Rob Giles - IG Wealth Management

07/02/2026

For many Canadians their mortgage is their second largest expense after taxes. Before you lock into a mortgage term, it's important to understand how your choice may impact your lifestyle, savings and future goals. Learn how fixed how fixed and variable mortgages differ—and why the right advice matters. Connect with me today to find the option that fits your financial plan.

Learn more: https://ow.ly/cGjm50ZjBEn

06/18/2026

05/26/2026

Canada’s financial landscape is evolving, and so are Canadians’ priorities when it comes to their legacy. IG Wealth Management’s latest estate planning study reveals a clear gap between intention and action: 84% of Canadians say having an estate plan is important, yet fewer than half have one in place.

Even among those who do, important conversations are being missed. While 68% believe charitable giving should be included in an estate plan, only 40% have discussed how to incorporate it.

At IG, we’re focused on helping close these gaps by giving Canadians the guidance and strategies they need to protect their legacy, support the causes they care about and make their wishes clear.

Learn more: https://ow.ly/BzQm30sW2FM

05/12/2026

Your renewal is the perfect time to reassess your coverage—and your costs. Whether it’s life, critical illness or disability insurance, we can help you explore smarter options that better fit your needs and may even save you money. Contact us today to see how we can help.

04/30/2026

Quick story!
Two Families. Same Mortgage. Different Outcomes.

Two young couples bought their first home with a $500,000 mortgage.
Both families were responsible. Both wanted protection.

⸻
The Smith Family:
They opted for mortgage insurance through their bank. It felt easy — just a checkbox during the approval process.
⸻
The Jones Family:
They worked with an advisor and set up a $500,000 life insurance policy. They named each other as beneficiaries.
⸻

Fast forward 15 years.
Life happened. Kids. Careers. Expenses. Memories.
Then, unexpectedly, both families faced the same tragedy — one spouse passed away.

⸻

The Smith Family (Bank Insurance)
Their remaining mortgage balance was now around $300,000.
The insurance paid out… $300,000 directly to the bank.
The mortgage was gone — but so was the payout.
No additional funds.
No flexibility.
No support beyond the house being paid off.

⸻

The Jones Family (Advisor Insurance)
Their policy paid out the full $500,000 directly to the surviving spouse.
They chose what to do:

* Pay off the mortgage ✔️
* Replace lost income ✔️
* Fund their kids’ future ✔️

They weren’t just protected — they had options.
Same mortgage. Same timeline.
Very different outcomes.

The real question isn’t just “Is your mortgage covered?”
It’s “Who is the coverage really for?”

04/27/2026

Canada's mortgage delinquencies are at a decade high, with arrears doubling since 2022. Discover how changing market dynamics are revealing the risks new borrowers face—it's a wake-up call no one can ignore!

Canada’s banks continue to see borrowers fall behind on their mortgage payments. Canadian Bankers Association (CBA) data shows the arrears rate rose in February, and now sits at double the pandemic lows. The volume of delinquencies has now reached its highest level in more than a decade. Canadian ...

04/07/2026

The right life insurance policy does more than just provide a payout, it protects your family and your entire financial plan. If you haven’t reviewed your coverage recently, it might be time. Let’s connect to see if you have any protection gaps and help you plan with confidence.

03/30/2026

As oil prices surge due to the ongoing Iran war, money markets predict a potential Bank of Canada rate hike next month. Explore the implications for Canada's economy and inflation risks—vital insights for investors and policymakers!