Helen Merrall

01/07/2026

Have you heard about the great wealth transfer? 💰

Over half of wealth to be transferred by 2048 is predicted to be inherited by women, indicating a growing need for further representation within the financial advice profession.

At our St. James's Place Financial Adviser Academy, we've helped hundreds of women to become financial advisers, building their own businesses or joining practices to support clients.

But there's more to be done.

Find out how you can be part of the change: https://ow.ly/zb9h50ZhBAO

26/06/2026

It’s been a while since I last posted… and that’s largely because it’s been incredibly busy!

Over the past few months, I’ve been focused on what matters most—helping clients navigate important financial decisions, supporting them through life’s milestones, and making sure they have plans in place for the future.

While social media has taken a back seat, client service never has.

I’m looking forward to being a bit more active here again, sharing insights, financial planning tips, and updates that I hope will be useful.

Here’s to getting back into the habit of posting—and continuing to help people achieve their financial goals.

23/06/2026

16/02/2026

Here I am again…. my chair at Gym watching my daughter try the same move over and over again.

She falls.
She laughs.
She tries again.

And it hits me — financial planning is a lot like this.

You don’t build strength in one big leap.
You build it in small, consistent movements.

• Saving a little each month
• Reviewing your goals regularly
• Adjusting when life changes (because it always does when you’re a parent!)

From the sidelines, it looks like slow progress…
But one day you realise the wobble is gone and confidence has replaced it.

That’s what I help families do — create stability so they can focus on moments like these, instead of worrying about the future.

Because financial security isn’t about perfection.
It’s about practice, patience, and a plan.

25/01/2026

January Money Reset 💸✨
New year, same money — unless you change the plan.

Start January strong with these simple moves:

✔️ Review last year
Look at what worked, what didn’t, and where money leaked.

✔️ Set 1–3 clear goals
Emergency fund, debt payoff, investing — keep it focused.

✔️ Update your budget
Prices change. Your budget should too.

✔️ Automate savings & investing
Pay yourself first so you don’t “forget.”

✔️ Check subscriptions
Cancel what you didn’t miss in December (or all year).

✔️ Plan for annual expenses
Insurance, travel, gifts — future you will say thank you.

Small steps in January = big results by December.

Your money doesn’t need perfection — it needs a plan.

03/12/2025

Our Hoylake Christmas special and our last class here for the year! Thank you all SO much for your support over the past few months. This room holds so much joy and I am so grateful to all of your lovely smiling faces!! ✨✨✨
See you in back at the Hoylake Community Centre on the 6th of January at 7:30pm OR our new class at 11am!

02/12/2025

Christmas isn’t meaningful because of what we buy, but because of what we cherish. Choose to invest in moments, not expenses. When you spend with purpose instead of pressure, you give yourself the gift of a calmer January and a stronger future.