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Well, this is a first in fifteen years - I received my first one star Google review.First and foremost, I have absolutel...
19/08/2026

Well, this is a first in fifteen years - I received my first one star Google review.

First and foremost, I have absolutely no idea who “W H” is. I have no record of ever speaking to anyone with those initials.

The profile is conveniently “locked” too.

Jealous competitor perhaps? Who knows. I have called out a few people over the years for bad behaviour, so it wouldn’t surprise me.

Look, I’ve been called a lot worse than “dodgy Chris”.

And I’ve heard enough stories from fellow business owners about fake reviews as well. Unfortunately, it’s part of the price of running a successful business.

But you know who I’m actually most frustrated with?

Those who DON’T leave reviews after a good experience.

I’ve heard plenty of comments from people (most of whom have never owned a business) who are “proud” to make their five-star reviews “hard to get”.

Like what????

That logic is so twisted it’s almost evil.

The vast majority of business owners are hardworking people who live in a near-constant state of insomnia, wondering where the next paycheque is coming from. I’m not complaining (there are plenty of positives) but that’s just the nature of the beast.

So my challenge to you reading this is simple:

Think of three businesses or organisations that have served you well over the last week and leave them a positive review on Google or elsewhere.

It could be a small business, café, school, church, sporting organisation, whatever.

Leave them a five star review on Google AND also give them a shoutout in the comments below (I always like to hear about good stories too).

Make the world a slightly better place by being generous with your positive feedback.

Looking forward to speaking at Glasshouse Country Chamber of Commerce Inc. latest community event. Link to info in comme...
19/08/2026

Looking forward to speaking at Glasshouse Country Chamber of Commerce Inc. latest community event. Link to info in comments

Also looking forward to seeing the new clubhouse as well!

There are only TWO types of clientsAnd the gap between them is enormousYou will ultimately choose which group you fall i...
13/08/2026

There are only TWO types of clients

And the gap between them is enormous

You will ultimately choose which group you fall into

Group 1:

> Minimal assets
> Lower incomes
> Drowning in debt
> Desperate for a miracle
> I create the “miracle plan”
> They celebrate by buying a $50,000 brand-new car
> Financed with a crushing car loan (of course….)
> Without liaising with me (of course….)

And then wonder why they can’t escape the rat race…

Group 2:

> Solid assets
> Similar income levels
> Long-term thinkers
> No crap debts
> Want to build wealth
> Receive the same “miracle plan”
> Implement that plan and see the results
> Then “upgrade” to a second hand $10,000 car
> Asking me for permission to buy the car
> And still feel guilty spending money on themselves

I’ll let you guess which group builds wealth faster.

And which group I enjoy working with over the long term.

Same age.
Same country.
Same economy.
Same opportunities.

Two completely different outcomes.

Mindset isn’t everything…

But it’s damn close.

Should I cash out my super at 60 to buy a home?A lot of people think the answer is “yes.”It rarely is…I recently met Mar...
12/08/2026

Should I cash out my super at 60 to buy a home?

A lot of people think the answer is “yes.”

It rarely is…

I recently met Margaret*

She’s worked hard her entire life and built up $750,000 in super

But she’s approaching 60 with no home and no other major assets

Her big question:

“Should I cash out my super so I can finally buy a house and retire?”

Let’s run the numbers

Path 1: Cash out super → buy a home → “retire”

Yes, she’d avoid paying rent (lets say $500 per week).

But she’d also:

> Lose her entire retirement nest egg
> Lose all future investment earnings
> Lose flexibility to cover health, travel or emergencies
> Have to fund property maintenance and related expenses
> End up relying almost entirely on the Age Pension

A single retiree on the full Age Pension

Currently receives about $1,180pf = $30,680pa

That’s it

No buffer, no extras, no freedom

A roof over your head…

But a very limited lifestyle

Path 2: Keep super invested → continue renting

Let’s look at the numbers:

> $750,000 earning a modest 6%pa = ~$45,000pa
> She’d still receive a part Age Pension = ~$17,000pa
> She’d get rent assistance = ~$5,500pa
> She keeps access to lump sums when she needs them

Yes, she will need to pay $26,000pa in rent

But she gains something far more valuable:

✔ Flexibility
✔ Ability to manage rising costs
✔ Access to funds for health, travel, emergencies
✔ A retirement with choices

It’s not “owning nothing.”

It’s owning options

Margaret came in convinced that buying a home was her only path

After walking through the numbers… she changed direction entirely

What I want for every client is simple:

Not the “dream scenario,”

But the scenario that gives them

Freedom, flexibility, and dignity in retirement

If you want to understand the real trade-offs in your own situation,

DM me to get started

How smart investors can potentially addhundreds of thousands of dollars to their superwithout working any harderGearing ...
10/08/2026

How smart investors can potentially add
hundreds of thousands of dollars to their super
without working any harder

Gearing = borrowing to invest

Just like you borrow to invest in property
you can also borrow to invest in shares
and managed funds

What most people don’t realise is
You can use gearing with shares and managed funds too!

And best of all:
✕ No loan applications
✕ No SMSF required
✕ No personal guarantees

You simply need a super fund
that offers Internally Geared Managed Funds
Simples!

An Internally Geared Managed Fund:
• Borrows money inside the fund
• Invests more than your original contribution
• More money invested from day one

Upside
• Higher long-term growth potential
• Greater exposure to growth assets

Downside
• Bigger ups and downs (more volatile)
• Losses are amplified when markets fall

This is unquestionably
An agressive long-term strategy
That is not suitable for everyone
But is it right for you?

Ask yourself two questions:
1. Do you believe shares and property will be worth more in 20+ years than they are today?
2. Can you tolerate short term volatility in exchange for potentially higher long-term returns?

If you answer Yes to both
this strategy could be right for you

An extra 1-2% over your lifetime
Can potentially add hundreds of thousands to your retirement savings
Setting yourself up for intergenerational wealth

Don’t try and do this yourself!
DM “GET STARTED”
And lets put a plan in place

“FiNaNcIaL AdViCe iS tOo ExPeNsIvE”MaybeBut that's the wrong questionThe better question is:How expensive is NOT getting...
06/08/2026

“FiNaNcIaL AdViCe iS tOo ExPeNsIvE”

Maybe

But that's the wrong question

The better question is:

How expensive is NOT getting advice?

I've seen people:

- Pay tens of thousands more in tax than they needed to
- Leave hundreds of thousands sitting in the wrong super fund
- Retire years later than they had to
- Miss Centrelink benefits they were entitled to
- Leave their family with unnecessary death benefit tax

Not because they made bad decisions
Because they didn't know the options available

Yes, financial advice costs money

For most Australians, ongoing advice is somewhere around $3,000 - $6,000 per year

(which most fund through super)

But here's what many people don't realise...

The fee is only half the equation

The other half is the value

If advice helps you:

→ Save tax every year
→ Build a better investment strategy
→ Retire earlier
→ Avoid major financial mistakes
→ Sleep better knowing you're on track
..was it really expensive?

Or was it one of the highest-return investments you ever made?

At Glasshouse Wealth, we don't believe financial advice should be a document that sits in a drawer

- Your life changes
- Tax laws change
- Super rules change
- Markets change

Your financial plan should change too

That's why we build long-term relationships with our clients rather than delivering advice and disappearing

And one thing many people are surprised to learn...

A large portion of our clients are able to fund some (or all) of their advice through their superannuation, reducing the impact on their household cash flow

The real question isn't:

"How much does advice cost?"

It's:

"What's the cost of getting it wrong?"

If you're wondering whether financial advice is worth it for your situation, send me a DM

Happy to have a chat

Want to save for your first home AND reduce your tax by $7,500?That’s EACH if part of a couple!Most people save for a de...
02/07/2026

Want to save for your first home AND reduce your tax by $7,500?

That’s EACH if part of a couple!

Most people save for a deposit in a regular savings account.

But most people are not aware you can use your super to save for your first home.

The First Home Super Saver Scheme in simple terms:

👉 Make extra voluntary contributions into your super
👉 Withdraw them later for your first home
👉 Potentially save up to $7,500 in tax (or $15,000 as a couple).

Here's a simple example:

- Save $50,000 through the scheme
- Pay 15% tax instead of 30% (if your income is between $45k to $135K)
- End up with around $42,500 after tax instead of $35,000

That's a $7,500 difference.

Not working harder. Just working smarter.

Now I have over simplified this strategy. The reality is much more complicated.

There are contribution limits, eligibility rules, timing considerations and plenty of traps that can catch people out.

But if you're planning to buy your first home in the next few years, it's definitely worth understanding.

Sometimes building wealth isn't about working harder.

It's simply about knowing how to play the game.

Lets get you into your first home sooner! DM me to get started!

Psychologists, counsellors & mental health professionals are a waste of time & money.You can work everything out yoursel...
25/06/2026

Psychologists, counsellors & mental health professionals are a waste of time & money.
You can work everything out yourself.

Triggered? Good

It is a horrific thing to say

And yet...

If someone is struggling with their finances people get told:
> Read a book
> Watch a video
> Listen to a podcast
> Figure it out yourself
> FiNaNcIaL PlAnNeRs ArE A WaStE Of MoNeY

The logic is infuriating

Yes financial advice may not be what you need i.e. if you just need help with budgeting a financial coach or counsellor may be more appropriate

But the shaming of people that want help and are willing to invest in themselves needs to stop

Struggling with mental health > Invest in a counsellor
Struggling with weight > Invest in a PT or dietician
Struggling with money > Invest in a financial planner

Paying for help isn't an expense.

It is an investment in yourself for a better life.

It will pay you exponential returns both financially and non financially.

DM me if you want to chat more

P.S. I do apologise if my headline did trigger something personal in you, but it needed to be said to make a point. Please reach out for help (like I have done in the past) to the amazing people who work in this space, they will help you!

23/06/2026

Never dreamt I would say this but the Greens have just pushed a BRILLIANT amendment to the budget banning SMSF recourse lending.

Those poor poor one stop property/SMSF/broking shops flogging garbage high rise apartments in 💩 hole areas now have to find real jobs that actually help people grow their wealth and not line their own pockets (around $20k a pop).

We await details and whether it will actually go through.

But a very big bravo to the Greens and also for Labour for supporting this change!

Address

Maroochydore Road & Evans St
Sunshine Coast, QLD
4558

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