Paul Humphreys Cameron James Financial Advisers

15/05/2026

Could your estate already be exposed to UK Inheritance Tax?

Many people assume Inheritance Tax only affects the very wealthy. In reality, rising property values, pensions, and investment portfolios mean more estates are now exceeding the available thresholds.

Your estate may include assets such as:

•⁠ ⁠Property
•⁠ ⁠Savings
•⁠ ⁠Investments
•⁠ ⁠Pension benefits
•⁠ ⁠Business interests

Once the value of an estate exceeds the available allowances, part of it may become subject to UK Inheritance Tax at up to 40%.

Understanding how your assets are structured, and planning ahead, can make a significant difference to how much of your estate is ultimately passed on to your family.

If you would like to understand your potential exposure and the planning options available, click the link below to arrange an initial conversation with me and obtain your FREE REPORT.
https://calendly.com/paul-humphreys-cj/catch-up-meeting-60min

01/04/2026

Could your estate already be exposed to UK Inheritance Tax?

Many people assume Inheritance Tax only affects the very wealthy. In reality, rising property values, pensions, and investment portfolios mean more estates are now exceeding the available thresholds.

Your estate may include assets such as:

•⁠ ⁠Property
•⁠ ⁠Savings
•⁠ ⁠Investments
•⁠ ⁠Pension benefits
•⁠ ⁠Business interests

Once the value of an estate exceeds the available allowances, part of it may become subject to UK Inheritance Tax at up to 40%.

Understanding how your assets are structured, and planning ahead, can make a significant difference to how much of your estate is ultimately passed on to your family.

If you would like to understand your potential exposure and the planning options available, click the link below to arrange an initial conversation with me.
https://calendly.com/paul-humphreys-cj/catch-up-meeting-60min

25/11/2024

According to recent research by Scottish Widows, women tend to have approximately £100,000 less in pension savings compared to men by the time they retire. Which? delves into the reasons behind the gender pension gap and offers five steps to help you maintain your retirement savings on the right path.

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Which? reveals 5 steps to keep your pension savings on track

25/11/2024

The cost of living has placed financial pressure on UK households, particularly the elderly and retired who are living off their state pension. According to latest figures, the cost of a comfortable retirement has risen, with a single person now needing £43,100 annually to achieve a "comfortable" retirement standard. Read on for further insights in this article from The Mirror.

Quilter is not responsible for the accuracy of this article's information.

The cost of a comfortable retirement has risen, with a single person now needing £43,100 annually to achieve a "comfortable" retirement standard, according to the latest figures

25/11/2024

HMRC figures show that inheritance tax (IHT) receipts for 2024-25 are on course to be 40% higher than three years ago. In this article Which? answers your inheritance tax questions including who needs to pay it? And give some helpful tips on how to avoid this tax charge. Read on to find out more.

Quilter is not responsible for the accuracy of this article's information.

Frozen thresholds and rising property prices could make more estates subject to tax

22/11/2024

Want to make your Christmas season stress-free when it comes to finances? Discover how you can save big and cover all your holiday expenses in just one month with these tips from The Sun.

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BRITS are expected to spend an average of £434 on Christmas presents, festive food and travel this festive season. But one in six people say this Christmas will be a struggle financially, according…

22/11/2024

Reports suggest that families of Armed Forces members who die while serving could face an inheritance tax bill on vital payouts under Labour. Death in service payments to military personnel who die off-duty will be caught by Rachel Reeves’s inheritance tax raid from 2027, The Telegraph understands. Read on in this article to find out more on this latest story.

Quilter is not responsible for the accuracy of this article's information.

Chancellor’s inheritance raid could hit grieving families of Armed Forces members

22/11/2024

Research suggests that children adopt a relationship with money from the age of 7. So why not start to encourage responsibility and financial literacy in your kids by incorporating money-earning chores into their routine. Learn more in this article from The Sun.

Quilter is not responsible for the accuracy of this article's information.

GIVING your children pocket money is a great way to teach them how to budget. And encouraging them to earn their pennies is also a valuable lesson in responsibility. Here are some ideas to get kids…

22/11/2024

Interested in house property price trends? This informative articles takes a look at the data presented by the ONS.

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Experts have also warned that Wednesday’s jump in inflation could bring further headaches for mortgage borrowers.