07/08/2023
~๐๐ฎ๐ง ๐๐ฆ๐๐ซ๐ญ๐๐ซ ๐๐ข๐๐ ๐๐ฅ๐ข๐ญ๐~
Is a beautiful "๐๐๐ฆ๐๐ง๐" for your kids. It has very flexible payment options and guaranteed cash benefits your kids (apo) can enjoy throughout their lifetime.
Female, 40 yrs old, non-smoker with newly born son
Annual Premium: Php 188,347.01
Face Amount: Php 1 Million
Insurance Coverage: Php 2 Million
Payment Period: 10 years
Endowment: Php 80,000
Riders: ADB and WPDD
๐๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐๐๐ง๐๐๐ข๐ญ๐ฌ
โ๐๐ข๐๐ ๐๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ โ is equal to 200% of the face amount. The beneficiary will get Php 2 Million when the insured dies. Of course, no parent in his right mind will wish for it. With future-forward thinking, it is for the future family of your child (it can be for your in-laws and grandkids.)
โ๐๐๐๐ข๐๐๐ง๐ญ๐๐ฅ ๐๐๐๐ญ๐ก ๐๐๐ง๐๐๐ข๐ญ (๐๐๐) โ an additional Php 1 Million will be given to your kidโs beneficiary if he dies due to an accident.
โ๐๐๐ข๐ฏ๐๐ซ ๐จ๐ ๐๐ซ๐๐ฆ๐ข๐ฎ๐ฆ๐ฌ ๐๐ฉ๐จ๐ง ๐๐๐๐ญ๐ก ๐จ๐ซ ๐๐ข๐ฌ๐๐๐ข๐ฅ๐ข๐ญ๐ฒ ๐จ๐ ๐๐ง๐ข๐ญ๐ข๐๐ฅ ๐๐ฐ๐ง๐๐ซ (๐๐๐๐) โ payment is waived if you, the parent, get disabled or die during the paying period. It adds another layer of security that no matter what happens to you, your kidโs future is secured.
๐๐๐ฌ๐ก ๐๐๐ง๐๐๐ข๐ญ๐ฌ
โ๐๐๐ฌ๐ก ๐๐๐ฅ๐ฎ๐ โ this is a guaranteed amount your kid can get when he decides to surrender the policy in the future. So, for example, at 60 years old, heโll get Php 1,453,730. (๐๐ฉ๐ฆ ๐ฑ๐ณ๐ฐ๐ฑ๐ฐ๐ด๐ข๐ญ ๐ค๐ฐ๐ฏ๐ต๐ข๐ช๐ฏ๐ด ๐ต๐ฉ๐ฆ ๐ฆ๐น๐ข๐ค๐ต ๐ง๐ช๐จ๐ถ๐ณ๐ฆ๐ด.)
โ๐๐ข๐ฏ๐ข๐๐๐ง๐๐ฌ โ a non-guaranteed benefit given every year. The amount may vary depending on the earnings and savings of the company.
โ๐๐ง๐๐จ๐ฐ๐ฆ๐๐ง๐ญ โ your kid will get Php 80,000, equivalent to 8% of the face amount. It will start at the end of the 6th year and every two (2) years.
๐๐๐ฉ ๐ ๐๐๐๐ ๐๐ช๐ฃ ๐๐ข๐๐ง๐ฉ๐๐ง ๐๐๐๐ ๐๐ก๐๐ฉ๐ ๐๐ง๐ค๐ฅ๐ค๐จ๐๐ก ๐๐๐, ๐๐๐ฃ๐ ๐ข๐ ๐ ๐ฅ๐ข!
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