Regenesis Financial Limited

13/03/2025

🚨 Major VAT Update for Serviced Accommodation Providers 🚨

A recent Upper Tribunal ruling in the Sonder Europe Ltd case has significant implications for the serviced accommodation sector, particularly those using the Tour Operators' Margin Scheme (TOMS).

🔹 What’s changed?
Until now, many rent-to-rent serviced accommodation operators have applied TOMS to pay VAT only on their margin, making them more competitive than hotels. However, the tribunal has ruled that VAT must now be accounted for on the full amount received from guests—not just the margin.

🔹 Why does this matter?
For providers charging under 28-day stays, this means a full 20% VAT liability, which could drastically reduce profitability. The ruling is binding, unless overturned on appeal, and HMRC has yet to issue guidance on how businesses should handle past VAT returns.

🔹 What should serviced accommodation businesses do?
* Stop applying TOMS immediately and use normal VAT rules
* Reassess pricing models—can VAT be passed on to guests?
* Review contracts & financials to account for higher VAT costs
* Consider alternative VAT schemes such as the Flat Rate Scheme for businesses with turnover under £150k

With margins already tight, this decision could force a reshape to the entire sector, affecting operators, landlords, and platforms like Airbnb & Booking.com. If you run a serviced accommodation business, now is the time to seek professional tax advice.

📢 What’s your take? Will this ruling force businesses to exit the market, or will pricing strategies adapt? Let’s discuss 👇

06/03/2025

🚨 Property Investors: What’s Changed in Property Tax for 2024/25? 🚨

The property tax landscape never stands still, and 2024/25 is no exception. Whether you’re a landlord, developer, or investor, here are key tax changes you must consider:

🏡 Furnished Holiday Let (FHL) Tax Breaks Scrapped – The government is removing tax advantages for FHLs. No more 100% capital allowances on furniture, and profits will be taxed like standard rental income.

📉 Capital Gains Tax (CGT) Reduction on Residential Property – The higher rate of CGT on residential property sales has dropped from 28% to 24%. This means potential savings for those selling investment properties.

🏠 Mortgage Interest Relief & Section 24 – No major changes, but with rising interest rates, ensuring you’re structuring your portfolio tax-efficiently is more crucial than ever.

💰 SDLT & MUFBs (Multi-Unit Freehold Blocks) – Stamp Duty Land Tax rules remain complex, and some investors are still missing out on available reliefs. Are you structuring your purchases optimally?

📊 VAT on Serviced Accommodation – The government is looking closely at VAT treatment in the SA sector. If you operate SA, you need to be ahead of any potential changes.

💡 Tax efficiency can make or break your property profits. Whether it’s structuring purchases, planning exits, or ensuring VAT compliance, I help property investors navigate tax changes with confidence.

📩 Get in touch today – let’s make sure you’re not paying more tax than necessary!

05/03/2025

🔹 Why Property Investors Need a CFO 🔹

Many property investors focus on deals, financing, and renovations—but what about the bigger financial picture? 📊

Without a strategic financial plan, you might be:
⚠️ Missing tax-saving opportunities
⚠️ Overpaying due to inefficient structures
⚠️ Struggling with cash flow
⚠️ Exposed to compliance risks

A Property CFO helps you stay ahead with:
✅ Tax-efficient investment strategies
✅ Portfolio performance tracking
✅ Compliance & risk management
✅ Clear financial insights for growth

At Regenesis Financial Limited, we do more than accounting—we provide strategic financial guidance to help you scale smarter and protect your wealth.

📩 Let’s talk about how to optimize your property finances!

20/02/2025

Welcome to Regenesis Financial Limited!
Are you a property investor, developer, or landlord navigating the complexities of tax, finance, and business growth? Regenesis Financial Limited is here to help you build, protect, and maximize your property portfolio with expert financial strategy and accounting.

Led by Adrian, a seasoned property-focused CFO and accountant, we go beyond traditional accounting to offer strategic financial leadership, ensuring your property business thrives.

🔹 Fractional CFO Services – Get high-level financial expertise without the full-time CFO cost.
🔹 Tax & Accounting for Property Investors – Smart structuring to keep more of your profits.
🔹 Cash Flow & Growth Strategies – Helping you scale with confidence.

👉 Like and follow this page for expert insights, updates, and practical financial tips tailored for property investors.
💬 Tag a fellow investor who could benefit from smarter financial planning.

📩 Ready to take your property finances to the next level? Message us today! 🚀


(Buy, Refurbish, Refinance, Rent, Repeat)

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