Fit Financial - Mortgage and Insurance Advice

22/05/2024

Next week's Government Budget is expected to announce the end of the First Home Grant. In the 12 months up to February 2024, 42% of first-home buyers accessed the grant. If you're a first home buyer, there has never been a better time to get your loan pre-approval in place so that you can take advantage of this additional money to put towards your house deposit. Get in touch today: https://www.fitfinancial.co.nz/contact

https://www.newshub.co.nz/home/politics/2024/05/budget-2024-newshub-reveals-government-set-to-scrap-first-home-grants.html

The Budget will be unveiled next Thursday.

21/04/2024

A great article from about why you should work with a mortgage adviser. We're biased of course, but there are some great benefits for Kiwis:

🏡 advisers work with all banks, not just one to ensure you get the best deal
🏡 an adviser works for you, not the bank
🏡 a mortgage adviser will help you choose the optimum loan structure to reduce your interest
🏡 banks’ policies are continually changing and it’s the adviser’s job to keep up-to-date with these so that they can advise accordingly

Need a mortgage adviser? Chat to Fit Financial about how we can get your finances in shape.

This article provides information on working with a mortgage adviser when you’re refinancing a mortgage on your property in New Zealand.

08/04/2024

Do your new financial year goals involve reviewing or applying for personal insurance?

At Fit Financial, we can help with your personal insurance cover:

🫶 Life insurance
🏥 Health insurance
💲 Income insurance

We take the time to understand your needs, your particular concerns, and your budget to be able to match you to the right insurer and the right insurance cover. Most Kiwis need some level or combination of life insurance, health insurance and income insurance.

Need some help with your insurance cover? Get in touch to see how we can help you with the right fit protection:

https://www.fitfinancial.co.nz/Fit Financial - Mortgage and Insurance Advice

01/04/2024

Do your new financial year goals involve reviewing or applying for personal insurance?

At Fit Financial, we can help with your personal insurance cover:

🫶 Life insurance
🏥 Health insurance
💲 Income insurance

We take the time to understand your needs, your particular concerns, and your budget to be able to match you to the right insurer and the right insurance cover. Most Kiwis need some level or combination of life insurance, health insurance and income insurance.

Need some help with your insurance cover? Get in touch to see how we can help you with the right fit protection:

https://www.fitfinancial.co.nz/insurance

25/03/2024

What's your game plan for 1 April?

If you've decided your financial goals for this coming tax year, it might be time for you to take the next step.

We can help you to:

🏡 tweak your budget to save for a house deposit
🏡 refinance your home loan to get the best deal available
🏡 get pre-approval for your next property

How can we help? Book a chat today!

https://www.fitfinancial.co.nz/contact

17/03/2024

The end of the financial year is looming, and it's a common time for people to reassess their financial position, and set new financial goals. What are your financial goals for the next financial year?

➡️ make a budget and stick to it
➡️ purchase your first home or investment property
➡️ create a passive income stream
➡️ make a plan to be debt free by a certain age
➡️ double down on your debt repayments
➡️ better leverage your equity
➡️ finally get that life or health insurance policy in place

No matter your financial goals for the year ahead, we'll help you get your finances in shape. Book a chat today to discuss your lending or personal insurance needs.

https://www.fitfinancial.co.nz/contact

10/03/2024

If you've been waiting for the government to confirm their timing on allowing property investors to again claim interest costs, the wait is over.

The highlights:

➡️ from 1 April 2024: property investors can claim 80% of their interest expenses as a cost for tax purposes,
➡️ from 1 April 2025: property investors can claim 100% of their interest expenses as a cost for tax purposes.

Are you wanting advice to secure your next property purchase? Book a chat today! https://www.fitfinancial.co.nz/contact

https://www.stuff.co.nz/money/350207484/property-investors-regain-ability-claim-interest-costs

Property investors are set to regain their ability to claim home loan interest as a cost at a faster rate than had been promised.

05/03/2024

The beginning of a new year is a common time to get your personal admin in order. Checking you have the best deals on utilities, paying off smaller debts, reviewing your insurances and so on.

At Fit Financial, we can help with your personal insurance cover. We take the time to understand your needs, your particular concerns, and your budget to be able to match you to the right insurer and the right insurance cover. Most Kiwis need some level or combination of life insurance, health insurance and income insurance.

Need some help with your insurance cover? Get in touch to see how we can help you with the right fit protection:

https://www.fitfinancial.co.nz/insurance

24/02/2024

Avoiding overspending and sticking to a budget is the best advice we can give our clients who are considering applying for a home loan. We've been following the Loud Budgeting 📣 social media trend with interest this year.

Great to get young people thinking about their hard earned income, and sharing their financial journeys with others. 💪

Kiwis aren't great about talking about money - head on over to Insta or Tik Tok to check out

https://www.forbes.com/sites/bernadettejoy/2024/02/14/3-ways-loud-budgeting-is-good-for-your-money-and-your-social-life/?sh=6d961d30256e