21/09/2026
It might only be September, but for accountants supporting businesses that rely on Christmas trade, this is a good time to start talking about festive financial planning.
A busy trading period can mean significant costs landing before the extra revenue comes in, particularly for clients in retail, hospitality, and ecommerce.
Key areas to review include:
π Stock and supplies
π Seasonal employees
π Supplier payment dates
π Marketing costs
π Expected changes in sales
π Working capital
Helping clients understand when money is likely to leave and enter the business can make potential cash-flow gaps easier to identify and plan for.
At AIMS Accountants, our accountants work with business owners throughout the year to build realistic forecasts and prepare for seasonal changes in trading.