10/23/2026
Before changing banking details, verify the request outside the email thread.
One simple financial control can reduce a major business risk:
If a supplier or vendor emails new banking or payment instructions, verify the change using a trusted contact method you already have on file.
Do not rely only on the contact details inside the change request.
Also consider:
• Limiting who can change vendor details
• Recording who approved the change
• Reviewing unusual or high-value payments
• Separating payment preparation and approval where practical
Good bookkeeping includes controls that protect the money, not just records that explain where it went.
👉 Follow Beyond Bookkeeping Business Services for practical financial controls for small businesses.