Jade Farrington

Jade Farrington Start your journey to Financial Wellness today!

“Most families are one emergency away from financial disaster… but no one talks about it.”If your income stopped tomorro...
05/19/2026

“Most families are one emergency away from financial disaster… but no one talks about it.”

If your income stopped tomorrow…
Would your family be okay next month?

Most people don’t know:
How much life insurance they actually need
If they’re overpaying debt
Whether they’re truly building wealth

I help families uncover blind spots with a free Financial Needs Analysis.

Comment “SECURE” or message me to book.

Horses teach responsibility fast. 🐎No excuses.No shortcuts.No skipping the hard stuff.Your horse still needs:✔ feed✔ car...
05/18/2026

Horses teach responsibility fast. 🐎

No excuses.
No shortcuts.
No skipping the hard stuff.

Your horse still needs:
✔ feed
✔ care
✔ consistency
✔ effort

Even when life gets busy.

That kind of responsibility creates strong leaders.

Some of the best people for entrepreneurship are already standing in barns wondering if there’s more out there for them.

Because there IS more. 🤍

The work ethic, dedication, resilience, and commitment horse people already carry into everyday life? Those are income-producing skills.

Most equestrians don’t need more potential.
They need the right opportunity.

Message me if you’ve been feeling that pull lately. ✨

GOAL SETTINGEquestrians are some of the most goal-oriented people I’ve ever met.We’ll spend months preparing for: • a fa...
05/17/2026

GOAL SETTING

Equestrians are some of the most goal-oriented people I’ve ever met.

We’ll spend months preparing for: • a faster run • a cleaner pattern • a better ride • one perfect moment

We understand consistency. We understand delayed gratification. We understand discipline.

Those same skills create successful entrepreneurs.

Most riders don’t need more motivation. They need a vehicle big enough for their ambition.

That realization changed my life. 🤍

What’s the biggest thing horses taught YOU?

Goal setters belong in business.

WORK ETHICMost equestrians already have the discipline required to build a 6-figure income… nobody just told them that y...
05/16/2026

WORK ETHIC

Most equestrians already have the discipline required to build a 6-figure income… nobody just told them that yet. 🐎

You wake up early. You work through exhaustion. You show up in bad weather. You commit even when nobody is watching. You sacrifice for goals most people don’t understand.

That’s not “just horses.” That’s leadership. That’s business mindset. That’s grit.

The problem isn’t that horse people lack potential. The problem is most have never been shown an opportunity that actually rewards the skills they already have.

Imagine what would happen if the same determination you put into your horse life started building financial freedom too.

Comment “HORSEPOWER” if you know equestrians are built different. 👇

Horse girls already have CEO-level work ethic.

🤠 Quick life insurance reality check…Most families need: 🏡 $250K 🏡 $500K 🏡 Even $1M+ of coverage to properly protect the...
05/16/2026

🤠 Quick life insurance reality check…
Most families need: 🏡 $250K 🏡 $500K 🏡 Even $1M+ of coverage to properly protect their loved ones.

But here’s what many people AREN’T told 👇
A healthy 40 year old could pay approximately:
🐎 WHOLE LIFE $500,000 coverage 💰 $519/month
OR
🛡️ TERM LIFE $500,000 coverage 💰 Around $74/month

That’s a HUGE difference.

And because whole life is so expensive…
Many people end up being sold MUCH LESS coverage just to make the payment seem affordable 🚨

Example: 💸 Around $72/month may only buy approximately: ➡️ $65,000 of whole life coverage.
Meanwhile…
💰 Around $525/month could potentially buy: 🔥 $4,000,000 of TERM coverage.
That’s roughly: ➡️ 8X MORE protection for the family.

At the end of the day…
Insurance should properly protect your family first 🤍

Not leave you: ❌ Overpaying OR ❌ Underinsured
If you already have coverage and want a second opinion 🌾

I’m always happy to help people understand their options.

Let’s talk about FHSAs for a minute...Because a lot of people still don’t realize how powerful they are.Imagine a 25 yea...
05/15/2026

Let’s talk about FHSAs for a minute...
Because a lot of people still don’t realize how powerful they are.

Imagine a 25 year old contributes: $8,000/year into a First Home Savings Account (FHSA).

That contribution is tax deductible.

So depending on income... They could receive thousands back in tax refunds over time.

Now let’s say they invest the money instead of leaving it sitting in cash.
After 5 years... They may have contributed $40,000 total.

But with investment growth? That account could potentially be worth $50,000-$60,000+.

And when used for a qualifying first home purchase?
The withdrawal is TAX-FREE.

That means: Tax deduction going in. Tax-free growth. Tax-free withdrawal.

Most people have never had an account explained to them properly.
That’s why education matters.

If you’re wondering whether an FHSA makes sense for you or your kids...

I’m always happy to walk people through it.

I recently spoke with a couple who thought they were “too late” to start investing seriously.They’re both 52 years old.B...
05/15/2026

I recently spoke with a couple who thought they were “too late” to start investing seriously.
They’re both 52 years old.

Between them they had: $180,000 sitting in savings accounts Very little invested And a mortgage they still wanted gone before retirement.

They assumed they had missed their opportunity.
But here’s what we showed them...

If they invested: $2,000/month combined And earned an average 6% annual return

By age 65... They could potentially grow their investments to approximately $700,000+.

That’s ON TOP of: CPP OAS Potential work pensions And home equity

People underestimate what 10-15 years of focused investing can still accomplish.

You do not need to start at 20 to improve your future.

The biggest mistake? Waiting another 5 years because you think it’s already “too late.”
It’s never too late to make progress.

If you’d like to see what your numbers could realistically look like...

Reach out anytime for a free consultation.

Happy Mother’s Day to the incredible moms, bonus moms, grandmothers, and women who nurture, guide, and love so deeply ev...
05/10/2026

Happy Mother’s Day to the incredible moms, bonus moms, grandmothers, and women who nurture, guide, and love so deeply every single day. 💐

Today we celebrate the strength, sacrifice, and endless love that mothers pour into their families while often balancing dreams, responsibilities, and the desire to create something more.

At Life by Design, we believe every mom deserves the opportunity to build a life filled with freedom, purpose, and financial confidence — not just for herself, but for generations to come.

Here’s to the women designing beautiful lives, breaking barriers, and showing their families what’s possible. Your love is powerful, your work matters, and your dreams are worth pursuing.

Happy Mother’s Day from our family to yours. 🤍

LegacyBuilding PurposeDrivenLife

Another recent industry article that highlights more reasons for you to say “no” to the mortgage life insurance your ban...
05/08/2026

Another recent industry article that highlights more reasons for you to say “no” to the mortgage life insurance your bank employee or mortgage agent will recommend when you apply for a mortgage.

“There are several good reasons to avoid mortgage life insurance.”

“That’s coverage that promises to pay off your remaining mortgage balance if you die. Banks and mortgage brokers often pitch it when people sign a new mortgage.”

“The main problem with it is that your premiums remain constant even as your coverage effectively shrinks as you gradually pay down your mortgage.”

“Also, the policy is tied to the loan. If you switch lenders or refinance, your insurance is cancelled. You’ll have to requalify if you still want coverage.”

“Another bummer: Any payout goes straight to the bank, not your family. And that’s if there’s a payout at all. With this kind of insurance, the underwriting happens only after a claim is filed. If the process finds, say, a pre-existing health condition that wasn’t flagged at enrolment, the claim could be denied, leaving your family in the lurch.”

“a term life policy is the clear winner..”

“.. independent term insurance is almost certainly the better product.”

Address

Kingston, ON
K7L2B3

Telephone

+16139214553

Website

https://livemore.net/o/JadeFarrington, https://therealhowmoneywo

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