Jenna Ruth Guevara - Pru Life UK Financial Advisor

30/08/2026

𝐀𝐮𝐠𝐮𝐬𝐭 31 𝐧𝐚. 𝐋𝐚𝐬𝐭 𝐝𝐚𝐲 𝐛𝐞𝐟𝐨𝐫𝐞 𝐭𝐡𝐞 𝐁𝐄𝐑 𝐦𝐨𝐧𝐭𝐡𝐬! 🤭🎄

If matagal mo nang sinasabi na “𝐤𝐮𝐤𝐮𝐡𝐚 𝐫𝐢𝐧 𝐚𝐤𝐨 𝐧𝐠 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞…” baka magandang time na to finally check if 𝐫𝐞𝐚𝐝𝐲 𝐤𝐚 𝐧𝐚. ❤️

Hindi kailangan pinakamahal agad. Start with what you can comfortably sustain, habang marami ka pang options.

I shared 3 𝐫𝐞𝐚𝐬𝐨𝐧𝐬 + 1 𝐛𝐨𝐧𝐮𝐬 kung bakit magandang simulan na ngayon. Swipe through. 👉

If you want to know what plan fits your 𝐛𝐮𝐝𝐠𝐞𝐭, 𝐩𝐫𝐢𝐨𝐫𝐢𝐭𝐢𝐞𝐬, 𝐚𝐧𝐝 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐬𝐢𝐭𝐮𝐚𝐭𝐢𝐨𝐧, let’s have a conversation. No assumptions, no one-size-fits-all plan. 😊

𝐈𝐡𝐚𝐛𝐨𝐥 𝐧𝐚𝐭𝐢𝐧 𝐛𝐞𝐟𝐨𝐫𝐞 𝐦𝐚𝐠-𝐁𝐄𝐑 𝐦𝐨𝐧𝐭𝐡𝐬? 🤭

30/08/2026

Last week, I met with 2 clients who started as complete strangers—one found me through Facebook Ads, the other through my TikTok Live.

My first client is a 38-𝐲𝐞𝐚𝐫-𝐨𝐥𝐝 𝐎𝐅𝐖 who initially wanted traditional plans only because of his misconceptions about VUL. But after a proper conversation, getting the facts, understanding how VUL works, and considering his current financial situation and what he can sustainably maintain, he eventually chose a VUL plan.

My other client is a 60-𝐲𝐞𝐚𝐫-𝐨𝐥𝐝 𝐠𝐨𝐯𝐞𝐫𝐧𝐦𝐞𝐧𝐭 𝐞𝐦𝐩𝐥𝐨𝐲𝐞𝐞 preparing to retire next year. At her age, the options are already more limited. Our conversation made her realize, “𝙎𝙖𝙣𝙖 𝙥𝙖𝙡𝙖 𝙢𝙖𝙨 𝙢𝙖𝙖𝙜𝙖 𝙖𝙠𝙤𝙣𝙜 𝙣𝙖𝙠𝙖𝙥𝙖𝙜𝙝𝙖𝙣𝙙𝙖.” So we focused on what matters most for her now: 𝐜𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐢𝐥𝐥𝐧𝐞𝐬𝐬 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧.

This is why I always say: 𝐃𝐨𝐧’𝐭 𝐣𝐮𝐬𝐭 𝐚𝐬𝐤 𝐟𝐨𝐫 𝐚 𝐩𝐫𝐨𝐩𝐨𝐬𝐚𝐥. 𝐇𝐚𝐯𝐞 𝐚 𝐜𝐨𝐧𝐯𝐞𝐫𝐬𝐚𝐭𝐢𝐨𝐧 𝐰𝐢𝐭𝐡 𝐚𝐧 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐚𝐝𝐯𝐢𝐬𝐨𝐫 𝐲𝐨𝐮 𝐭𝐫𝐮𝐬𝐭.

We cannot build a plan based on assumptions. We need to understand your situation, your goals, your concerns, and what you can realistically sustain.

𝐍𝐨 𝐩𝐥𝐚𝐧 𝐟𝐢𝐭𝐬 𝐚𝐥𝐥. 𝐓𝐡𝐞 𝐫𝐢𝐠𝐡𝐭 𝐩𝐥𝐚𝐧 𝐬𝐭𝐚𝐫𝐭𝐬 𝐰𝐢𝐭𝐡 𝐭𝐡𝐞 𝐫𝐢𝐠𝐡𝐭 𝐜𝐨𝐧𝐯𝐞𝐫𝐬𝐚𝐭𝐢𝐨𝐧. ❤️

29/08/2026

“𝐌𝐚𝐲 𝐇𝐌𝐎 𝐧𝐚 𝐚𝐤𝐨, 𝐤𝐚𝐢𝐥𝐚𝐧𝐠𝐚𝐧 𝐤𝐨 𝐩𝐚 𝐛𝐚 𝐧𝐠 𝐋𝐢𝐟𝐞 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞?” 🤔

Yes! Because they solve different financial problems.

🏥 HMO helps you manage medical expenses while you’re receiving treatment.
🛡️ Life Insurance helps protect your income, savings, and the people who depend on you when bigger life risks happen.

Hindi sila HMO vs. Life Insurance.

Mas magandang tanong: 𝐃𝐨 𝐈 𝐡𝐚𝐯𝐞 𝐞𝐧𝐨𝐮𝐠𝐡 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧 𝐟𝐨𝐫 𝐛𝐨𝐭𝐡 𝐦𝐲 𝐡𝐞𝐚𝐥𝐭𝐡 𝐀𝐍𝐃 𝐦𝐲 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐟𝐮𝐭𝐮𝐫𝐞?

Check the 5 major differences below. 👇🏻

If you’re not sure what coverage you already have or what you might still be missing let’s review it together. ❤️

28/08/2026

𝟕 𝐲𝐞𝐚𝐫𝐬 𝐨𝐟 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐧𝐠 𝐚𝐧𝐝 𝐞𝐝𝐮𝐜𝐚𝐭𝐢𝐧𝐠 𝐟𝐚𝐦𝐢𝐥𝐢𝐞𝐬. ❤️

Grateful to have served 𝟒𝟎𝟖 𝐜𝐥𝐢𝐞𝐧𝐭𝐬 and counting.

Because financial planning is not just about money, it’s about making sure the people we love are prepared for what’s ahead.

𝐈𝐟 𝐲𝐨𝐮𝐫 𝐢𝐧𝐜𝐨𝐦𝐞 𝐬𝐭𝐨𝐩𝐩𝐞𝐝 𝐭𝐨𝐝𝐚𝐲, 𝐰𝐨𝐮𝐥𝐝 𝐲𝐨𝐮𝐫 𝐟𝐚𝐦𝐢𝐥𝐲 𝐬𝐭𝐢𝐥𝐥 𝐥𝐢𝐯𝐞 𝐭𝐡𝐞 𝐥𝐢𝐟𝐞 𝐭𝐡𝐞𝐲 𝐡𝐚𝐯𝐞 𝐭𝐨𝐝𝐚𝐲?

Message me for a FREE discussion. 🤝 📩

26/08/2026

And that’s the part people miss.

Life insurance pricing is heavily based on two things you don’t get to keep forever: your age and your health.

Today you might have:
- No major diagnosis
- No concerning prescription history
- Better underwriting options
- Lower premiums

Five or ten years from now? You’re not applying with today’s health anymore.

You don’t buy life insurance because you think you’re going to die tomorrow.

You buy it while your health gives you options for whatever tomorrow decides to do.

The life hack isn’t being young. It’s using your youth and your good health while you still have it.

📩 Message me for a consultation!

24/08/2026

𝐁𝐞𝐜𝐚𝐮𝐬𝐞 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐖𝐞𝐚𝐥𝐭𝐡 𝐈𝐬 𝐎𝐧𝐥𝐲 𝐇𝐚𝐥𝐟 𝐭𝐡𝐞 𝐏𝐥𝐚𝐧.

At 29, she’s already thinking about protecting everything she’s working hard to build ❤️

My client, a US Accountant and a breadwinner, recently availed our 10-year plan with high fund allocation. What I love most about her decision is she didn’t just ask for proposals. We had a conversation first then we customized her plan based on her priorities.

🎯 Strong life insurance coverage
🎯 Critical illness protection
🎯 Higher fund allocation for her long-term goals

Because when your family depends on you, financial planning isn’t just about building wealth. It’s also about making sure that one unexpected event won’t undo years of hard work.

She didn’t choose a plan just because it looked good on paper. She designed one around her family, her responsibilities, and the future she wants to protect.

The best plans are built through conversations. I am encouraging everyone to set an appointment instead of simply requesting a proposal.

𝐁𝐮𝐢𝐥𝐝. 𝐏𝐫𝐨𝐭𝐞𝐜𝐭. 𝐆𝐫𝐨𝐰.

13/08/2026

‼️11% 𝐀𝐧𝐧𝐮𝐚𝐥 𝐆𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐏𝐚𝐲𝐨𝐮𝐭‼️

With 𝐏𝐑𝐔𝐖𝐞𝐚𝐥𝐭𝐡 10 𝐅𝐥𝐞𝐱 𝐄𝐥𝐢𝐭𝐞, you only pay for 2 𝐲𝐞𝐚𝐫𝐬 while enjoying guaranteed benefits throughout the 10-year policy term.

Sample plan:
📌 ₱250,000 𝐀𝐧𝐧𝐮𝐚𝐥 𝐏𝐫𝐞𝐦𝐢𝐮𝐦
Pay for only 2 𝐲𝐞𝐚𝐫𝐬, total of ₱500,000 premium.

📌 ₱27,500 𝐆𝐔𝐀𝐑𝐀𝐍𝐓𝐄𝐄𝐃 𝐄𝐕𝐄𝐑𝐘 𝐘𝐄𝐀𝐑
Starting at the end of Year 3 until Year 10, receive 11% 𝐨𝐟 𝐭𝐡𝐞 𝐚𝐧𝐧𝐮𝐚𝐥 𝐩𝐫𝐞𝐦𝐢𝐮𝐦, giving you a total of ₱220,000 𝐠𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐩𝐚𝐲𝐨𝐮𝐭𝐬.

📌 ₱550,000 𝐋𝐈𝐅𝐄 𝐈𝐍𝐒𝐔𝐑𝐀𝐍𝐂𝐄 𝐂𝐎𝐕𝐄𝐑𝐀𝐆𝐄
Enjoy financial protection equivalent to 220% 𝐨𝐟 𝐭𝐡𝐞 𝐚𝐧𝐧𝐮𝐚𝐥 𝐩𝐫𝐞𝐦𝐢𝐮𝐦 during the 10-year policy term.

📌 ₱500,000 𝐑𝐄𝐓𝐔𝐑𝐍 𝐎𝐅 𝐏𝐑𝐄𝐌𝐈𝐔𝐌 𝐀𝐓 𝐌𝐀𝐓𝐔𝐑𝐈𝐓𝐘
At the end of Year 10, receive 100% 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐭𝐨𝐭𝐚𝐥 𝐩𝐫𝐞𝐦𝐢𝐮𝐦𝐬 𝐩𝐚𝐢𝐝

That means:
✅ ₱220,000 Guaranteed Annual Payouts
✅ Plus ₱500,000 Return of Premium
✅ ₱720,000 TOTAL GUARANTEED BENEFITS

A plan designed for those who want to 𝐩𝐫𝐨𝐭𝐞𝐜𝐭 𝐭𝐡𝐞𝐢𝐫 𝐰𝐞𝐚𝐥𝐭𝐡 𝐰𝐡𝐢𝐥𝐞 𝐜𝐫𝐞𝐚𝐭𝐢𝐧𝐠 𝐚 𝐠𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐬𝐨𝐮𝐫𝐜𝐞 𝐨𝐟 𝐟𝐮𝐭𝐮𝐫𝐞 𝐜𝐚𝐬𝐡 𝐟𝐥𝐨𝐰.

Whether you're preparing for retirement, building funds for future goals, or simply looking for another way to diversify your money, this could be worth exploring.

📩 𝐌𝐞𝐬𝐬𝐚𝐠𝐞 𝐦𝐞 𝐟𝐨𝐫 𝐚 𝐩𝐞𝐫𝐬𝐨𝐧𝐚𝐥𝐢𝐳𝐞𝐝 𝐩𝐫𝐨𝐩𝐨𝐬𝐚𝐥 𝐛𝐚𝐬𝐞𝐝 𝐨𝐧 𝐲𝐨𝐮𝐫 𝐩𝐫𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐛𝐮𝐝𝐠𝐞𝐭

12/08/2026

Let me know you have any questions, feel free to message me.

📩 Message me to schedule a consultation

Jenna Ruth Guevara, CPA
Unit Manager | Exclusive Insurance Advisor
[email protected]
09159303752

10/08/2026

✨ 1𝐬𝐭 𝐁𝐚𝐭𝐜𝐡 𝐨𝐟 𝐏𝐨𝐥𝐢𝐜𝐲 𝐑𝐞𝐯𝐢𝐞𝐰𝐬, 𝐃𝐎𝐍𝐄! ❤️

Getting insured is just the beginning. It’s also important to understand what you already have and make sure it still aligns with where you are today.

During our policy reviews, we:

✅ Refreshed their current benefits and coverage
✅ Checked other investment options available to them
✅ Revisited the importance of having enough protection
✅ Reviewed if their current plan still matches their present goals and priorities

A lot can change through the years - our income, responsibilities, family needs, and financial goals. Your financial plan should grow with you too.

Thank you to my existing clients for continuously trusting me not just when you got your policy, but throughout your financial journey. ❤️

𝐍𝐞𝐱𝐭 𝐛𝐚𝐭𝐜𝐡 𝐨𝐟 𝐏𝐨𝐥𝐢𝐜𝐲 𝐑𝐞𝐯𝐢𝐞𝐰𝐬 𝐜𝐨𝐦𝐢𝐧𝐠 𝐮𝐩!

If it’s been a while since you last reviewed your policy, maybe this is your sign. 😊

Send me a message and let’s check what you currently have. No pressure - just a good financial check-up. 💯

07/08/2026