Swindon Financial Services

11/01/2025

When it comes to managing your money, making short-term or last minute snap decisions can end up costing you more in late payments, lost interest or penalties. But getting your house in order and starting some regular savings and money management habits can make all the difference to your financial – and emotional – wellbeing.

These are our top five tax-smart tips for managing your money in 2025.

When it comes to managing your money, making short-term or last minute snap decisions can end up costing you more in late payments, lost interest or penalties. But getting your house in order and starting some regular savings and money management habits can make all the difference to your financial....

05/07/2024

What will be the investment impact of Labour’s win?

👉 Labour’s electoral victory could lead to a short-term uplift for UK shares.

👉 The election outcome is unlikely to influence the short-term trajectory of interest rates or inflation.

👉 Although Labour has some big plans, it will likely face financial constraints, so the Autumn Statement will be one to watch.

Read more below ⬇️

Labour’s decisive majority win in the General Election is likely to be initially taken positively by markets, according to St James’s Place (SJP) CIO, Justin Onuekwusi.

26/05/2024

With the general costs a child brings, as well as the increased cost of living, many parents feel squeezed to make ends meet, let alone think about funding future costs like a car, or a house deposit.

But building a nest egg for your kids doesn’t need to break the piggy bank. And it could make a huge difference to their future.

Read more below for some useful tips to get started!

They’re our greatest pleasure, and our top priority, but bringing up children is a costly business. Steep price rises this year have seen the cost of raising a child from birth to 18 rise 10% to £223,256.1

19/01/2023

Using up your personal allowances helps to make the most of your investments, meet your outgoings, and lays the right foundations for your financial future.

These are the ‘big four’ personal allowances not to miss out on:https://lnkd.in/gQipZshb

09/01/2023

We're delighted that St. James's Place has been awarded ‘Best Financial Advisor’ and ‘Best Investment ISA’ at the Personal Finance Awards 2022/23!

We're always grateful to win awards, but even more so when they're determined and voted for by the public. Thank you to everyone who voted for us!

12/12/2022

Last Thursday was Christmas Jumper Day!

Our offices ran a competition, and Alex won the prize for the best jumper - a tub of Heroes chocolates for the office 🍫!

06/12/2022

This year we hosted a Charity Golf Day, bringing together clients, colleagues and family members at Castle Combe golf course.

Julia’s House was our Charity for 2022, and we’re delighted to share that we raised £2,000 on the day.

We chose to support Julia’s House as it’s important that we support those local to us. When we decided to run our golf day this year, we felt that Julia’s House was a worthy cause because of their fantastic support to families going through an incredibly difficult situation.

We would just like to thank those that took part and supported our event and Julia’s House.

01/12/2022

Presenting: Meet the Fund Manager – Jim Henderson

Tuesday 6 December 2022 at 2.00pm – 3.00pm

This is an exclusive opportunity to hear from one of the St. James's Place Fund Managers. Darren Johnson, Senior Investment Consultant at St. James's Place Wealth Management, will be joined by Jim Henderson, Fund Manager at Aristotle.

Jim Henderson is a member of the Aristotle Capital investment team and a veteran of the investment industry. Jim was a senior analyst and Portfolio Manager at Reed, Conner & Birdwell, LLC (RCB) for 10 years, prior to the firm joining with Aristotle in January 2012. Prior to his tenure with RCB, Jim served as a partner and Portfolio Manager at Metropolitan West Capital Management, LLC and Van Deventer & Hoch, Investment Counsel.

Register here, https://sjp-co-uk.zoom.us/webinar/register/WN_hGkhwK6JS1O27tUdZqKMOg

25/11/2022

Six tax-savvy tips

Whether you’re just starting out, retired or somewhere in between tax is something that impacts us all.

Here’s 6 savvy tips to make that process a little bit easier by making your money work harder for you.

17/11/2022

Chancellor Jeremy Hunt has unveiled the contents of his Autumn Statement in the House of Commons.

He has revealed tax rises and spending cuts worth billions of pounds aimed at mending the nation's finances.

Here is an excellent summary of the primary measures from the BBC👇

Jeremy Hunt has delivered the Autumn Statement in the House of Commons. Here's what you need to know.

04/11/2022

Mortgages and interest rates 😱 ...we are all feeling this these days.

Have you seen something that can help you assess the impact of this cost ?

The BBC has a good calculator about how much it will cost, check this out https://lnkd.in/e3WRvd94

Feel free to get in touch if you want to discuss your options.

Use our calculator to find out how much mortgage payments could go up for your household.

28/10/2022

This year has been a difficult one, financially speaking, for households in a range of income brackets.

The cost of living has risen substantially as inflation has soared, household energy bills have skyrocketed and interest rates are rising.

Here's what you could do to get through this crisis easier...

https://swindonfinancialadvisers.co.uk/article/detail/sjpp/keeping-financial-control-during-the-cost-of-living%20crisis.html

This year has been a difficult one, financially speaking, for households in a range of income brackets. The cost of living has risen substantially as inflation has soared and remains close to a 40-year high,1 household energy bills have skyrocketed,2 and interest rates are rising3. Meanwhile, invest...