Daisy Speaks Finance

15/05/2026

The photo shows AXA's Global Advantage Fund's (GAF) actual performance as of May 14, 2026. GAF mirrors NASDAQ with Nvidia Apple, Microsoft, Amazon, Tesla and Meta as some of its top holdings.

It started at P10 per unit on Nov. 9, 2020 and is now priced at P26.7134 per unit. If you have invested P1M back in 2020, you now have P2.6M. No bid-offer spread. No premium charge.

Interested to know more? Drop a message in my inbox.

13/05/2026

Q1 2026
Top 1 in GI Category
Top 7 in Life Category

Thank you to my clients for your unwavering trust. Thank You always, Lord, for the strength, guidance and wisdom.

06/05/2026

Philippine inflation surged to 7.2% in April 2026, a three-year high that shattered analyst expectations. This spike was primarily fueled by a Middle East energy crisis that sent transport costs soaring by 21.4% and food prices jumping to 6.1%. Meanwhile, the Philippine peso has plummeted to a record low of ₱61.62 per dollar, making imports even more expensive and further eroding the value of your hard-earned cash.

HOW TO PROTECT YOUR MONEY
When inflation is this high, leaving your life savings in a traditional bank account (which typically offers less than 1% interest) means your money is losing value every day. To survive this economic landscape, you need a strategy that balances safety and growth.

✅️Maintain an Emergency Fund:
Before investing, ensure you have 6 to 12 months' worth of expenses in a liquid account.

✅️Invest to Beat Inflation:
To outpace a 7.2% inflation rate, you must move excess cash into assets with higher growth potential.

●Government-Backed Options:
The Pag-IBIG MP2 Program or Retail Treasury Bonds are relatively safe ways to earn dividends that often exceed standard inflation.

●Diversified Portfolios:
Consider Stock Market Index Funds, REITs, or Mutual Funds.

●Currency Hedging: With the peso weakening, holding a portion of your portfolio in Dollar-Denominated Assets can provide a natural shield against local currency depreciation.

The current data isn't just a warning—it's a signal to take active control of your finances. Investing is no longer optional; it's the only way to ensure your future purchasing power remains intact.

LOOK | April 2026 Inflation Report

The Philippines’ headline or overall inflation increased to 7.2 percent in April 2026 from 4.1 percent in March 2026. This brings the average inflation rate from January to April 2026 to 3.9 percent. In April 2025, the inflation rate was observed at 1.4 percent.

🔎 Read the full report:
https://psa.gov.ph/price-indices/cpi-ir/index

28/04/2026

Insurance is expensive.

Being unprotected is more expensive.
You just don't realize it now.
Until it's too late.

22/04/2026

We are only stewards and not owners. Manage the resources well.

Video ctto

21/04/2026

Insurances are to be acquired when not yet needed. Be insured!

If you ask the average Filipino middle-class worker what their retirement goal is, many will say ₱5 Million. They calculate that with careful budgeting, ₱5 Million is enough to live out their twilight years in the province.

This calculation ignores the most violent wealth destroyer in the country: Medical Inflation.

In the Philippines, the cost of critical medical care is rising at a staggering 10% to 13% annually. Because the state provides a catastrophically underfunded public healthcare safety net, a single diagnosis of cancer, a stroke, or a severe cardiac event requires absolute out-of-pocket privatization.

If you do not possess comprehensive, high-tier health insurance, your ₱5 Million cash savings is not a retirement fund; it is simply a deferred payment to a private hospital. You can execute flawless financial discipline for four decades, and the biological friction of aging will mathematically liquidate your entire family's net worth in a single billing cycle.

20/04/2026

Feeling incredibly grateful! Knowing that my service makes a real difference is the greatest reward. Thank you to all my clients for your continued trust from the bottom of my heart. 🥰💖

Colossians 3:23-24
Whatever you do, work at it with all your heart, as working for the Lord, not for human masters, since you know that you will receive an inheritance from the Lord as a reward. It is the Lord Christ you are serving.

18/04/2026

Navigate Market Volatility with AXA's Global Advantage Fund Peso! 🚀

In a dynamic global landscape, even amidst concerns like the global oil crisis, the AXA Global Advantage Fund Peso (PGAF) continues to demonstrate resilience and growth potential. As a passive equity fund, it strategically aligns with the performance of the Nasdaq 100, offering investors exposure to leading technology and diversified companies worldwide.

As of April 17, 2026, the fund's Net Asset Value Per Unit (NAVPU) stands at 23.57 - the highest NAVPU since its inception in 2020. Looking at its historical performance (as of February 2026), the fund has delivered compelling annualized returns:

•1-Year Performance: 15.95%
•3-Year Performance: 26.54%
•5-Year Performance: 15.54%

Invest with confidence and let your peso thrive by tapping into global innovation. Discover how the AXA Global Advantage Fund Peso can strengthen your investment portfolio, even in challenging times!

Send a DM for inquiries.

(Global Advantage Fund Dollar also available)

15/04/2026

Another testimonial from a co-FA...

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Thank you so much, AXA, for fulfilling your AXA Travel Insurance promise 💙

Our client traveled to the United States and purchased a ₱6K travel protection plan. When the unexpected happened, AXA APPROVED a ₱298K travel claim for medical emergency.

This is a reminder that travel insurance is not just an expense—it can be one of the smartest protections for your trip and your finances. Safe travels always.

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For your travel insurance needs, go to the comment section of this post and click the link to check and avail of a package. Should you need assistance, please send me a DM.

13/04/2026

Being a breadwinner means being a protector.

Extend your shield beyond daily provisions. Insurance offers a vital safety net, ensuring your family's financial well-being, no matter what tomorrow brings. Secure their future, secure your peace.

Send a DM for inquiries.

30/03/2026

What is a life insurance? It's a financial solution that serves as an income protection for your family when you, the breadwinner, is suddenly taken out of the picture. When you're gone, your income will abruptly stop. With life insurance, it can help your family recover from all the financial burdens that you will leave behind such as your children's tuition fees, food on the table, roof over thier heads, taxes, medical and funeral expenses.

Insurance is a love letter. If you love your family, don't delay being insured.