Income Tax Clinics

10/17/2026

Friday October 16,2026

Out of a fleet of about 50 buses only about a dozen are on the roads today evening by City of Thunder Bay - Municipal Government, Ontario, Canada's Thunder Bay Transit division -resulting in no service at all for 90 or more minutes.

10/17/2026

🇨🇦⚡ ONTARIO HYDRO BILLS COULD RISE NOVEMBER 1 — HERE'S WHY!

Ontario households may want to take another look at their electricity budgets before November arrives.

The provincial government is reducing the Ontario Electricity Rebate, which helps lower electricity costs for eligible customers.

💡 WHAT'S CHANGING?

🔴 Current rebate: 23.5%

🔴 Starting November 1, 2026: 15.7%

That's a reduction of 7.8 percentage points in the rebate applied to eligible electricity charges.

💰 WHAT COULD THIS MEAN FOR YOUR HOUSEHOLD?

Here's a simple example:

If your eligible electricity charges total $200 before the rebate:

✅ At 23.5%, your rebate would be $47.

⚠️ At 15.7%, your rebate would be $31.40.

That's $15.60 less in savings on the same $200 in eligible charges.

Your actual electricity bill will depend on your usage, rates, other charges, taxes and any additional assistance programs.

🏠 WHO COULD BE AFFECTED?

The Ontario Electricity Rebate applies to eligible residential customers, as well as certain farms and small businesses.

For households already juggling groceries, mortgages, rent and other rising expenses, even a smaller electricity rebate can make a difference.

📅 WHEN DOES IT START?

November 1, 2026.

💬 LET'S TALK ABOUT IT!

Have you noticed changes in your hydro bills this year?

Do you budget a set amount every month for electricity, or does your bill fluctuate with the seasons?

And will this rebate reduction affect your household budget?

👇 Share your thoughts in the comments.

📌 Official Ontario government source and news reporting in the first comment.

🇨🇦 Canadian Budget Binder

10/17/2026

Kailyn (14) was reported missing to police on the evening of Oct. 15 and was last seen at noon on Wed. Oct. 14 in the area of Trillium Way and Beverly St. in Thunder Bay.

POLICE SEEKING TO LOCATE MISSING FEMALE YOUTH FROM FORT WILLIAM FIRST NATION

The Anishinabek Police Service is seeking the public’s assistance in locating a missing youth from Fort William First Nation.

Kailyn (14) was reported missing to police on the evening of Oct. 15 and was last seen at noon on Wed. Oct. 14 in the area of Trillium Way and Beverly St. in Thunder Bay. Efforts to confirm her whereabouts have been unsuccessful and there are concerns for her safety.

Kailyn is described as:

• Indigenous female
• 5’4”, 120 lb, medium build
• long, straight black hair, brown eyes

When last seen, Kailyn was wearing:

• red hoodie, red sweatpants

Anyone with information about her possible location is asked to contact police by calling 1-888-310-1122. Tips can also be submitted anonymously to Crime Stoppers at 1-800-222-8477 (TIPS) or online at ontariocrimestoppers.ca or online through a mobile app.

+++++

A person can be reported missing at any time – there is no 24-hour waiting period in Ontario. Anyone can report a person as missing. If you are concerned for someone’s immediate safety, call 9-1-1. Otherwise, you can report a person as missing to the Anishinabek Police Service by calling the non-emergency number at 1-888-310-1122. Be prepared to provide a complete description of the missing person and details regarding last time they were seen including the date, time and location. If the person missing returns or is located, contact police at 1-888-310-1122 immediately and officers will verify their location.

Additional information is available on our website: https://www.anishinabekpolice.ca/staying-safe/missing-persons

10/17/2026

10/15/2026

3 years of making financial content, and my inbox has taught me something most guides get wrong.

A student messages asking if buy-now-pay-later actually hurts their credit.

A newcomer asks why their credit score reads as basically nothing.

A new parent asks what to do with their first paycheque.

A retiree asks what happens the year their RRSP forces their hand.

Different questions. Different ages. Same problem every time I went looking for somewhere to send them — every resource I found was built for ONE group.

So instead of sending different people to different half-fitting resources, I built the one thing I kept wishing existed.

The Canadian Guide to Money at Every Age — 14 chapters, covering every stage:

kids just learning what money is,
teens opening their first account,
students, newcomers starting from zero,
first-time buyers,
new employees figuring out their first paycheque,
investors, couples, single parents, and retirees.

One guide. Whatever stage you're in, there's a chapter written for exactly where you are.

👉 Link in bio or Comment "Learn" and I'll send the link to you.

10/15/2026

10/15/2026

🇨🇦💰 DID YOU MISS OUT ON YOUR CANADA CARBON REBATE MONEY?

The federal government could still owe you money from previous Canada Carbon Rebate payments!

Although the rebate ended in 2025, eligible Canadians who haven't filed certain older tax returns may still qualify for money they missed.

⚠️ IMPORTANT: The federal government has proposed an October 30, 2026 cutoff for certain outstanding rebate claims.

That deadline is part of a legislative proposal, so it should not be treated as a confirmed legal deadline.

If you haven't filed your 2021, 2022, 2023 or 2024 income tax returns, now is a good time to check your situation with the Canada Revenue Agency.

Not everyone qualifies, and this isn't a new rebate payment.

💬 LET'S TALK!

Did you receive all your Canada Carbon Rebate payments, or do you think you might have missed one?

👇 Official Government of Canada information is in the first comment.

CanadianBudgetBinder.com

10/15/2026

10/15/2026

Thursday October 15, 2026

Only a mere 23 buses (out of a fleet of about 50) are out on roads today by City of Thunder Bay - Municipal Government, Ontario, Canada's Thunder Bay Transit division - resulting in no service at all for 60 or more minutes.