18/08/2023
Annual Premium
₹1,00,000 (excl GST)
Policy term
5 years
Income frequency
Annual
Pays premium for
5 years
Get income for
30 years
Life cover
₹12,00,000
Total Premiums Paid = 5,00,000
Total Guaranteed* Returns = 9,76,200 + 5,00,000 = 14,76,200
AGE
35
Year 0
Policy commences
Life cover of ₹12,00,000
If death happens within policy term
Nominee will receive lump sum death benefit of ₹12 Lakh & policy terminates
AGE
41
Year 6
On survival - Guaranteed* Annual Income begins
Surya receives Rs 32,540 annual income for 30 years
AGE
70
Year 35
Income period ends
Get back premium of ₹5,00,000
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