Ascent Wealth Solutions

21/08/2026

At Ascent Wealth Solutions, we’ve been asked whether negative gearing is “over” following the passage of the Treasury Laws Amendment (Tax Reform No. 1) Act 2026 on 26 June 2026. Media coverage of the reforms has led many Australians to question whether negative gearing remains available, how the new negative gearing rules work, and what...
The post Is Gearing Dead? What the 2026 Budget Actually Changed and What It Didn’t appeared first on Ascent Wealth Solutions.

Understand what the 2026 Budget changed for negative gearing and CGT, what remains the same, and what investors should consider before borrowing to invest.

19/08/2026

At Ascent Wealth Solutions, we believe choosing how to borrow is often just as important as choosing what to invest in. The borrowing method drives your cost, your risk, and what happens if the strategy does not go to plan. Rates below are indicative only, at the time of writing, and are not offers of...
The post Four Ways to Borrow to Invest: Understanding the Available Options appeared first on Ascent Wealth Solutions.

Home equity, investment property, margin lending, or internally geared funds? Compare four common ways Australians borrow to invest in 2026.

10/08/2026

If retirement is starting to feel closer than it once did, you may be asking yourself whether your current financial position will support the lifestyle you hope to enjoy. Whether you hope to retire in a few years or are simply thinking ahead, it is natural to have questions about how prepared you really are...
The post Retirement Planning Melbourne: Super, Retirement Income and Investment Strategies appeared first on Ascent Wealth Solutions.

Discover retirement planning in Melbourne and explore practical strategies to help align your income, superannuation and investments with your future goals.

29/06/2026

As retirement moves from a distant goal to a more realistic timeframe, you may find yourself looking at your investments differently. Questions such as, “What happens if markets fall just before I retire?”, “Am I taking too much risk?”, or “Should I become more conservative?” are common concerns for many Australians approaching retirement. After all,...
The post How Investment Risk Changes As You Approach Retirement appeared first on Ascent Wealth Solutions.

Explore how investment risk changes as retirement approaches and why balancing growth, income and stability matters for your future.

25/06/2026

As retirement moves from a distant idea to a realistic timeframe, you may find yourself thinking more carefully about the future. Will you have enough to retire comfortably? Can you maintain the lifestyle you enjoy today? When can you afford to stop working? And will your current strategies support the retirement you are working towards?...
The post Retirement Planning Melbourne: Are You On Track For The Retirement You Want? appeared first on Ascent Wealth Solutions.

Discover what retirement planning involves & explore the key considerations that may help you prepare for retirement with greater confidence & financial security.

17/06/2026

For many Australians, superannuation is one of their largest financial assets and can significantly influence their wealth, when they retire, and the lifestyle they can afford in retirement. Despite its importance, superannuation is often one of the least reviewed and most misunderstood aspects of a person’s financial position and retirement planning. Work, family and day-to-day...
The post Superannuation Strategies in Melbourne: What Many Australians Overlook Before Retirement appeared first on Ascent Wealth Solutions.

Explore superannuation strategies in Melbourne and discover key considerations that may help strengthen your retirement plans.

22/04/2026

Managing multiple debts can feel overwhelming, especially as you approach retirement. A clearer strategy could make all the difference. 📋✏️
Understanding your options now can help create a smoother financial path ahead.
Learn more through our latest article: https://ascentwealthsolutions.com.au/a-clearer-path-out-of-debt/