20/07/2026
Can I still process my clients' payroll, super and supplier payments without tripping the new AML/CTF rules?
That's been the #1 question from BAS Agents since the new AUSTRAC regime landed, and the recent updated guidance has finally given us a clear answer.
The good news: routine payment work from a client's own bank account β payroll, super, rent, regular suppliers β generally isn't "managing" client money, as long as you're following fixed client instructions rather than making the calls yourself.
The catch: the second you start deciding who gets paid, approving new suppliers, or resolving disputed invoices, you've crossed from administration into discretion. That's where the risk sits.
So we've built the toolkit for our members to keep you firmly on the right side of that line.
Access the toolkit here: https://austbook.net/pages/amlctf-reforms-for-bas-agents
Not a member? Find out more and join here: https://austbook.net/join-us