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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from YCE Banking Consultant, Financial Consultant, 160A, Block F, Jalan Raja Uda, Pusat Perniagaan Raja Uda, .

14/06/2023

Dalam dunia dewasa, memohon pinjaman sememangnya tidak dapat dielakkan. Pada satu ketika, anda pasti akan mempertimbangkan pinjaman rumah, kereta, perniagaan atau peribadi. Pada masa ini, anda perlu berunding dengan pengurusan YCE!

Kami boleh membantu anda mencari bank yang paling sesuai dan memberitahu anda dokumen yang perlu disediakan untuk mendapatkan pinjaman yang anda inginkan dengan lebih berkesan.
Di samping itu, kami mempunyai banyak kes yang berjaya.
Jika anda memilih perunding yang betul, mendapatkan pinjaman tidak lagi menjadi impian yang jauh!
Apa tunggu lagi cepat hubungi kami untuk maklumat lanjut 🔍

*100% Dari bank loan
*Tanpa caj pendahuluan
/Housing Refinancing
Purchase
Management Program/Consolidation
/MICRO Loan
Loan

Kalau anda ada masalah jangan biar lama-lama, hubungi kami sekarang.
Klik whatsapp butang di bawah.

20/05/2023

Jika perniagaan anda menghadapi⤵️
➡️Nak tambah produk?
➡️Perlukan aliran tunai?
➡️ Kekurangan wang untuk menyewa kedai?
➡️Ingin membeli kenderaan komersial?
Memohon SME/MICRO Loan sekurang- kurangnya 50k atau lebih...
➡️ 100% Operasi Bank!
➡️ Kami meliputi seluruh negara!
➡️ Tiada bayaran pendahuluan sama sekali.
➡️ Minta SSM dan Penyata bank 6 bulan
➡️ Semak kelayakan anda secara percuma!

Sila klik butang whatsapp di bawah untuk menghubungi kami.

18/05/2023

Congratulations to our customer ❗️❕
For getting RM1,000,000 SME loan approved‼️
Yes, that’s one of the successful loan applications of our clients. Aren’t you jealous? 😏
Worry not, we are here to help 😌 YCE Management consists of a team of professional financial experts with many years of experience.
What we do?
🔹 smoothen your loan application process
🔹 increase your success rate for loan application
🔹 improve your credit scores
🔹 provide comprehensive consultation and effective advice to your financial issues
and many more…
Contact us now and be one of the success stories!

08/05/2023

NAK SATUKAN HUTANG ATAU PERLUKAN CASH ? 100% BANK LOAN SINI, KAMI MEMBERI TUMPUAN KEPADA:
✅Pinjaman peribadi
✅Debts Disusun Semula
✅Pinjaman semula… See more
WANT A DEBT OR NEED CASH? 100% BANK LOAN HERE, WE FOCUS ON:
✅Personal loan
✅ Debts Reorganized
✅Re-loan
✅Business Loans
✅House Loan
✅Child education loan
✅Sme Loan
Applying for any loan and facing problems as follows:👇👇👇
⛔Bank rejects (rejects bank)
⛔High Commitment
⛔Insufficient information or not pretty information (document week)
⛔Not good score (failed to score)
⛔Without down payment charges
⛔Fast approval
⛔Bank approves 90%
We are professional to help you apply for loan from 12 banks in Malaysia 👍👍👍
If you are interested, please the Whatsapp Button below.

25/04/2023

4 Common reasons why your loan application is rejected 🚫
Rejected! Rejected! And rejected! Again. Yes, it is frustrating when your loan application is being rejected over and over again. But, what are the reasons? Study the common reasons below to find out why ⛔️
Apply the wrong bank
Each bank has different risk appetites and set of requirements to be met when it comes to approving loan applications. More often than not, applying to several banks at the same time is the root of the rejection of your loan application. 🏧
Unfavourable credit score
You may be rejected due to unfavourable credit scores, being that it is too low. This indicates you have a high risk of defaulting on your repayments. Having a total zero is no good either. With totally no past records, loan providers have no idea on how well you could pay your loans.
High financial commitment
You might be committed to excess loans such as study loans, car loans or credit cards without you even knowing. Financial institutions often use Debt Service Ratio (DSR) as an essential factor, to calculate how great your loan commitment is against your net income. The higher the DSR, the more likely your application will be rejected.
No stable income
You might be a freelancer whose income is not fixed monthly. Financial institutions tend to view them as debtors with low repayment capacity as they are not assured that you could handle monthly repayment. This might lead to loan margin being reduced or rejection of loan application.
Now you’ve found out why, try to avoid these and you’ll sail your way through any loan applications
Still couldn’t figure out your reason? Contact our professional financial experts to help you out!
Let YCE help you. Click on the WhatsApp button to contact us now.

21/04/2023

May this Hari Raya bring you closer to your loved ones and may your home be filled with laughter and joy. Selamat Hari Raya!

19/04/2023

Perlukan Aliran Tunai Penyelesai Anda Ada Disini
👉🏻 100% Pinjaman Bank
👉🏻 Operasi Rasmi
👉🏻 Tanpa Caj Awal
👉🏻 10 Tahun Pengalaman

18/04/2023

贷款过不过关，只需一分钟！⏱
什么是 DSR? 🤔
DSR (Debt Service Ratio) 也称偿债比率，比的就是你每个月的固定债务和净收入。这是银行衡量房屋贷款者能力的标准之一。
多数的银行把 DSR 门槛设置为 70% 以下，但也会因你的收入而做调整。毕竟每家都有自己的审核标准。低 DSR 代表贷款者拥有高的偿还能力，因此越低越好！
怎么计算？🧮
DSR = 每个月固定债务 ➗ 每个月净收入 ✖️ 100%
例子：小明想购买一所 RM600k 的房子。他每个月的薪水是 RM7000，同时供着一辆 RM800 的车子和每个月 RM200 的 PTPTN。
每个月净收入 = RM7000 - RM770(EPF) = RM6230
小明的 DSR = RM1000 ➗ RM6230 ✖️ 100% = 16.05%
70% - 16.05% = 53.95% (剩下的限额)
结论：这就代表小明还剩大约 54% 的净收入来偿还房屋贷款。很大几率银行会批准他的贷款申请。当然，银行还是会对他的信用报告进行研究来判断是否真的通过申请。
如果你还是分不清，觉得这计算太难，没关系，让 YCE 帮你！YCE Management 就是由 #金融财务专业人士建立的。我们的团队身经百战，拥有丰富的经验，而且只提供 #客制化且有效的财务解决方案，帮您快速通过贷款申请.

赶紧咨询我们！
💬 信息我们的面子书或

17/04/2023

Pinjaman bank SME LOAN TRRF faedah untuk satu tahun 4%
Rakan-rakan yang perlu membuat permohonan tidak boleh terlepas pakej faedah rendah yang disediakan oleh bank
kami memberi tumpuan kepada:
-Pinjaman peribadi
-Debts Disusun Semula
-Pinjaman semula
-Pinjaman Perniagaan
-Pinjaman Perumahan
-Pinjaman pendidikan anak
-Sme Loan
Memohon sebarang pinjaman dan menghadapi masalah seperti berikut:
* Bank menolak (menolak bank)
* Komitmen Tinggi
* Maklumat tidak mencukupi atau maklumat tidak cantik (minggu dokumen)
* Skor tidak cantik (gagal menjaringkan gol)
* Tanpa caj pendahuluan
* Kelulusan pantas
* Bank meluluskan 90%
Kami profesional untuk membantu anda memohon pinjaman dari 12 bank di Malaysia

Address

160A, Block F, Jalan Raja Uda, Pusat Perniagaan Raja Uda

12300

Telephone

+60107792009

Website

facebook.com

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