4Word Budgeting

4Word Budgeting Amy Luscombe, Certified YNAB Budgeting Coach Hi there! I've been an avid budgeter for over 20 years and an obsessive YNABer for more than a decade.

I'm Amy and I'm a Certified YNAB Budgeting Coach, here to help you break free from the paycheck-to-paycheck cycle and create lasting financial change. Not only has it changed my life, but it has also changed the lives of family and friends whom I've coached over the years. It has made me realize that I can help others get control of their finances, eliminate debt and save for what matters most to

them. I'm a wife and a mom to 2 teenage boys. I am a licensed professional engineer (P.Eng) and a certified project management professional (PMP) and in addition to budgeting, am currently working as a program manager for an industrial software company. I'm excited to work with you and to help you achieve your financial goals.

07/06/2025

Love this so much. Reach out for a free discovery call so you spend, save and live joyfully. ☺️

New feature alert! You can now simply cover overspending from a future month instead of did having to manually rejig yo...
06/25/2025

New feature alert! You can now simply cover overspending from a future month instead of did having to manually rejig your assigned amounts. 🤯

Protect this month's plan and cover overspending from a future month instead!✨ Get a free month of the YNAB App! - https://www.ynab.com/hannah👀 Watch This N...

06/25/2025

Best overall app for managing money!! 👏. No surprise there!

05/01/2025

Oh the gloriousness of a new month in YNAB. All those green categories and guilt-free spending ahead. Gets me every time. IYKYK

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04/14/2025

Wow - this is just incredible. SO inspiring - proof of YNAB working it's magic - the magic of spendfulness! 🪄

Oh that glorious feeling of a new month in YNAB! All those green categories and guilt free spending ahead. Pop me a 🙌 ...
04/01/2025

Oh that glorious feeling of a new month in YNAB! All those green categories and guilt free spending ahead. Pop me a 🙌 if you know!!! What's one thing that you're going to purchase GUILT-FREE this month? For me, it's a cordless vacuum. My floors are gonna thank me. Have a great day all. Happy spending!

03/24/2025
New feature alert!! You can now show YNAB off to all your friends without sharing how much money you budgeted or how mu...
02/25/2025

New feature alert!! You can now show YNAB off to all your friends without sharing how much money you budgeted or how much money you have remaining in each category! On the mobile app, from the Budget page, click on the 3 dots in the top left hand corner and select “Hide Amounts”. Enjoy!!

Money dysmorphia?? Who knew?
02/08/2025

Money dysmorphia?? Who knew?

01/31/2025

Does anyone else consider today a "cheat day" in terms of budgeting? I always enter my transactions on the morning after, meaning that spending on the 31st does not get logged until the 1st, which basically means that Jan.31st spending doesn't count for January! Which basically means that today is a cheat day. Please keep it quiet though - it's my dirty little secret ;)

Do you enter your transactions on the day they occur or the day after??

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Yes!!! 🙌
01/23/2025

Yes!!! 🙌

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Burlington, ON

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