring, through to taxation, accounting, SMSFs, compliance, estate planning, insurance (life, TPD, trauma and income protection), business insurance (key person), buy sell/agreements, and investment advice.
Whether you're buying a property, growing a business, planning for retirement, protecting your family, managing your wealth, looking for tax advice or returns, or simply looking for trusted professional guidance, we're here to help.
Beyond their technical expertise, the team genuinely cares about helping people navigate important financial decisions and plan with confidence for the future.
If you'd like to work with a team that can look after your legal, accounting and financial planning needs under one roof, we'd love to welcome you to our offices in Eight Mile Plains.
From your first home to your retirement plan, from business start-up to succession planning, we've got the expertise to help you every step of the way.

17/08/2026

Received an inheritance and heading towards 60? You might unlock tax-free pension income. Maximize carry-forward contributions to save big on tax. Get advice and explore your super options!
Full Article here: https://collinfoxfp.com.au/im-50-and-received-an-inheritance-what-should-i-do/
Full video here: https://youtu.be/pSd5fJNGPE4?si=LPFr8_GRSHgRmqtL
Book a complimentary call to discuss how I can help you here: https://collinfoxfp.com.au/bookings

13/08/2026

Quality local family owned long term business with a solid review from another happy customer.

We are happy when our customers are happy!

At Exceed Pest Control our focus is on what's best for you, that's why we tailor all our treatments and services based on your needs.

Experience the Exceed Pest Control difference and book your service today on 0457 897 979.

05/08/2026

What would you do with a $500,000 inheritance at age 50?
Pay off the mortgage? Invest? Contribute to super? Help the kids?
These are some of the biggest financial decisions many people will ever make, and the right answer is rarely as simple as choosing one option.
In this article and short video, I walk through a real-life style case study showing how an inheritance can potentially be used to reduce tax, improve retirement outcomes, reduce debt and support family goals, all while keeping the bigger picture in focus.
Before making a major financial decision, it’s worth understanding how each option impacts your overall financial future.
Full article here: https://lnkd.in/gWQtiHR3
Full video here: https://lnkd.in/gTxXkzVq

General Advice Warning: The information in this article and the links has been prepared for general information purposes only and does not take into account your personal objectives, financial situation or needs. It is not intended to provide commercial, financial, investment, accounting, tax or legal advice. You should, before you make any decision regarding any information, strategies, or products mentioned in this article, consult a professional financial advisor to consider whether it is suitable and appropriate for you and your personal needs and circumstances. Before making a decision to acquire a financial product, you should obtain and read the Product Disclosure Statement (PDS) relating to that product, together with the Target Market Determination (TMD).

03/08/2026

Its not always appropriate to have only growth assets. Asset pooling, and ensuring you have money when the time comes to spend it, reduces worry, so you can enjoy life without significant market stress. Invest smart, live stress-free.

Full Article here: https://collinfoxfp.com.au/im-65-still-working-and-earning-120000-pa-should-i-start-an-account-based-pension/
Full video here: https://youtu.be/n2z1HmSGico?si=MFcRATRM-OPEtvwL
Book a complimentary call to discuss how I can help you here: https://collinfoxfp.com.au/bookings

30/07/2026

Stoked to get 5k views on this in only 3wks.

Watch the video here https://youtu.be/0DxgYZZFvjY?si=yCmvAYbP0NhEtHPx

Please share with your family and friends headed towards retirement to see if they’re on track or can retire sooner than they think.

30/07/2026

Planning for retirement means ensuring you have a sustainable long-term asset base to provide for your desired lifestyle. Good planning and Financial Modelling can provide you with the confidence to retire!.
Full Article here: https://collinfoxfp.com.au/im-65-still-working-and-earning-120000-pa-should-i-start-an-account-based-pension/
Full video here: https://youtu.be/n2z1HmSGico?si=MFcRATRM-OPEtvwL
Book a complimentary call to discuss how I can help you here: https://collinfoxfp.com.au/bookings

27/07/2026