deGraaf Financial Strategies

03/09/2026

“CARP has raised concerns with Canada’s major banks about the way investment advice is provided to seniors. . . . bank branch advisors are often focused on meeting sales targets tied to internal products. Their function within the big banks is to sell … with no mandate to prioritize the best outcomes for their clients.”

CARP Takes Action Against Banks’ Lack of Choice and Sales Culture with in-branch Investment Advice: Escalating to the Competition Bureau Member Update: CARP met with representatives from the Competition Bureau, March 5th, 2026. Over the past few months, CARP has raised concerns with Canada’s maj...

10/31/2025

A poppy in honour of my Opa - who played a role in liberating Holland and ending WWII in 1945. I hope the sacrifice of so many will always be remembered, and never repeated 🙏

09/26/2025

Consumer Alert! ⚠️ If this concerns you, contact us for solutions 📞

An Ontario woman says she had to use nearly all of her parents’ retirement savings to pay off a more than $660,000 tax bill after they both died within the same year.

03/12/2025

I was pleased to provide my insights on this topic . . .

Power of attorney abuse can be dangerous and traumatizing. With these tips, seniors can stay safe and avoid elder financial abuse and power of attorney abuse. (Updated Jan. 2025)

11/05/2024

Feeling a little nervous today? Here are some charts and stats on how the markets have performed during and after previous US elections . . . very interesting! 📈📊🤔

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08/14/2024

I was happy to contribute to the recent Globe & Mail article on The Gender Pension Gap. Click the link in the comments to read it! Contact us today if you could use some help getting retirement ready 🌸 [email protected] 🌸

08/01/2024

I was pleased to be interviewed on this topic …calling all single Moms! If you need some help planning for your retirement, give us a call ☎️

Strategic planning, advice required to ensure sole earners can get ahead

07/16/2024

Does your Estate Plan include Segregated Funds? Let's talk about the benefits of naming a Beneficiary on your Open or Non-Registered investment accounts today 🤔📞📱📧

A unique insurance-based investment that offers helpful estate-planning features.

07/10/2024

Some good points to consider! 🏠

Downsizing to smaller home may seem like a natural progression as you near retirement age. But consider these factors before you make the big move.