IMZI Advisory

09/08/2026

Bangladesh’s total government debt rose 5.4% to reach Tk 22.59 trillion in the first nine months of FY2025-26, largely driven by increased borrowing from local banks. Consequently, interest payments jumped by 29%, placing higher pressure on the nation's public finances.

01/08/2026

Bangladesh Bank has reduced its policy rate by 50 basis points to 9.5% from 10%, effective August 2, to ease borrowing costs and boost private-sector credit, investment, and economic growth. While the Standing Deposit Facility rate remains unchanged at 7.5%, the central bank has also lowered the Standing Lending Facility rate to 11% to help stimulate overall economic activity despite ongoing inflation.

28/07/2026

At a recent PPRC webinar, experts highlighted that Bangladesh should focus on an "economy-first" foreign policy as global power rivalries increase. By maintaining strong, balanced relationships with all major partners, the country can attract foreign investment, build regional connections, and secure long-term economic growth while protecting its national interests.

26/07/2026

Bangladesh’s trade gap jumped nearly 24% to hit $23.98 billion in FY 2025–26, mainly because factories slowed down and export targets were missed. Imports of machinery and raw materials both dropped due to high interest rates, energy shortages, and reduced factory output. Fortunately, a record-breaking $35.5 billion sent back by expatriates helped ease the economic strain, while the government moves to set up its first Free Trade Zone (FTZ) to revive trade.

22/07/2026

The Bangladesh Financial Intelligence Unit (BFIU) froze assets worth Tk 760 billion during FY2024-25 under court orders following investigations into financial crimes and money laundering. Enhanced regulatory oversight, AI integration, and closer law enforcement collaboration led to a 74% increase in suspicious transaction reports, highlighting Bangladesh's commitment to financial transparency and combating illicit activities.

21/07/2026

The proposed shift from a monthly to a quarterly system for VAT payments and return submissions is raising concerns among officials, as it may widen the revenue gap. Because the Apr-Jun quarter's VAT will be paid in July '27, only 9 months of VAT receipts will count toward FY27, creating massive collection pressure. To meet the ambitious FY27 VAT target of Tk 2.23t—which requires an extra Tk 680b (+44%) over FY26's actual collection—VAT offices must secure Tk 743.3b per recognized quarter.

18/07/2026

Bangladesh plans to tap into international bond markets to secure foreign financing for development projects, reducing its reliance on domestic borrowing. This strategic shift aims to free up domestic funds for private sector investment and strengthen long-term fiscal management.

Additionally, discussions with an IMF delegation have covered debt management, external financing plans, and a proposed $4.0–4.5 billion IMF credit programme to support economic reforms and ensure macroeconomic stability.

15/07/2026

To encourage new entrepreneurs, the government has launched a series of financial initiatives aimed at boosting startup and CMSME financing.

Bangladesh Bank has increased its CMSME refinancing fund from Tk 100 crore to Tk 500 crore, allowing eligible entrepreneurs to secure collateral-free loans of up to Tk 1 million at a maximum 7% interest rate. Additionally, a separate Tk 500 crore Startup Fund has been introduced with a concessional 4% interest rate, a dedicated equity investment company has been established, and a Tk 1,200 crore employment fund is being finalized to support educated and semi-skilled unemployed youth.

13/07/2026