17/09/2026
💳 Important change for businesses accepting card payments
From 1 October 2026, businesses will no longer be able to pass card payment surcharges on to customers.
This includes card payments through EFTPOS as well as online payment providers such as Stripe and PayPal.
The important part? The processing fees aren’t disappearing — businesses will still be charged these fees, meaning they’ll need to be absorbed as a business cost.
If your business currently charges customers a card surcharge, now is a good time to review your merchant fees, payment options and pricing to make sure you’re prepared for the change.
If I look after your books and you’re unsure how this may affect your business or Xero setup, just reach out and I’m happy to help. 😊