Perancangan Kewangan & Takaful Keluarga No.1 Malaysia

Perancangan Kewangan & Takaful Keluarga No.1 Malaysia Perancangan Kewangan untuk Perlindungan Hibah Warisan Takaful, Medikal Kad Terbaik, Insurans Hayat,

Salam Maulidur Rasul Semoga cinta dan kasih sayang kita kepada junjungan besar Rasulullah SAW akan terus mekar dalam dir...
19/10/2021

Salam Maulidur Rasul

Semoga cinta dan kasih sayang kita kepada junjungan besar Rasulullah SAW akan terus mekar dalam diri.

اللَّهُمَّ صَلِّ عَلَى مُحَمَّدٍ وَعَلَى آلِ مُحَمَّدٍ

SELAMAT HARI MALAYSIA | 16 SEPTEMBER 2021
16/09/2021

SELAMAT HARI MALAYSIA | 16 SEPTEMBER 2021

🔊BERITA BAIKKKK ‼️GROUP TAKAFUL UNTUK SMEs🔊PruBSN kini menyediakan perkhidmatan perlindungan Medical Card kepada SMEs yg...
15/09/2021

🔊BERITA BAIKKKK ‼️GROUP TAKAFUL UNTUK SMEs🔊

PruBSN kini menyediakan perkhidmatan perlindungan Medical Card kepada SMEs yg mempunyai staff minimum 5 orang dan juga family members.

Pekerja adalah aset kepada sesebuah company. Mereka berhak untuk diberikan layanan istimewa dan rawatan segera ketika sakit.

Jika anda adalah Owner/HR/Admin Company, boleh PM saya untuk dapatkn Brochure.

Dapatkan perlindungan terbaik dengan harga berpatutan di PruBSN👇🏻

https://FaizHamzahTakafulSME.wasap.my



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17/08/2021

Why are vaccinated people still testing positive for Covid but not getting as sick?

It’s All about the type of immunoglobulins produced from vaccination. For those of you who are hardcore scientists, ignore this post- it’s geared toward lay people and meant to be easy to understand. I’m going to do an epic under-simplification of a very complicated subject. Look away!

IgG is a type of immunoglobulin (antibody) that is plentiful in our blood serum. These are the immune proteins that our Covid vaccine is really good at producing.

IgA is a type of immunoglobulin that is plentiful in our mucous membranes, like the respiratory tract (nose and throat). Unfortunately, our injected vaccines are NOT very good at creating a lasting army of this type of antibody.

SARS-Cov-2 (virus) that causes the disease Covid-19 is a respiratory virus- meaning, that it enters the body through the respiratory mucosa. It sets up shop in the area of the back of the throat where the nasal passage meets, called the nasopharynx. While it’s there, it enters those cells and reproduces. Once it reproduces in high enough numbers, it moves it’s way down the respiratory tract and attacks lung cells. From there, it enters the whole body and attacks almost every organ system.

When you are vaccinated, your mucous membranes in the back of your throat are still relatively unprotected, because they lack the IgA antibody response at the mucous membrane level. This is why a vaccinated person is still showing high viral loads in their nasopharynx area when swabbed. However, once the virus tries to move down into the lungs, the very good vaccine induced IgGs that are circulating in a vaccinated person’s blood serum, quickly identify the virus and begin destroying it. The body then says, hold on…where’d these guys come from? The antibodies see the open door at the nasopharynx and then move the troops to destroy. This is the reason that vaccinated people are not getting as sick, even though they are getting technically infected and why vaccinated people are contagious for less time than unvaccinated people are. Our defense is delayed, at the upper respiratory tract, but we eventually have a neutralizing response.

This is why it became important for even vaccinated people to begin wearing masks. We still have several days of the virus successfully replicating in the backs of our throats, which means that when we cough, sing, laugh, talk loudly….we can pass those viruses to other people. This is new with the delta variant because it is better at unlocking those respiratory cells than other variants were. This is what changed. The previous variants were not as good, and it took them longer to unlock cells and replicate so our vaccine induced serum antibodies used to have more time to recognize and respond than they do now.

So what you’re seeing with vaccinated infected people is: sudden onset sore throat, dry cough from nasopharynx irritation, eventually a fever as the virus tries to make it down the respiratory pathway and your immune system activates, but then a marked reduction in symptoms that suggest that the virus has been unsuccessful at invading any other organ systems. This is your reduction in hospitalizations and deaths. The lungs never get so sick that the person requires oxygen. Vaccine IgGs are very effective at staving off a massive infection, but not great at stopping the virus from initially replicating in the throat.

This might suggest that we should focus efforts/funding into more research and development for nasal spray type vaccines (several are in trials) that produce better IgA response for virus neutralization at the mucous membranes which would be better at halting transmissions of the virus between people.

https://stm.sciencemag.org/content/13/577/eabd2223

https://pubmed.ncbi.nlm.nih.gov/34133415/

Ok. Settle 1st dose. Hopefully a better future for us all. InsyaAllah..
26/07/2021

Ok. Settle 1st dose. Hopefully a better future for us all. InsyaAllah..

Seandainya inginkan kebahagiaan, kena sentiasa bersedia untuk berkorban,kerana dalam setiap kesusahan, Allah akan hadirk...
20/07/2021

Seandainya inginkan kebahagiaan, kena sentiasa bersedia untuk berkorban,kerana dalam setiap kesusahan, Allah akan hadirkan kemanisan..

Semoga tiap pengorbanan kita di muka bumi ini mendapat redha daripada Allah SWT.

Selamat Menyambut Hari Raya Aidil Adha 1442 H.
Semoga الله menerima amalan soleh kita lakukan....

تقبل الله منا ومنكم تقبل يا كريم.

Jaga diri,patuhi sop

𝐒𝐄𝐃𝐀𝐍𝐆 𝐌𝐄𝐍𝐂𝐀𝐑𝐈 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐂𝐀𝐑𝐃 𝐓𝐄𝐑𝐁𝐀𝐈𝐊 𝐔𝐍𝐓𝐔𝐊 𝐅𝐀𝐌𝐈𝐋𝐈?Pelan Kad Perubatan Keluarga mampu milik. Dari serendah RM260!!📲 WHATSA...
19/07/2021

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Pelan Kad Perubatan Keluarga mampu milik. Dari serendah RM260!!

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Prubsn anggun.1. Pelan khas untuk wanita. Kalau wanita jadian tidak layak.2. Habis belajar dapat duit. Beli rumah dapat ...
16/06/2021

Prubsn anggun.

1. Pelan khas untuk wanita. Kalau wanita jadian tidak layak.

2. Habis belajar dapat duit. Beli rumah dapat duit. Pergi umrah/haji dapat duit. Kahwin dapat duit. Jadi ibu (termasuk ibu angkat) pun dapat duit. 😍

3. Nak buat rawatan kesuburan IUI dan IVF pun prubsn bayar kan.🌹 1st in Malaysia!

4. Komplikasi kehamilan prubsn cover. Lahir anak yang ada sakit kongenital pun prubsn cover.

5. Sebenarnya ada lagi yang best. Carsinoma in situ yang stage 0 tu pun prubsn cover kan. Kalau betul-betul kanser lagi lah cover. Yang ni ramai terlepas pandang, client saya dulu tak nak tambah utk benefit yang ni, tp diuji tahun ni didiagnose with cancer, struggle financial lagi-lagi time covid, MCO skng.

6. Memang betul-betul anggun lah Prusbn Anggun.🥰

Jom tolong diri sendiri, keluarga dan keluarga untuk dptkan protection. Referkan orang pun dapat RM150/person! Fuh bertambah-tambah benefit. Tak pernah lagi ada insurance yang cover benefits mcm ni.

P/s: sebarkan pada kenalan dan keluarga tau berita baik ni

Satu Syawal menjelang tiba,Takbir bergema menggegarkan jiwa,Jika ada salah dan dosa,Ampun dipinta dihari mulia. Selamat ...
13/05/2021

Satu Syawal menjelang tiba,
Takbir bergema menggegarkan jiwa,
Jika ada salah dan dosa,
Ampun dipinta dihari mulia.

Selamat Hari Raya Aidilfitri Maaf Zahir & Batin

Moga Allah panjangkan usia kita bertemu Ramadhan dari awal hingga akhirnya dan memberikan yang terbaik untuk kita tahun ...
12/04/2021

Moga Allah panjangkan usia kita bertemu Ramadhan dari awal hingga akhirnya dan memberikan yang terbaik untuk kita tahun ini.. Aamiin ya Rabbal Alamin..

SELAMAT MENYAMBUT RAMADHAN AL- MUBARAK

𝗞𝗲𝗽𝗲𝗻𝘁𝗶𝗻𝗴𝗮𝗻 𝗱𝗮𝗻 𝗸𝗲𝗹𝗲𝗯𝗶𝗵𝗮𝗻 𝗵𝗶𝗯𝗮𝗵 :𝟭. 𝗣𝗿𝗼𝘀𝗲𝘀 𝘁𝘂𝗻𝘁𝘂𝘁𝗮𝗻 𝗹𝗲𝗯𝗶𝗵 𝗰𝗲𝗽𝗮𝘁Biasanya mengambil masa 7 hari-14 hari, paling lama pon m...
17/03/2021

𝗞𝗲𝗽𝗲𝗻𝘁𝗶𝗻𝗴𝗮𝗻 𝗱𝗮𝗻 𝗸𝗲𝗹𝗲𝗯𝗶𝗵𝗮𝗻 𝗵𝗶𝗯𝗮𝗵 :

𝟭. 𝗣𝗿𝗼𝘀𝗲𝘀 𝘁𝘂𝗻𝘁𝘂𝘁𝗮𝗻 𝗹𝗲𝗯𝗶𝗵 𝗰𝗲𝗽𝗮𝘁

Biasanya mengambil masa 7 hari-14 hari, paling lama pon mungkin sebulan saja.

𝟮. 𝗣𝗲𝗻𝗴𝗴𝗮𝗻𝘁𝗶 𝗽𝗲𝗻𝗱𝗮𝗽𝗮𝘁𝗮𝗻

Jika gaji kita RM5,000 sebulan. Dengan polisi hibah takaful RM200,000.00 maka ia dapat bertahan selama 40 bulan / 3 tahun 4 bulan.

𝟯. 𝗣𝗲𝗻𝗲𝗿𝗶𝗺𝗮 𝗺𝘂𝘁𝗹𝗮𝗸

Penerima hibah takaful ini adalah mutlak miliknya.

𝟰. 𝗦𝗲𝗹𝗲𝘀𝗮𝗶𝗸𝗮𝗻 𝗵𝘂𝘁𝗮𝗻𝗴

Keutamaan membayar hutang adalah tanggungjawab diri sendiri, waris tidak wajib untuk melunaskan si mati.

𝟱. 𝗧𝗶𝗮𝗱𝗮 𝗸𝗼𝘀 𝗴𝘂𝗮𝗺𝗮𝗻

Ini antara faktor penting kenapa hibah takaful penting, untuk pengetahuan jika anda mengambil polisi hibah takaful bernilai RM200,000.00 maka penerima akan menerima RM200,000 juga. Tiada bayaran proses atau kurang.

𝟲. 𝗔𝗸𝗮𝘂𝗻 𝘁𝗶𝗱𝗮𝗸 𝗱𝗶𝗯𝗲𝗸𝘂𝗸𝗮𝗻

Ya, perkara ini amat merisaukan sesiapa sahaja. Mungkin sebelum kematian boleh jer keluarkan duit dengan izin suami. Tiba-tiba kena block memang jadi masalah besar. Lebih kritikal jika isteri surirumah sepenuh masa. Mana nak cari duit?

Kawan kawan,
Manfaat hibah memberi perlindungan untuk semua jenis kematian dan hilang upaya kekal.

Selain hibah kematian biasa, ada hibah yang juga memberi kenaikan manfaat sehingga 4x ganda dalam kes meninggal:

▪2× ganda akibat kemalangan.
▪3× ganda akibat kematian dalam kenderaan awam, ruang lif atau dalam kebakaran di bangunan awam.
▪4× ganda ketika berada di luar negara

Jom segera rancang hibah takaful buat diri dan keluarga tersayang.

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