15/10/2026
Your credit score is only one part of your mortgage application.
Lenders may also consider your income, deposit, existing debts, regular spending and overall affordability when assessing your circumstances. ๐ก๐
Looking beyond the headline number could help you understand your position. A mortgage adviser can explain how these factors may affect your options.
Read our blog to find out more about credit checks and preparing for a mortgage: https://tinyurl.com/fwkxs2tp
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Approved by The Openwork Partnership on 06/10/2026