Rob Giles - IG Wealth Management

05/26/2026

Canada’s financial landscape is evolving, and so are Canadians’ priorities when it comes to their legacy. IG Wealth Management’s latest estate planning study reveals a clear gap between intention and action: 84% of Canadians say having an estate plan is important, yet fewer than half have one in place.

Even among those who do, important conversations are being missed. While 68% believe charitable giving should be included in an estate plan, only 40% have discussed how to incorporate it.

At IG, we’re focused on helping close these gaps by giving Canadians the guidance and strategies they need to protect their legacy, support the causes they care about and make their wishes clear.

Learn more: https://ow.ly/BzQm30sW2FM

05/12/2026

Your renewal is the perfect time to reassess your coverage—and your costs. Whether it’s life, critical illness or disability insurance, we can help you explore smarter options that better fit your needs and may even save you money. Contact us today to see how we can help.

04/30/2026

Quick story!
Two Families. Same Mortgage. Different Outcomes.

Two young couples bought their first home with a $500,000 mortgage.
Both families were responsible. Both wanted protection.

⸻
The Smith Family:
They opted for mortgage insurance through their bank. It felt easy — just a checkbox during the approval process.
⸻
The Jones Family:
They worked with an advisor and set up a $500,000 life insurance policy. They named each other as beneficiaries.
⸻

Fast forward 15 years.
Life happened. Kids. Careers. Expenses. Memories.
Then, unexpectedly, both families faced the same tragedy — one spouse passed away.

⸻

The Smith Family (Bank Insurance)
Their remaining mortgage balance was now around $300,000.
The insurance paid out… $300,000 directly to the bank.
The mortgage was gone — but so was the payout.
No additional funds.
No flexibility.
No support beyond the house being paid off.

⸻

The Jones Family (Advisor Insurance)
Their policy paid out the full $500,000 directly to the surviving spouse.
They chose what to do:

* Pay off the mortgage ✔️
* Replace lost income ✔️
* Fund their kids’ future ✔️

They weren’t just protected — they had options.
Same mortgage. Same timeline.
Very different outcomes.

The real question isn’t just “Is your mortgage covered?”
It’s “Who is the coverage really for?”

04/27/2026

Canada's mortgage delinquencies are at a decade high, with arrears doubling since 2022. Discover how changing market dynamics are revealing the risks new borrowers face—it's a wake-up call no one can ignore!

Canada’s banks continue to see borrowers fall behind on their mortgage payments. Canadian Bankers Association (CBA) data shows the arrears rate rose in February, and now sits at double the pandemic lows. The volume of delinquencies has now reached its highest level in more than a decade. Canadian ...

04/07/2026

The right life insurance policy does more than just provide a payout, it protects your family and your entire financial plan. If you haven’t reviewed your coverage recently, it might be time. Let’s connect to see if you have any protection gaps and help you plan with confidence.

03/30/2026

As oil prices surge due to the ongoing Iran war, money markets predict a potential Bank of Canada rate hike next month. Explore the implications for Canada's economy and inflation risks—vital insights for investors and policymakers!

03/20/2026

Having a partnered financial planner isn’t just about managing money—it’s about understanding *your* life, your goals, and your family’s unique needs. While it’s easy to look things up online or follow generic advice, those strategies are built for someone else’s situation—not yours. A personalized approach helps you make confident decisions that actually fit your reality, instead of forcing your life into a one-size-fits-all plan. Your future deserves more than guesswork.
📞 289-830-5441
✉️ [email protected]

03/19/2026

Here are some questions you should be asking to ensure that you’re investing in the most tax-efficient way possible and keeping more of what you earn. Read More: https://ow.ly/UqOR30sUrr7

03/17/2026

You can still catch our latest episode: Ashish discusses why this energy disruption looks like an operational shock rather than a complete supply cut-off. Listen now: https://ow.ly/9Ef730sUnGy Subscribe, rate and review now. # AshishUtarid

03/17/2026

Canada's new cap on non-sufficient funds (NSF) fees limits charges to $10, easing the financial burden on low-income Canadians hit hardest by high bank fees. Discover how this change impacts consumers and banking practices.

People in Canada no longer have to worry about being charged a hefty bank fee as a new government measure kicks in today.

02/21/2026

OSFI says federally regulated lenders back keeping the mortgage stress test to cut defaults and stabilize competition. LTI limits act as a backstop; some renewals will strain borrowers. Read the article.

Canada’s top bank regulator says lenders haven’t pushed to remove the stress test and reiterated how loan-to-income limits fit into the framework, while weighing in on renewal risks, private lending growth, AI-driven fraud and the industry’s outlook.