MDH

MDH Accountancy & Business Growth Specialists About Us

What do we want? See what accountancy services and business growth look like, MDH style on our website.

Happy clients

What we’re about can be summed up in just a few words: we’re all about you. …About you having a goal and a vision that we can help you drive forward as you move towards better business, and in doing so, have the opportunity to go for the personal success you want. Accountancy and business consultancy, MDH style

- Yes, we have the accreditations you’d expect from a regulated busines

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- Yes, we have the experience
- Yes, we have proven accountancy success. What we also offer you is something more – a desire to go the extra mile, to help you achieve the success to make you happy. Our values are really important to us and lie at the heart of our approach and our dealings with you.You can read more about our values and meet our team on our website. Or why not chat to us now on 020 8647 0297

20/07/2026

Export sales can look impressive.

The margin can tell a very different story.

Tariffs, customs paperwork, shipping, delays, admin and exchange-rate movements all add cost.

Ignore them, and you can win more overseas work while quietly making less money from it.

That is the trap.

Too many businesses treat exports as extra turnover rather than a separate profit centre.

The order comes in.
The team gets busy.
The sales figure looks healthy.
Then the real costs start appearing.
Clearance fees.
Extra handling.
Currency losses.
Returns.
Compliance time.
And delivery terms that leave the business carrying more risk than expected.

Exporting can still be a strong route to growth.

But only when the pricing reflects the real cost and complexity.

Before chasing the next overseas deal, ask:

What is the true profit after every cost?
Who carries the delivery and customs risk?
What happens if exchange rates move?
And is this market actually worth competing in?

More turnover is not the goal.

Profitable, manageable growth is.

Read the full article here:
https://www.mdh.me.uk/budget-update-2025-trading-tarifs/

20/07/2026

To one or most colourful and entertaining clients.

His book is out called Cafe Confidential.

Full of fun and an entertaining story. Impressive journey and the coolest cafe in London.

Much love and

Good advice is not much use if you can never get hold of the person giving it.That is why this feedback matters.“First-r...
20/07/2026

Good advice is not much use if you can never get hold of the person giving it.

That is why this feedback matters.

“First-rate service, continued service development and always available to provide sound advice.”

For us, good accountancy is not just producing the numbers.

It is being available when a decision needs making.

It is helping business owners understand the impact on profit, cash, tax and risk.

And it is giving advice that is useful before the problem becomes expensive.

Thank you, John, for the kind words.

https://www.mdh.me.uk/

You do not get paid what you deserve.You get paid what you negotiate.That sounds harsh, but it matters.Too many business...
19/07/2026

You do not get paid what you deserve.

You get paid what you negotiate.

That sounds harsh, but it matters.

Too many business owners price work based on what feels acceptable.

Then they wonder why turnover is up, the team is busy and profit is still thin.

Good work does not automatically create good margins.

You need to be clear on:

What the job actually costs.
What value it creates.
Where the risk sits.
What happens when the scope changes.
And what margin the business needs to make the work worthwhile.

If you avoid the pricing conversation, the client usually wins it for you.

Then the business carries the extra work, the extra pressure and the missing profit.

Negotiation is not about being difficult.

It is about making sure the deal works for both sides.

Know your numbers.
Know your value.

And stop accepting work that keeps everyone busy but leaves the owner worse off.

https://www.mdh.me.uk/

19/07/2026

Tracking your business expenses isn’t just about staying organised it’s about understanding where your money goes, improving cash flow, and making smarter financial decisions. Here are three reasons why every business owner should make it a habit.

18/07/2026

Turnover is up.

Wages are up.

But profit has somehow disappeared.

That is not unusual at the moment.

The problem is simple:

You are paying more for the same amount of output.

Higher salaries, employer National Insurance, pensions and other staff costs all squeeze the margin.

And if productivity has not improved at the same rate, the business ends up busier without becoming more profitable.

The answer is not mindless cost-cutting.

It is understanding where the money is leaking.

Are senior people doing basic admin?
Are jobs being done twice?
Are fixed-price projects regularly running over?
Are prices still based on costs from two years ago?
Is the team busy on valuable work, or just busy?

A bigger wage bill should create more value.

If it does not, adding more people may simply add more emails, more handovers and more confusion.

Before hiring again, look at:

Profit per person.
Staff costs as a percentage of sales.
Gross margin by service or department.
Time lost to rework, admin and poor processes.

Because rising wages do not have to mean falling profit.

But ignoring the gap between cost and productivity is an expensive strategy.

Read the full article here:
https://www.mdh.me.uk/budget-update-2025-rising-wages/

Growth is not automatically progress.A merger, acquisition or new venture might look exciting.It might also drain cash, ...
18/07/2026

Growth is not automatically progress.

A merger, acquisition or new venture might look exciting.

It might also drain cash, add debt, increase risk and leave the owner with a bigger problem than they started with.

Before making the move, the numbers need to answer a few basic questions:

Will it improve profit?
What will it do to cash flow?
How long before the investment pays back?
What extra costs are being overlooked?
What happens if the forecast is wrong?
And does the deal actually move the owner closer to their goals?

A good opportunity can still be a bad decision if the timing, funding or assumptions do not stack up.

That is why growth decisions need more than enthusiasm.

They need proper commercial scrutiny.

At MDH, we help business owners evaluate the financial impact before they commit.

Because it is cheaper to challenge the numbers now than explain the damage later.

Call us on 020 8647 0297
https://www.mdh.me.uk/

Belief helps.But belief on its own does not pay the bills.A lot of business owners are told to back themselves, think bi...
17/07/2026

Belief helps.

But belief on its own does not pay the bills.

A lot of business owners are told to back themselves, think bigger and keep pushing.

That is fine.

But confidence without clear numbers can become expensive.

Before you hire, invest, borrow or chase the next stage of growth, you need to know:

What happens to profit?
What happens to cash?
What happens to tax?
What happens if sales are slower than expected?
What extra risk are you taking on?

Belief might get you moving.

Good decisions keep the business standing.

Back yourself.

Then check the numbers agree.

https://www.mdh.me.uk/

Payroll mistakes are rarely “just admin.”They affect cash, staff trust and your position with HMRC.The problem is that p...
17/07/2026

Payroll mistakes are rarely “just admin.”

They affect cash, staff trust and your position with HMRC.

The problem is that payroll deductions are not always as straightforward as they look.

Tax.
National Insurance.
Pensions.
Student loans.
Court orders.
Benefits.

Different rules, different timings and very little room for guesswork.

Get it wrong and you can end up with unhappy employees, unexpected corrections and avoidable compliance problems.

That is why payroll needs to be handled properly, not rushed through at the end of the month.

At MDH, we help businesses manage payroll deductions accurately and keep on top of the requirements.

Because paying people correctly should be one less thing keeping you awake.

Find out more:
https://www.mdh.me.uk/

16/07/2026

Every successful business needs a clear financial roadmap. Without one, even profitable companies can run into trouble.

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21 Stafford Road
Croydon
CR04NG

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