Hammond & Co Accountants

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Hammond & Co Accountants Hammond & Co is an Accountancy firm based in Chesterfield to help with all accountancy needs!

Awarded the Best Professional Service Provider in England 2024 - from Englands Business Awards.

Are you running your construction business on “bank balance instinct”? Knowing your turnover isn’t enough. Real control ...
19/10/2026

Are you running your construction business on “bank balance instinct”? Knowing your turnover isn’t enough. Real control comes from tracking the five numbers that matter: gross profit margin, net profit, debtors, cash position, and work in progress. When you can see the story behind your numbers, you can spot issues early, protect your cash, and build with confidence.

Stop guessing. Get clarity. Let’s make your numbers work for you.

Do you know the five numbers that truly drive your business? Turnover is just the start—real control comes from understa...
19/10/2026

Do you know the five numbers that truly drive your business? Turnover is just the start—real control comes from understanding your gross profit margin, cash flow, net profit, debtor days, and working capital. Stop relying on your bank balance alone. At Accounting Matters, we help you see the bigger picture so you can make confident, informed decisions all year—not just at year-end. Ready to trade guesswork for clarity? Let’s talk.

Busy running your plumbing & heating business but not sure what the numbers are really telling you? Turnover alone doesn...
19/10/2026

Busy running your plumbing & heating business but not sure what the numbers are really telling you? Turnover alone doesn’t show if you’re building profit or just working harder for less. Focus on these five: gross profit margin, cash available, debtor days, net profit, and labour recovery rate.

When you know these figures, you lead your business—not just react to it. At Accounting Matters, we help you track what counts so you can make confident, informed decisions all year round. Ready to see your business clearly? Let’s talk.

📢 HMRC Agent Update: Issue 147 – Key Tax & Accounting UpdatesHMRC has published Agent Update Issue 147, packed with impo...
18/10/2026

📢 HMRC Agent Update: Issue 147 – Key Tax & Accounting Updates

HMRC has published Agent Update Issue 147, packed with important updates for accountants, tax advisers, employers and businesses.

Here are some of the key points to be aware of:

🔹 Making Tax Digital for Income Tax
The next quarterly update deadline is 7 November 2026. HMRC has also started signing up customers who should be using MTD for the 2026/27 tax year.

🔹 Multi-factor authentication (MFA)
The final activation window runs until 15 October 2026. Agents who haven’t yet had MFA activated should make sure they’re prepared to avoid disruption.

🔹 Benefits in Kind
HMRC is encouraging employers to prepare for the phased introduction of mandatory payrolling of Benefits in Kind and expenses from April 2027.

🔹 CIS returns
HMRC is identifying errors in CIS monthly returns, particularly around deduction rates, materials and incorrect figures. Contractors should check every return carefully before submission.

🔹 P87 mileage claims
HMRC will accept both versions of form P87 until 1 November 2026. After that, the updated 06/26 version must be used.

🔹 VAT
Businesses that benefited from the temporary reduced VAT rate for certain children's meals, tickets and family attractions must now be charging the standard 20% rate on relevant sales.

There’s plenty more in the latest Agent Update, including changes affecting Self Assessment, crypto assets, the loan charge settlement scheme, CBAM and HMRC agent services.

📌 At Hammond & Co, we’re committed to keeping you informed about the latest tax developments and the changes that could affect you and your business.

Profit on paper, but cash feels tight? You’re not alone. Fast growth, tax deadlines, rising costs, and investments can a...
17/10/2026

Profit on paper, but cash feels tight? You’re not alone. Fast growth, tax deadlines, rising costs, and investments can all drain your bank balance—while profits look healthy. At Accounting Matters, we help you see beyond the bank balance, plan for tax, and keep your business cash-strong. Don’t let hidden commitments catch you out—let’s make your numbers work for you.

Busy, growing, and profitable—yet your bank balance still keeps you up at night? Profit on paper doesn’t always mean cas...
17/10/2026

Busy, growing, and profitable—yet your bank balance still keeps you up at night? Profit on paper doesn’t always mean cash in the bank. Unpaid invoices, slow client payments, and hidden tax liabilities can squeeze your cash flow fast.

At Accounting Matters, we help you get clarity on what’s really happening with your money—so you can plan ahead, pay your people, and invest in your business with confidence. Don’t let cash flow surprises hold you back. Ready to take control? Let’s talk.

Busy factory, full order book, but cash feels tight? You’re not alone—profit and cash aren’t the same. In manufacturing,...
17/10/2026

Busy factory, full order book, but cash feels tight? You’re not alone—profit and cash aren’t the same. In manufacturing, cash gets tied up in materials, stock, and late payments long before invoices are paid. Growth can add pressure, not fix it. Don’t let your business run on guesswork—regular management accounts and cashflow forecasting put you back in control. At Accounting Matters, we help you turn numbers into clarity and keep your business moving. Ready to see where your cash really goes? Let’s talk.

Busy on site but still chasing cash? In construction, profit on paper doesn’t guarantee money in the bank. Growth, reten...
16/10/2026

Busy on site but still chasing cash? In construction, profit on paper doesn’t guarantee money in the bank. Growth, retentions, late payments, and tax can all tie up your cash—fast. At Accounting Matters, we help you see ahead with sector-specific cash flow planning, so you’re never caught short. Build your business on strong foundations—let’s make your numbers work for you.

You work hard to grow your business—so why does cash still feel tight even when profits are up? The truth: profit and ca...
16/10/2026

You work hard to grow your business—so why does cash still feel tight even when profits are up? The truth: profit and cash flow aren’t the same. Growth, slow customer payments, tax bills, and stock can tie up your money. At Accounting Matters, we help you see beyond the numbers. Our proactive advice and regular management accounts give you the clarity to turn profit into real, lasting stability. Don’t let cash flow catch you off guard—let’s build your confidence in the future.

Busy diaries and rising profits, but still worrying about cash in the bank? You’re not alone. In plumbing & heating, pro...
16/10/2026

Busy diaries and rising profits, but still worrying about cash in the bank? You’re not alone. In plumbing & heating, profit doesn’t always mean cash flow. Growth eats working capital, late payments pinch, and VAT bills arrive fast. That’s where specialist support makes the difference. At Accounting Matters, we help you forecast, plan, and stay in control—so you can build a resilient business, not just a busy one. Ready to see the full picture?

Address

36 Chesterfield Road, Market Street
Chesterfield
S433UT

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 8am - 4pm

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