Plan and Implement Financial Planning - Mary Favelle

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Plan and Implement Financial Planning - Mary Favelle Get advice. Enjoy life. Our goal is for clients to live a life with financial confidence and freedom.

Plan and Implement is a Financial Planning Expert located in Geelong, Victoria and services clients across Australia. The advice we cover includes self-managed super funds (SMSF), superannuation, allocated pension, defined benefit pension, retirement planning, financial planning for women, DVA financial planning, personal insurance, cash flow management, business insurance, insurance claim managem

ent, estate planning, investment advice, and other financial services. The information contained in posts on this site represent general information only. It is not intended to be a personal recommendation, offer, advice or invitation to purchase, sell or otherwise deal in securities or other investments. Before making any decision in respect to a financial product, you should seek advice from an appropriately qualified professional. We believe that the information contained on this page and in the posted articles are accurate. However, we are not specifically licensed to provide tax or legal advice and any information that may relate to you should be confirmed with your tax or legal adviser.

Borrowing money from family and friends can work if repayment expectations are clearly defined before money is exchanged...
23/08/2026

Borrowing money from family and friends can work if repayment expectations are clearly defined before money is exchanged.

It’s one of the toughest money conversations anyone can have, and potentially destroys close relationships.

13/05/2026

Another Federal Budget done and dusted. This one felt unnecessarily mean. There was a massive tax grab with proposed changes to capital gains tax concessions and negative gearing, as well as taxation of discretionary trusts. Not a lot given to low-income households. In fact, some will end up worse off. The theme of the night was a promise of 75,000 new homeowners over 10 years. This was based on tax changes and infrastructure spending. The Government didn't acknowledge that the continued reliance on very high net immigration will compete with first home buyers just as real estate investors currently do.

12/05/2026

This is not my official Budget Summary, but it is funny.

Tax season is targeted for scams.  If you feel unsure about a request for information, check with the organisation indep...
11/05/2026

Tax season is targeted for scams. If you feel unsure about a request for information, check with the organisation independently before
1. providing codes sent to your phone or email
2. providing personal details
3. Clicking on tabs or replying to emails

11/05/2026

Tomorrow's Budget Night should be interesting. I expect a lot of passive aggressive blame shifting and a lack of financial accountability.

07/05/2026

With Tuesday's interest rate hike, it was nice to get a giggle. Comedy works because it is so true.

Last year I participated in this important fund-raiser.  Shining a light on su***de among ADF members and veterans.  I a...
22/02/2026

Last year I participated in this important fund-raiser. Shining a light on su***de among ADF members and veterans. I am marching for the families and friends left asking themselves everyday if there was something they could have done. Please support me in this endeavour.

This March, I'm be marching on to help prevent veteran su***de and save lives. Please sponsor me now

03/09/2025

The amazing Patricia Routledge, best remembered as Hyacinth Bucket in the classic BBC sitcom Keeping Up Appearances, has spoken openly about her long life in a moving podcast conversation.

Now aged 97, she reflected on her decades in the spotlight, her more recent hobbies, and shared thoughtful words of encouragement for those who may be anxious about ageing.

Patricia told Jay Speaks:
“My life didn’t quite take shape until my forties. I had worked steadily—on provincial stages, in radio plays, in West End productions—but I often felt adrift, as though I was searching for a home within myself that I hadn’t quite found.”

“At 50, I accepted the role of Hyacinth Bucket in Keeping Up Appearances. I thought it would be a small part in a little series. I never imagined that it would take me into people’s living rooms and hearts around the world.”

In her sixties, Patricia began learning Italian so she could sing opera in its original language. At 70, she made a return to the Shakespearean stage, something she had once thought was behind her.

During her eighties, she discovered a love for watercolour painting, creating flowers from her garden and portraits inspired by faces she recalled from her years travelling on the London Underground.

Now in her nineties, she cherishes the simple joys of life, saying she enjoys handwriting letters and treasures “the quiet.”

“I’m learning to bake rye bread. I still breathe deeply every morning. I still adore laughter – though I no longer try to make anyone laugh. I love the quiet more than ever.”

“I am writing this to tell you something simple: Growing older is not the closing act. It can be the most exquisite chapter – if you let yourself bloom again.

Let these years ahead be your treasure years. You don’t need to be famous. You don’t need to be flawless. You only need to show up – fully – for the life that is still yours.”

Absolutely brilliant from Dame Patricia 👏🏻

Here is a good article about the positive and negative consequences of market risk, personalised throughvthe experience ...
01/09/2025

Here is a good article about the positive and negative consequences of market risk, personalised throughvthe experience of a reputable fund manager. Being a smart investor is not about always getting it right. It is about investing appropriately for your timeframe and life stage.

Sydney fund manager Roger Montgomery learnt early the thrill of doubling your money.

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