Ryan Hamill Just Mortgages

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Ryan Hamill Just Mortgages Approved by The Openwork Partnership on 02/08/2026
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Busy morning ☕️Spent the morning at Cogs in Hotel Indigo for Talk Property. Good to catch up some familiar faces and mee...
08/10/2026

Busy morning ☕️

Spent the morning at Cogs in Hotel Indigo for Talk Property. Good to catch up some familiar faces and meet some new contacts 🤝

Fuelled by about 5 coffees, I even managed to pick up a few bits for Rosie from Aldi Wooden Toy Sale IYKYK 😂


Great day yesterday at The Windmill Hotel for BNI Baxters breakfast networking 🤝I'm now part of the leadership team, tak...
07/10/2026

Great day yesterday at The Windmill Hotel for BNI Baxters breakfast networking 🤝

I'm now part of the leadership team, taking up the Secretary Treasurer role 📝

Looking forward to the year ahead 📈


📢 Are you Self Employed and applying for a mortgage soon?If you are a Sole Trader or Director of Ltd Company (usually wi...
05/10/2026

📢 Are you Self Employed and applying for a mortgage soon?

If you are a Sole Trader or Director of Ltd Company (usually with 20% or more shareholding) then from this week, the paperwork you need to provide could be different.

Lenders usually require latest two years Tax Calculations (SA302) plus corresponding Tax Year Overviews, however these need to be dated within the last 18 months. This means Tax Year 23/24 and 24/25 were acceptable.

From this week, paperwork up to April 2025 is now older than 18 months and therefore Tax Calculations (SA302) and corresponding Tax Year Overview for 25/26 will be needed.


Yesterday's best business decision: Getting out of the home office!Productive day working through idea's in Birmingham, ...
02/10/2026

Yesterday's best business decision:

Getting out of the home office!

Productive day working through idea's in Birmingham, sharing best practice and discussing what the future looks like. Always good to catch up with Ciaran Patel Mortgage Broker and the new kid on the block David Hartopp

Rates change. Lenders change. Good advice shouldn't 💬This morning I had the pleasure of speaking at BNI Baxters Networki...
29/09/2026

Rates change. Lenders change. Good advice shouldn't 💬

This morning I had the pleasure of speaking at BNI Baxters Networking, sharing some things I see every day, helping people get on (and up) the property ladder, explaining how I make a difference and spreading awareness of the low deposit and no deposit schemes.

On a side note, I'm still not used to these dark mornings!

Seven sets of keys. Seven new chapters. 🔑 The past two weeks have been busy with 7 completions and a lot of happy client...
28/09/2026

Seven sets of keys. Seven new chapters. 🔑

The past two weeks have been busy with 7 completions and a lot of happy clients. Good luck to my clients who are starting their new adventure. Whether its a first home, move up the ladder or a fresh start, I'm grateful to have played a part.

To everyone who trusted me with one of the biggest financial decisions: thank you!

Everyone's continued support and trust means the world.

Out of office 💻Much needed few days with the family. Back at it next Wednesday 👋
18/09/2026

Out of office 💻

Much needed few days with the family. Back at it next Wednesday 👋

🚨 Base Rate Announcement 🚨 Bank of England holds interest rates at 3.75% despite rising inflation.
17/09/2026

🚨 Base Rate Announcement 🚨

Bank of England holds interest rates at 3.75% despite rising inflation.

A busy morning with highs and lows 😂➡️ Early start for BNI Baxters networking ➡️ Big spidey lurking in the kitchen➡️ Gre...
15/09/2026

A busy morning with highs and lows 😂

➡️ Early start for BNI Baxters networking
➡️ Big spidey lurking in the kitchen
➡️ Great to hear from MIND and all the fantastic work they do in the local community
➡️ Reunited with our coffee machine after 3 weeks
➡️ Helped two clients looking to move home

All before I've had lunch 🤝

⏰Your remortgage deadline isn't when your fixed deal ends - it's 6 months before! Most people wait until their fixed rat...
14/09/2026

⏰Your remortgage deadline isn't when your fixed deal ends - it's 6 months before!

Most people wait until their fixed rate is about to expire before thinking about remortgaging. By then, you're rushing, stressed and quite often stuck with whatever your existing lender can offer.

You can lock in a new deal up to 6 months before your current one end. This means:

✅ No last-minute scramble
✅ Time to actually compare the market
✅ Protection if rates rise before your deal ends
✅ Peace of mind

If your deal is ending in the next 6 months, now is the time to start the conversation.

Address

-
Coventry
CV57QJ

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 1pm

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