Realistic Financial Planning

Realistic Financial Planning Richard & Demitrius provide Independent financial planning, with fixed initial and ongoing fees, to individuals, families & business owners.

09/03/2026

📢 A message for anyone worried about their investments right now...

The news this last week has been unsettling — conflict in the Middle East, rising oil prices, and falling stock markets. It's natural to feel anxious when you see headlines like these.

But please don't panic. 🙏

This kind of short-term turbulence is a completely normal part of investing. In fact, over the last 10 years, the global stock market has grown by over 236% — through pandemics, wars, financial crises and more.

The worst thing you can do right now is make a knee-jerk decision to sell. History shows that investors who stay calm and stick to their long-term plan almost always come out better off.

I've been in touch with my clients this week to share a helpful update that explains exactly what's going on and why their portfolios are built to weather moments like this.

If you have any concerns about your own investments, please don't hesitate to get in touch — We're here to help. 😊

What does 2024 have in store from an investment perspective? A good question!Geopolitical risks also remain high, with t...
15/02/2024

What does 2024 have in store from an investment perspective? A good question!
Geopolitical risks also remain high, with two major conflicts currently ongoing and national elections soon taking place in 40 countries, including the U.S, never-the-less, life goes on! At Realistic Financial Planning we help clients to focus and better understand what they can control. This is the first in our new serious of informational posts, designed for new and inquisitive investors, or for those simply wanting a reminder. Should you have any questions or wish to discuss any aspect of this post, please get in touch.

02/03/2022

Why we partner with ebi Portfolios and recommend their Earth Portfolios extensively to our clients.

Huge news - often the best things happen by chance and we are so pleased that our friend Demi Nurse is now working with ...
09/06/2021

Huge news - often the best things happen by chance and we are so pleased that our friend Demi Nurse is now working with us at Realistic. He brings a huge wealth of experience and a shared passion to help our clients - we couldn't be happier!

Very pleased to be able to supply some hoodies for my son's U9 football team - think the boys will look great 👍
20/11/2020

Very pleased to be able to supply some hoodies for my son's U9 football team - think the boys will look great 👍

I advise many NHS doctors, Nina is my trusted professional for Wills and Trusts - I love this offer she is making!
08/04/2020

I advise many NHS doctors, Nina is my trusted professional for Wills and Trusts - I love this offer she is making!

Busy hospital wards and a shortage of personal protective equipment has prompted many medical practitioners to protect their final wishes by making a Will. Many medical staff feel anxious when working because of a perceived lack of protective equipment and this has led to aencdotal suggestions that....

12/03/2020

For the forseeable future we will be suggesting to all clients and contacts that face to face meetings are replaced with Phone/Skype/Zoom calls. As much as we prefer seeing your faces we don't see the point in taking undue risks not matter how small and insignificant they might seem. We hope you agree with this plan and we can reassure you it will not impact on the service you recieve - also on the plsu side I cannot eat all your biscuits remotely!! ;-)

12/03/2020

I haven't had calls from any clients about the current stock market events, hopefully they remember the reasons and timescales they have invested over. However if you are worried about your pension or investment and want some reassurance that is personal to you please get in touch. Your mental and physical wellbeing is paramount and worrying about money can have a negative impact on both - let us help you.

Budget headlines from the BBC - do need any more indepth info?
11/03/2020

Budget headlines from the BBC - do need any more indepth info?

Rishi Sunak has delivered his first Budget in the House of Commons. Here's what you need to know.

Amazing fundraising effort by The Ware Festival Of Running - very proud to have been involved.
07/10/2019

Amazing fundraising effort by The Ware Festival Of Running - very proud to have been involved.

Last Monday I was very happy to be invited to the final event in the 2019 Ware Festival of Running calendar. This was the final culmination of the years hard work and planning by the amazing fundraising committee and volunteers at Ware Joggers. The pounds & pennies had been counted up and it was tim...

Very proud to attend the cheque presentation to the charities we supported. I believe it was a record amount for the eve...
26/09/2019

Very proud to attend the cheque presentation to the charities we supported. I believe it was a record amount for the event - well done to everyone from Ware Joggers who made it happen. See you next year!!

Address

Buntingford

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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