Jochled I. Almaden

Jochled I. Almaden I provide financial planning education to enhance understanding of the value of life insurance.

Rest comfortably at night knowing you and your family are prepared for any unforeseen events that may happen in our lives. I aim to provide financial security to everyone dear to you and everything you have worked for, with a wide range of comprehensive protection plans which I myself will design to give you resources when you need them most, in the most financially convenient way possible. "Make

your money work for you"

With almost 10 years of experience as Financial Advisor and being an expert in my field with InsuraVest or Insurance with Investment-linked products in the Philippines. I helped a lot of my dear clients and my fellow Filipino countrymen to be financially educated and well-informed citizens about the benefits of owning a life insurance policy for risk management, income protection, income replacement, business protection, wealth preservation, and estate tax preparation, successful wealth transfer and many more. With the Investment program attached to it, I am happy to be able to tap them to access and participate in a mutual fund that is ‘linked’ to stock investment which is managed by Eastspring Investments Singapore (Limited), which is known as Best of the best and one of Asia’s most awarded fund-management companies. I will be providing you tailor-fit advice for protection benefits according to your needs and budget. While giving you peace of mind against life’s uncertainties, I will also show you a bright idea that could accumulate savings and will get you through unexpected financial bumps.

You don’t need to have everything figured out today.You just need to take the first step toward protecting what matters....
06/02/2026

You don’t need to have everything figured out today.
You just need to take the first step toward protecting what matters.
Small, consistent planning today can save your family from big worries tomorrow.

Critical illness (CI) insurance is often a one-time opportunity because once you’re diagnosed and have claimed, you are ...
22/01/2026

Critical illness (CI) insurance is often a one-time opportunity because once you’re diagnosed and have claimed, you are permanently classified as a high-risk individual. Even after recovery, most insurers will decline new CI applications, charge very high premiums, or impose permanent exclusions due to the risk of recurrence. In practical terms, getting another meaningful CI policy after a claim is usually no longer possible.
There are some insurance companies that may consider applicants who were diagnosed, treated, and have fully recovered for a certain period, but not those still undergoing treatment. Even then, approval is limited and typically comes with a significantly higher premium and stricter terms.
This is why CI insurance should be bought right the first time and why you should get the maximum coverage you can reasonably afford while you’re still healthy. When you’re healthy, premiums are lower and coverage is broader. After illness, options narrow—or disappear. Since a critical illness affects not just medical bills but also income and family finances, underinsuring means being covered, yet still financially exposed.

We don’t get insurance because we expect something bad to happen.We get it so 𝘄𝗲 𝗱𝗼𝗻’𝘁 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗳𝗮𝗰𝗲 𝗹𝗶𝗳𝗲’𝘀 𝗿𝗶𝘀𝗸𝘀 𝗮𝗹𝗼𝗻𝗲. ...
20/01/2026

We don’t get insurance because we expect something bad to happen.

We get it so 𝘄𝗲 𝗱𝗼𝗻’𝘁 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗳𝗮𝗰𝗲 𝗹𝗶𝗳𝗲’𝘀 𝗿𝗶𝘀𝗸𝘀 𝗮𝗹𝗼𝗻𝗲. ❤️

All done! I’ve successfully completed all the 2025 Compliance Refresher Courses. Staying updated and compliant means I c...
11/11/2025

All done! I’ve successfully completed all the 2025 Compliance Refresher Courses. Staying updated and compliant means I can serve my clients better, with integrity and confidence. 💼💡

Here’s to continuous learning and raising the bar in financial advising!

A PRU LIFE UK 𝙘𝙡𝙞𝙚𝙣𝙩, 𝙖𝙡𝙧𝙚𝙖𝙙𝙮 𝙞𝙣 𝙝𝙚𝙧 40𝙨 and diagnosed with endometrial cancer, just received the approval of her claim—...
08/11/2025

A PRU LIFE UK 𝙘𝙡𝙞𝙚𝙣𝙩, 𝙖𝙡𝙧𝙚𝙖𝙙𝙮 𝙞𝙣 𝙝𝙚𝙧 40𝙨 and diagnosed with endometrial cancer, just received the approval of her claim—₱𝟏,𝟐𝟎𝟎,𝟎𝟎𝟎.𝟎𝟎 in cancer benefit—only seven days after completing all requirements. 🙏

This amount is not just a figure. It’s real help, real relief, and real support for a family navigating one of the toughest seasons of their life.

That’s why I hope we never discourage our friends from getting insurance.

₱𝟏,𝟐𝟎𝟎,𝟎𝟎𝟎.𝟎𝟎 can make a life-changing difference when illness strikes.

If there’s something worth doing out of genuine care, it’s this:
Investigate well, choose your agent wisely, and recommend someone you trust. Protecting the people we love starts with giving them the right guidance. ❤️


->Photo from a fellow agent

Life can change in a heartbeat — a sudden illness, an unexpected accident, or a loss no one saw coming.When that happens...
03/11/2025

Life can change in a heartbeat — a sudden illness, an unexpected accident, or a loss no one saw coming.
When that happens, the question is: Who will pay — you and your loved ones, or your life insurance?

Some risks we can manage... but others, we can prepare for.
That’s where life insurance steps in — your safety net when life hits hard.

💬 Let’s talk about how you can protect your family’s future and live with peace of mind today.

“𝐒𝐨𝐫𝐫𝐲 𝐬𝐢𝐫, 𝐛𝐮𝐬𝐲 𝐤𝐚𝐚𝐲𝐨 𝐤𝐨…”This was the usual reply I got from Doc since 2018. Usahay thumbs up lang 👍, usahay “Thanks s...
11/09/2025

“𝐒𝐨𝐫𝐫𝐲 𝐬𝐢𝐫, 𝐛𝐮𝐬𝐲 𝐤𝐚𝐚𝐲𝐨 𝐤𝐨…”
This was the usual reply I got from Doc since 2018. Usahay thumbs up lang 👍, usahay “Thanks sir!” or “Msg tka.”, and sometimes… no reply at all.

Even during the pandemic, silent gihapon. No replies, no time, and I understood—being a Doctor means a hectic and demanding life.
Then finally, 𝙩𝙝𝙞𝙨 𝙅𝙪𝙡𝙮 27, 2025, everything changed. Her reply was different:

“𝙃𝙞 𝙎𝙞𝙧. 𝙎𝙚𝙩 𝙩𝙖 𝙨𝙠𝙚𝙙 𝙨𝙤𝙤𝙣. 𝙈𝙖𝙮𝙗𝙚 𝙣𝙭𝙩 𝙬𝙠? 𝙈𝙨𝙜2 𝙡𝙖𝙣𝙜. 𝙏𝙝𝙖𝙣𝙠𝙨 𝙛𝙤𝙧 𝙥𝙚𝙧𝙨𝙚𝙫𝙚𝙧𝙞𝙣𝙜 𝙝𝙖𝙝𝙖! 𝘾 𝙪”

That small YES changed everything.

We set 2 meetings: one for initial discussion, then the application process. After completing everything, I submitted her application today. And boom— 𝐢𝐧 𝐣𝐮𝐬𝐭 𝟑 𝐦𝐢𝐧𝐮𝐭𝐞𝐬, 𝐚𝐩𝐩𝐫𝐨𝐯𝐞𝐝 𝐚𝐧𝐠 𝐩𝐨𝐥𝐢𝐜𝐲!🚀

From 2018’s “busy kaayo sir” to 2025’s “yes, I’m ready”… The rest is history. 🙏

🌟 My biggest takeaway: 𝘾𝙤𝙣𝙨𝙞𝙨𝙩𝙚𝙣𝙘𝙮, 𝙥𝙖𝙩𝙞𝙚𝙣𝙘𝙚, 𝙖𝙣𝙙 𝙜𝙚𝙣𝙪𝙞𝙣𝙚 𝙘𝙖𝙧𝙚 𝙖𝙡𝙬𝙖𝙮𝙨 𝙥𝙖𝙮 𝙤𝙛𝙛. Sometimes, people may not be ready today—but when the right time comes, they’ll remember the one who never gave up on reaching out.

To Doc—thank you for trusting me and PRU Life UK with your protection. Your peace of mind matters. 💙

👉 oh ikaw pud? Basin dugay na ka sige’g “busy ko sir” pero deep inside you know you need this. Let’s talk while you still have the chance to choose protection over regret.






Get the protection you need before the storm hits.
19/08/2025

Get the protection you need before the storm hits.

Our Build Your Business event at The Pinnacle Hotel, Davao was a huge success! 🙌Thank you to everyone who showed up, lis...
06/08/2025

Our Build Your Business event at The Pinnacle Hotel, Davao was a huge success! 🙌

Thank you to everyone who showed up, listened, and opened their hearts and minds to new possibilities.

Grateful for the inspiring presence of Jan Ocampo (The Present) and to all our amazing guests who made the night truly meaningful. 💼✨

This is just the beginning! If you missed this one, don’t worry—more opportunities are coming soon.

Message me if you want to be part of our next session. 🌱

Address

Davao City

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 6pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+639982354222

Website

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