LevPlan

01/31/2026

You can choose to begin your CPP Canada Pension Plan monthly payments as early as age 60, or delay it to age 70. There is no "best age" since each case needs a detailed plan to discover what's best for you. But there are some big differences between ages.

01/23/2026

Have an emergency fund

01/21/2026

Most people retire with a financial plan. Few retire with a happiness plan.
My psychology background may seem odd for financial planning—until I realized money is only half the equation.
After years of watching clients navigate the "now what?" moment of retirement, here's what I've learned:
The happiest retirees don't just stop working. They start living intentionally.
8 moves that make the difference:

Own your mornings. No boss, no alarm—sounds great until every day feels like Saturday with no plans. Satisfying Daily Routines = freedom.

Learn something hard. Piano. Pottery. Spanish. Your brain doesn't have an expiration date. Stay Sharp.

Make your "No Regrets" list. Not a bucket list—the things you'd kick yourself for NOT doing.

Go somewhere that scares you a little. 65% of retirees dream of travel. Be in the percentage that actually books the ticket.

Redecorate like you mean it. Your home should reflect who you are NOW, not who you were at 45.

Take a real retreat. Not a vacation. A pause to ask: "What do I actually want next?"

Get digital. Ask your grandkids (or honestly, any 6-year-old works). Staying connected = staying relevant.

Become a foodie. Four years in South Korea changed my entire relationship with food. Chopsticks included.

Move your body. The happiest retirees are almost always the healthiest ones. Walk. Bike. Swim. Just move.

Retirement isn't the finish line. It's the starting gun.
The question isn't "Can I afford to retire?" It's "What am I retiring TO?"
What would be on YOUR no-regrets list?

07/11/2025

Dear Clients and Friends,

I hope this message finds you enjoying the sunshine and all the good moments summer brings.

This season has been one of joy (Our son Damien's Graduation) and also reflection for me and my family. My dad passed away in June, and while it has been a difficult time, we are so thankful he had his Will and Power of Attorney in place.

It made an overwhelming situation much more manageable and allowed us to focus on honoring his wishes and supporting each other.

It was a powerful reminder that having these documents isn’t just about legal paperwork—it’s about caring for the people you love.

If you haven’t yet prepared or reviewed your Will and Power of Attorney, I encourage you to set aside some time this summer to do so.

A Will ensures your estate is handled the way you intend. A POA ensures someone you trust can make important decisions if you’re ever unable to.

Having the correct beneficiaries set up on your accounts can save you more time, taxes and headaches.

Moreover, joint ownership is also great to have on certain accounts to avoid delays.

Taking these steps now is a simple but meaningful way to protect your family’s well-being and bring peace of mind—no matter what life brings.

If you’d like help getting started or a referral to a professional who can guide you, I’m here for you.

Wishing you a safe and restful summer, full of good memories and the comfort of knowing your plans are in place.

- Rob

07/06/2025

04/18/2025

Visit levplan.com/resp for more details

01/31/2025

Je vous souhaite une belle fin de semaine! - Rob🙂

01/01/2025

Wishing you and your family a prosperous and healthy new year!
Bonne et heureuse année 2025!

12/20/2024

On vous souhaite un beau temps des fêtes en famille!

09/21/2023

09/20/2023

Check out Retirement Rob's video.