http://www.glasshousewealth.com.au/

Glasshouse Wealth, Maroochydore Road & Evans St, Sunshine Coast (2026)

18/05/2026

Okay okay I have seen enough budget/Albo business partner posts.
You are angry - rightfully so! But being angry won't fix anything.
Work hard. Adapt. Focus on what you can control.
And if that doesn't make you feel better, this picture of cute puppies will!

04/05/2026

How to pay off your mortgage in 10 years

The hard way and the easy way

Say you have:
-> $800,000 mortgage
-> 6.5% P&I repayments
-> 30 year loan
-> $1,166 pw (yikes!)

How do we pay this off in 10 years?

Option 1 - Extra repayments
-> To repay an $800k mortgage in 10 years
-> You need to double your repayments
-> To $2,193 pw (double yikes!)

Option 2 - Invest
-> Borrow another $800k
-> Invest in property or shares/managed funds (personal preference)
-> Interest only at 6.5%
-> Loan is $1,000pw BUT
-> Rent or dividends $600pw
-> Out of pocket only $400pw
-> If growth on asset is only 7.2%pa
-> Property/shares worth $1.6mil
-> Sell investments to clear all debt
(Note for simplicity I have excluded tax consequences)

In 2026 you have two clear paths
If you are ready to take the easy way
DM me to discuss this more

27/04/2026

Here are 5 simple steps to retire at 50
With over $2mil of investments & a debt free house
Step 5 is the most important

1. Commit (early)
→ If you are wanting to retire at 50
→ You need to commit to this 110%
→ This means sacrifice and discipline
(But you can still have your daily latte!)

2. Get into the property market ASAP
→ In the cheapest house you can safely/comfortably live in
→ That you can pay off before age 50
→ Overspending on your own home
→ Adds 10-20 years to your working life

3. Make extra contributions to your super
→ Adding $30pw to super over 30 years is an extra $300K
→ Even though you can’t access super until 60
→ Super is critical to retiring at 50 (stay with me here…)

4. Contribute into an investment portfolio
→ If you are 40 invest $6,000pm (challenging for most)
→ At age 35 $3,000pm
→ At age 30 $2,000pm
→ At age 25 $1,200pm
→ Every single month until you reach age 50
→ At a mere 8% return (reinvested)
→ You will have $1mil at age 50

5. KEEP DOING IT!
→ The biggest barrier to early retirement
→ Is we get distracted and frustrated
→ And we chase the “shiny object/shortcut”

If you just do these five steps
At age 50 you will have
→ A debt free house
→ $1mil investment portfolio
(to live off until age 60)
→ $1mil+ in super
(which you can access at 60
when it should be worth $2.5mil+
without any extra contributions
to last for the rest of your life)

You don’t need
→ An SMSF
→ Bitcoin
→ Four investment properties
→ To live off two minute noodes

(You will need a plan B…)

If you follow the above 5 steps
You will be financially so much better off
Than 95% of 50+ year olds
Begrugingly going to jobs they hate
To pay off a house they cannot afford

Best time to start is right now

DM me if you want help with any of the above steps

24/04/2026

Greg believed a financial myth most Aussies fall for

By breaking that lie, he’ll now retire 10 years earlier

Greg* is a 48-year-old truckie.
→ Loves his golf
→ Loves his kids
→ Earns good money
→ Mortgage is under control
→ Super balance is looking very healthy

He enjoys his job, but the idea of doing it for another 20 years?
That crushed him.

And the reason he was so deflated?

He’d bought into one of the biggest myths in retirement planning
I’ve heard it time and time again from everyday Aussies:
That myth is the "retirement age"

Greg believed he had to work until 67 aka until his "retirement age"

It’s a myth. A furphy. A flat-out lie.

Here’s the truth:
There is no official “retirement age” in Australia

Yes, there are key ages to know:
→ 67 is when you’re eligible for a welfare funded retirement (Age Pension)
→ 60 is when you can access your super

But your real retirement age?

It’s whenever you have enough money to stop working!

For most people, it's a lot sooner than they realise.

It certainly was for Greg.

By simply:
→ Keeping his current income steady
→ Starting an investment portfolio
→ Chipping away at his mortgage
→ Making some extra super contributions
→ Using very conservative assumptions

We project Greg can retire at around age 57!
10 years from now
A full decade earlier than he thought was possible

Want to know your real retirement age?

DM me if you want to discuss this more

*Name changed for privacy

17/04/2026

I found $38,296.32 for my client to put toward their first home deposit

It brought her to tears...

My (new) clients came to me as true battlers:
➡️ She’s a nurse
➡️ He’s an apprentice tradie
➡️ Three kids in private school
➡️ Living paycheck to paycheck
➡️ No family wealth to fall back on

For them, the idea of buying their first home felt like a fantasy:
❌ Rubbish debts
❌ No deposit
❌ No savings plan

In their words, they "had nothing to work with."
But then, one small comment caught my attention…

"I put extra into my super so I get a higher super payment from the government."

To her, it was no big deal
To me? It was a game-changer
(Yes, I think a little differently—I know, I’m weird 😅)

And like Grant Millar and Aidan Hartley posted here on Friday…
The First Home Super Saver Scheme is always on my radar
I suspected she was contributing to the scheme without even realising it

So we checked with the ATO…
And BOOM - $38,296.32!
She could access right now for her first home deposit!

She burst into tears.

Because within 15 minutes, their "fantasy" could be achieved by Christmas!

Our plan will now help them:
✅ Sort out their super (plenty of structural issues to fix—this alone will add $500K+ long term)
✅ Get a Plan B in place to protect their kids
✅ Eliminate their rubbish debts ASAP to maximise borrowing power
✅ Set them up to buy an investment property in 3-5 years (this part made her cry again)

Not bad for 90 minutes and $3,300 investment into advice (paid via super)

These moments remind me why I do what I do
Because (and I don’t say this lightly) what I do is lifechanging
And in a world full of negativity (news, social media, rejection etc.)
I need to remind myself of that sometimes

16/04/2026

Investing is BORING!

As someone who helps people invest daily I can confirm that

Investing is BORING!

Like
→ Tediously
→ Excruciatingly
→ Monotonously
→ Yawn inducingly
→ Soul crushingly
→ Mind numbingly

BORING!

But do you know what else is boring?
→ Studying
→ Exercising daily
→ Eating healthy
→ Drinking water
→ Meditating/mindfulness
→ Brushing and flossing your teeth Is also boring

Basically, the formula to boring is

“What is good for you”

Plus

“Requires a routine”

Equals

BORING

But do you know what is worse than boring?

Being
→ Tired and ill
→ Overweight and unfit
→ Being mentally overloaded
→ Not progressing in your career
→ Foul breath, sore teeth and dental drills (hear that high pitched whirl…)

These are worse than boring

These are PAINFUL

But here’s the kicker
→ You have to do your exercise yourself
→ You have to eat healthy yourself
→ You have to drink water yourself
→ You have to clear your mind yourself
→ You have to study yourself
→ You have to brush your teeth yourself BUT

You DON’T have to invest yourself

Investing is one of those “boring” tasks

That you do not have to do yourself

You can delegate this to someone else

Along with 99% of anything that is money related

And enjoy both
→ The benefits of doing the “boring task” i.e. wealth
→ While you do other “fun” things in the meantime

But whether you do find investing “fun” or “boring”

Doesn’t change the fact that

You need to invest

Like right now

And you need to do it

Every single day

During your working life

Because there is one more thing

That is FAR MORE BORING

Than investing

….

Being broke

13/04/2026

Andrew and Libby thought they could never buy a home
We created a 3 step plan so they can celebrate
Christmas 2026 in their own home...

Context
-> Andrew works as an engineer
-> Libby is a homemaker
-> Three young children
-> Living week to week
-> Little savings
-> No hope

Step 1 - Earn more
-> Andrew was being underpaid for his skills
-> Libby wants to return to the workforce
-> We created a clear income target
-> Enabling them to save more
-> And borrow more
(and still enjoy daily morning coffees)

Step 2 - Use super to save for first home
-> Use higher income to make extra super cont.
-> Saving 15% tax (up to certain limits)
-> Extra $9,000 for deposit
(Use this opportunity to review long term super investments and personal insurance cover)

Step 3 - Liaise with mortgage broker
-> Get clear understanding of borrowing power
-> Utilise 5% first home deposit scheme

They are now
-> Excited and laser focused on their goals
-> Both short and long term
-> Bring on Christmas 2026!

Investment into advice
-> $3,300 upfront
-> $330pm ongoing
-> Funded from super

If you and/or your clients want help buying their first home
DM me to discuss this more

10/04/2026

Think financial advice is too expensive?

Maybe it is...

But so is:
-> Being unaware how much tax your family will pay when you pass away
-> Losing money due to inflation devaluing your savings
-> Not having personal insurance when you need it
-> Being too conservative with your investments
-> Making poor emotional investment decisions
-> Being too aggressive with your investments
-> Worried your retirement savings won't last
-> Missing out on market opportunities
-> Choosing the wrong investments
-> Overlooking smart tax strategies

The cost of advice is usually much cheaper than the cost of ignorance

04/04/2026

Happy Easter!

Eat too much.
Relax a bit.
Enjoy the break.

03/04/2026

We have taken the net worth of a registered nurse
From $100,000 to $1.5mil in 10 years

This is the exact roadmap:

2016: 25-year-old single RN. Set up level premium personal insurance cover to lock in low rates for life.

2018: Optimized super investments for long term growth. Increased contributions to super.

2019: Implemented First Home Super Saver scheme for first home deposit.

2020: Purchased first home with new husband after interstate move.

2021: Unlocked equity to buy investment property.

2022: Assisted with establishment of investment portfolio.

2024: First child born. Adjusted insurance for new life stage. Considering more complex investment structures.

2026: Client unexpectedly made redundant, working through plans to either setup new business or continue career. Plans for second child. Investments continuing to grow.

At age 35:
• Partner unexpectedly made redundant
• Exploring new business vs. continuing career
• Planning for second child
• Investments continuing to grow

5 key strategies:
1. Get insurance locked in early for lifetime savings
2. Maximize super contributions
3. Leverage government schemes
4. Use property equity wisely
5. Adjust strategy for life changes

While the haters saying "FiNaNcIaL pLaNnErS aRe A wAsTe Of MoNeY...."
Her advice fees during this period would have been approx $20k
Her net wealth has grown by $1.4mil

If you want to stop "thinking about it"
And start "taking action"
DM me to get started

Glasshouse Wealth

18/05/2026

04/05/2026

27/04/2026

24/04/2026

17/04/2026

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13/04/2026

10/04/2026

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03/04/2026

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