Meirion Jones

06/07/2026

01/07/2026

A place in a nursing home can cost £1,267 a week or even more1, and anyone with significant assets won’t qualify for state support. As we are all living longer, it is something more of us will need to consider and plan for in later life.

22/06/2026

After weeks of speculation and growing pressure, Keir Starmer announced his resignation as prime minister on 22 June. It comes after just under two years in office and means the UK will soon have its fifth prime minister in as many years. However, the next steps remain unclear. Even in the event of....

18/06/2026

Female wealth is growing at pace, fuelled by inheritance, more women in higher earning careers, and a rise in female entrepreneurship. Yet it is not a consistent picture across the board; research tells us that many women are facing gaps in their finances.

18/06/2026

Moving from decades of building wealth to relying on investments for income is a significant transition. At this point, many people begin to think more carefully about risk, particularly how much of it they are comfortable taking.

18/06/2026

The proposals also include new rights for unmarried couples who separate. Providing they have lived together for at least three years – or have children together – they would have similar rights to divorcing couples, such as claims on property and pensions.

11/06/2026

After years of conversations about money, I’ve noticed something interesting.

Most pension mistakes aren’t investment mistakes.

They’re behavioural mistakes.

Waiting.

Procrastinating.

Reacting emotionally.

Failing to set a destination.

The good news?

Every one of these can be corrected.

Retirement planning isn’t about finding the perfect pension.

It’s about creating a plan that future you will thank you for.

Which of these mistakes do you think catches the most people out?

09/06/2026

The best investment return you may ever get could come from your employer.

Imagine investing £100 and immediately seeing it become £125.

Now imagine someone else adding money too.

That’s exactly why workplace pensions can be so powerful.

Many people think their pension is simply money deducted from their payslip.

But in reality, there are often three contributors working together:

💷 You contribute

🏢 Your employer contributes

🏛️ The government contributes through tax relief

This means your pension can start growing before a single investment return is earned.

Let’s look at a simple example:

You contribute £100.

Tax relief can increase that contribution.

Your employer may also add money.

Suddenly, far more than £100 could be working towards your future.

That’s one reason pensions remain one of the most powerful long-term wealth-building tools available.

Not because they’re exciting.

Not because they’re complicated.

But because few other places allow your money to receive help from multiple sources.

The challenge is that many people never fully understand what they’re receiving.

And what we don’t understand, we often undervalue.

So here’s a question:

Do you know how much your employer contributes to your pension each month?

If not, it might be one of the most valuable numbers you discover this week.

Your future lifestyle won’t be determined by one big decision.

It’s built through thousands of small decisions repeated over time.

And few are more important than understanding how your pension works.

Money follows the path.
Education builds the road.

08/06/2026

The most expensive financial mistake isn’t a bad investment…

It’s running out of time.

Most people think building a pension is about finding the right fund.

In reality, it’s about giving your money enough time to work.

Imagine two people:

Person A starts investing for retirement at age 25.

Person B waits until age 45.

Person B may have a higher salary.

They may contribute more.

They may even be a better investor.

But Person A has one advantage that’s almost impossible to catch:

Time.

The earlier you start, the more opportunity your money has to compound and grow.

That’s why pensions remain one of the most powerful wealth-building tools available in the UK.

Not because they’re exciting.

Not because they’re complicated.

But because they combine:

💷 Regular contributions

💷 Tax relief

💷 Long-term investing

💷 The power of compounding

You don’t need to be perfect.

You don’t need to know everything.

You simply need to start.

Because every year you delay is a year your future self can never get back.

This week in Pension Power, we’ll explore:

📈 Why pensions work

🏛️ How tax relief boosts your savings

🎯 How much you might need

💡 Common mistakes to avoid

🛡️ How pensions fit into your wider financial plan

The best time to start was years ago.

The second-best time is today.

How old were you when you made your first pension contribution?

Or if you haven’t started yet, what’s holding you back?

👇 Let me know below.

Money follows the path.
Education builds the road.

05/06/2026

Before you choose an ISA, answer this one question…

What job do you need your money to do?

Most people start by choosing an ISA.

The financially successful start by choosing a destination.

This week we’ve explored:

💷 Cash ISAs

📈 Stocks & Shares ISAs

🏡 Lifetime ISAs

⚠️ Common ISA mistakes

But all of those come after one important decision:

What are you actually trying to achieve?

Building an emergency fund?

Saving for your first home?

Growing long-term wealth?

Planning for future freedom?

The best ISA isn’t the one with the best headline.

It’s the one that helps you achieve your goal.

Too many people search for the perfect product.

Very few take the time to build a clear plan.

And yet, it’s the plan that matters most.

You don’t need to predict markets.

You don’t need to be an expert.

You don’t need to get everything right.

You simply need a clear direction and the discipline to keep moving.

Because financial freedom isn’t built in one tax year.

It’s built one decision, one contribution, and one habit at a time.

If you could improve just ONE area of your finances over the next 12 months, what would it be?

🏡 Home ownership

📈 Investing

💷 Emergency fund

🎯 Something else

Let me know below.

Money follows the path.
Education builds the road.