Charlene Love Independent Financial Adviser

16/09/2025

Preparing for retirement can feel overwhelming, but taking the first steps doesn’t need to be complicated. Here are a few things you can start thinking about today:

• Know your numbers – check your State Pension forecast and look at what pensions you already have.
• Picture your lifestyle – think about the kind of retirement you’d like. Do you want to travel, downsize, help family or simply live comfortably?
• Understand your spending – knowing what you spend now gives you a good idea of what you’ll need later.
• Check your time horizon – how long until you’d like to retire? The earlier you start, the more options you have.
• Get everything in one place – many people have old workplace pensions scattered about. Tracking them down is a great first move.

Even doing just one or two of these can make retirement feel less overwhelming. And if you’d like a hand turning those first steps into a clear plan, that’s where I come in.

07/07/2025

I received this lovely text from a new client last week. Financial planning isn’t just about boring numbers and charts! It’s about life - how you want to live it, what really matters to you and the peace of mind that comes from having a plan that supports it. Having feedback like this has to be the best part of the job
(the client was happy for me to share his text)

17/06/2025

What is Lifestyle Financial Planning?

Lifestyle financial planning isn’t just about money, it’s about you. It’s about understanding what kind of life you want to live, both now and in the future, and then building a financial plan to help you get there.

I take the time to really understand what’s important to you - your goals, your values and what a good life looks like in your eyes. Whether that’s retiring early, travelling more, helping your children, or simply feeling in control, your lifestyle is the focus of the plan.

It’s not about chasing products, it’s about creating a plan that supports the life you want to live.

If you’re not sure what your ideal future looks like, I can help you explore that too!

If you'd like to learn more, please don't hesitate to get in touch.

31/10/2024

The Autumn Budget 2024
Chancellor Rachel Reeves outlined the Labour government’s plans to “restore economic stability” with a focus on investment and growth. Discover the new tax and spending measures expected to raise taxes by £40bn and how they aim to create opportunities across the economy. Read more in our latest blog:

31/10/2024

Who will make decisions if you can’t?
A Lasting Power of Attorney will let you:
Choose who handles important decisions
Avoid unwanted complications
Give your family peace of mind
If you want to take control, please contact me to talk about a LPA

29/10/2024

"What does retirement look like to you?"
This is the first question I ask when it comes to discussions about retirement.
It's simple, but I love sitting back and listening to the answer. It helps me to understand each person’s unique vision.
Some have a clear idea, while others start exploring it right then.
I feel privileged to be part of that conversation; to listen to someones dreams and work with them to turn those visions into reality.

Planning for retirement is essential to secure the future you envision.