Nathaniel Dapon

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Canada
Victoria, BC
Nathaniel Dapon

Helping Filipino families in Canada build financial protection and peace of mind through insurance, savings and investing.

06/01/2026

New week. ☀️ Sunny skies, salty air, and a quick family stroll by the water.
Sometimes that's all you need to reset and start fresh.
🌊 Summer is calling.

06/01/2026

Ingat po tayo sa bagong modus in Canada - luggage tag switching. Make sure sealed, locked ang mga bagahe and document your luggages pag nalagyan na ng tag sa check-in counter. Take pictures and videos for proof

05/29/2026

Hindi problema ang pera…ang problema is kung kailan ka magsisimula?

Kung magse-save ka ng $100/month sa RESP simula ngayong 2 years old pa lang ang anak mo, puwedeng umabot ng $40K+ by the time na mag college sya.
That amount could help cover programs like:
📍 University of British Columbia – Computer Science
Estimated future tuition: ~$35K–$45K

📍 Simon Fraser University– Engineering Science
Estimated future tuition: ~$40K–$55K

📍 British Columbia Institute of Technology– Computer Systems Technology
Estimated future cost: ~$25K–$40K

📍 Camosun College – Nursing
Estimated future cost: ~$25K–$40K

📍 University of Victoria – Health Information Science
Estimated future tuition: ~$30K–$45K

📍 Vancouver Island University – Practical Nursing / Health Sciences
Estimated future cost: ~$25K–$35K

And that’s before scholarships, grants, or the savings from living at home. Small monthly savings today can become a real opportunity for your child tomorrow.

RESPs also qualify for government grants, a free money added toward your child’s education.

Disclaimer: Projected RESP values and future education costs are estimates only and are not guaranteed. Actual investment returns and tuition costs may vary.

05/29/2026

Your Pinoy trusted insurance advisor in Canada. Salamat po

05/26/2026

A few days ago, one of my clients received his quarterly Universal Life statement.

Honestly, he wasn’t the type of person na mahilig mag-aral ng investing or stock market. Busy siya with work, family responsibilities, raising a young child, and paying their mortgage. When we first talked almost 3 years ago, his main concern was simple:

👉 “Paano if may mangyari sakin habang bata pa anak ko?”
👉 “Paano yung mortgage?”
👉 “Ayoko maging burden sa family ko.”

That’s why he decided to get a Universal Life policy. But aside from life protection, meron pa siyang isang request: Ayaw niya rin ng insurance na "bayad lang ng bayad".

He wanted something flexible. Something that could potentially build value over time while staying insured. So we structured a plan where part of his monthly contribution gets allocated into professionally managed funds connected to:

✔️ U.S. Tech
✔️ Large U.S. Companies
✔️ Canadian Equities
✔️ Japanese Equities

Fast forward today…The policy is now almost 3 years and his contribution is only $150/month. Then this quarter, he received his latest statement showing a fund value already close to $11,000.

And what’s nice is, he achieved this without learning how to trade stocks, monitor charts, or constantly watch the market. Everything was built slowly and consistently through disciplined monthly saving inside his insurance plan.

Another thing he liked about Universal Life is the flexibility. If ever life becomes financially difficult in the future, the accumulated fund value may help support the policy and potentially keep the coverage active longer.

For many families, insurance is not just about death benefit anymore.
It’s also about creating long-term financial value while protecting the people you love most.

If you want to learn how Universal Life works in Canada and see if it fits your goals, feel free to message me.

05/25/2026

A new week means a fresh start. New mindset. New opportunities. New energy.

No matter how hard last week was, today reminds us that we can always begin again. You don’t need to be perfect overnight, just willing to keep going, keep improving, and keep believing in yourself.

05/25/2026

Why Smart Investors Are Quietly Buying Hydro One for the Long Term ⚡

Hydro One (TSX:H) isn’t a hype stock, it’s the kind of investment built for long-term stability and steady growth. As one of Canada’s largest electricity providers, Hydro One benefits from a business people will always need: power. That means more predictable income, stable cash flow, and consistent dividend growth even during uncertain markets.

What makes it interesting right now is the future of electrification:
⚡ EVs
⚡ AI & data centers
⚡ Population growth
⚡ Renewable energy expansion

All of these require a stronger power grid, and Hydro One is positioned right in the middle of it.

⚠️ Disclaimer: This is my personal pick and is not financial advice. Investing involves risk, and you may lose money. Always do your own research before making any investment decisions

05/23/2026

𝗞𝘂𝗻𝗴 𝗺𝗮𝘆 𝗮𝗻𝗮𝗸 𝗸𝗮 𝘀𝗮 𝗖𝗮𝗻𝗮𝗱𝗮, 𝘁𝗵𝗶𝘀 𝗶𝘀 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝘆𝗼𝘂 𝘀𝗵𝗼𝘂𝗹𝗱 𝗸𝗻𝗼𝘄 𝗔𝗦𝗔𝗣.

RESP helps parents save for education while getting government grants along the way. Hindi kailangan ang malaking income. Mas importante ang mag simula ng maaga at consistency.

05/21/2026

POV: Your child turns 18…
and tuition is already prepared 🎓

05/20/2026

POV: insurance agent na laging seen zoned ng mga kaibigan 😂

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Victoria, BC

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https://northgooseprotection.framer.website/

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Nathaniel Dapon

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