Integrity Tree Mortgages

07/15/2026

📢 Bank of Canada Holds Its Policy Rate at 2.25%

The Bank of Canada announced today that it is maintaining its overnight policy rate at 2.25%.

For Canadians with variable-rate mortgages or lines of credit tied to prime, today’s rate hold means there should be no immediate rate-related change.

The Bank noted that Canada’s economy is beginning to show signs of improvement, while housing activity remains weak but appears to be stabilizing.

Inflation increased to 3.2% in May, primarily because of higher gasoline prices. However, the Bank expects inflation to gradually ease and return to approximately 2% in early 2027.

What does today’s announcement mean for you?

🏡 Variable-rate borrowers: Your interest rate should remain unchanged following today’s announcement.

🔑 Homebuyers: Borrowing costs remain stable for now, but mortgage qualification and affordability will continue to depend on your individual circumstances.

🔄 Homeowners approaching renewal: This is still an important time to review your mortgage early and compare the available fixed- and variable-rate options.

The Bank continues to monitor economic growth, inflation, global conflict and U.S. trade policy and has indicated that it is prepared to adjust monetary policy as needed.

The next Bank of Canada rate announcement is scheduled for September 2, 2026.

Have questions about how today’s announcement could affect your mortgage, renewal or upcoming purchase? Connect with our team at Integrity Tree Mortgages.

Integrity Tree Mortgages Inc.
FSRA #12963

04/22/2026

📉 With home sales slowing and affordability tight across Canada, smart borrowers are getting ahead, not waiting. Your mortgage isn’t something to “set and forget” in 2026.

📩 DM us to explore your options before the next rate move.

04/13/2026

We have officially launched the newest addition to our Integrity Tree family — our monthly newsletter, Integrity Insights! 💙👀

This space is all about keeping you informed, inspired, and connected. Each edition will bring you valuable insights, updates, tips, and a closer look at what we’re building together as a community.

Want to stay in the loop and be part of the journey? Make sure to subscribe! Not only will you get exclusive content delivered straight to your inbox, but every subscriber will also be entered for a chance to win one of our exciting quarterly prizes 🎉

Join us as we grow, learn, and lead with integrity — one insight at a time.

Link in bio 🔗

03/25/2026

Tax season doesn’t have to be stressful. 🤗

With the right guidance, it can actually be an opportunity to get clear on your finances and make smarter decisions moving forward.

If you haven’t filed yet, or just want a second opinion...reach out to Integrity Tree Financial. Let’s make sure you’re not leaving money on the table. 💙

03/24/2026

At Integrity Tree Financial, we go beyond just submitting your return. Tax season should be part of your bigger financial strategy — not just a once-a-year task. 🤝

03/23/2026

Don’t wait until the last minute and scramble. A little preparation now can save you time, stress, and potentially money. ⏰

If you need help getting organized, reach out to Integrity Tree Financial. 🤝

03/16/2026

So grateful 💙 Thank you to our amazing community and the Town of Ajax for your votes and support! We’re honoured to be named Best in Ajax in Financial Advisors, Mortgages and Brokers, and Accounting Firms! 🎉Three wins, one incredible town. We couldn’t have done it without you! 🙏✨

05/23/2023

Very important information about the FHSA that you should read and understand.

Even homeowners can open an FHSA in some cases