OFW Pinoy Saver and Investor

26/09/2025

Habang malakas pa ang business mo kumuha ka na ng kaiser healthcare ang
HMO NA KAHIT DI MO GINAGAMIT AY MAY return of interest 😉




Free quotation
https://img.com.ph/quote/UKHB/?agentcode=316400ph

25/08/2025

18/06/2025

What is the beauty of Kaiser savings program?

☑️All-in-one healthcare coverage, savings, emergency fund, and insurance;
☑️Affordable Premium depends on your age.
☑️Renewal is guaranteed.
☑️Flexible payment option (Annual, Semi Annual, Quarterly or Monthly)
☑️Fix the premium and does not increase until finished
☑️7 years paying period only but you are protected until you get old.
☑️If not used within the 7 years of paying period it will accumulate with interest that you can get a lot during the mature period.
☑️It's a perfect addition to your existing insurances or healthcare and it's also perfect to start for those who don't have insurance or healthcare program.
☑️ Ideal for OFW, Freelance, Business Owner, Seafarer who doesn't have a Retirement program set up yet.
☑️You can take it no matter where in the world you are.

At our old age, we no longer have company benefits and can't go abroad. Nowadays the pain is coming out more often. Who will catch you in this situation?

Kaiser Longterm Healthcare will be with you as you grow old. Kaiser's pet! Take care of yourself, Brother!

MESSAGE ME FOR FREE QUOTATION. Dave Vallejos

16/06/2025

Kung ikaw ay 20 years old ngayon, posibleng magkaroon ng P4.7 Million at age 60. Pag-ipunan lang ang iyong Ultimate Kaiser Health Builder (Long Term Healthcare) Plan ng P3,529 sa loob ng 7 taon.

Ultimate Kaiser is a 3 in 1 Savings Plan. It has Healthcare, Life Insurance & Investment.

How it works?
- The Health Care Benefit can be used lifetime.
-85% return of premium upon maturity of the plan if there is no -utilization of health benefit during the paying period.
- Life Insurance or Instant Money will be given to the beneficiary in case the plan holder dies too soon.
- Waiver of Installment due to Death. No need for the beneficiary to continue paying the unpaid installments. And the plan will be transferred to the primary beneficiary.
- Unused health fund are invested
- On the maturity date, it is GOOD AS CASH with option to withdraw full or partial.

Who can avail this Kaiser Health Builder (long term care) Plan?
This is for individuals ages 10 to 60 years old only.

Protect yourself and your family, start your Kaiser 3-in-1 long term healthcare plan now!

Apply Now!

01/06/2025

Build a secure future through the right financial education!

Fulfill your financial aspirations with the help of our book "The Secret to Saving and Building Your Future."

Financial freedom is for everyone, so join our IMG community and help us expand the family! Show your support by liking, commenting, and sharing across all our social media platforms. https://linktr.ee/IMGOfficial

10/04/2024

Bakit KAISER Long Term Health Care
ang BEST Investment?

Because -
Its COMPLETE. 😍
7 years mo lng iipunin Stop na.

✅ Long Term Health - kahit age 65 pataas, may Health Card pa rin. Pang check up, laboratory, confine.
✅ Life Insurance - in case you die too soon? meron instant money ang family. Nothing to worry.
✅ You live longer? May Retirement Fund ka dahil yung inipon mo ng 7years, nag appreciate ng value (kumita)
✅ plus + + + may Family Assistance Program.
Kung walang health insurance ang member ng family - tatanggapin sila sa hospital kahit walang deposit in case of confinement - dahil may Kaiser ka.

For Age 10 to 60
In Different Choices of Plans
K45, K50, K100 up to K1M

Pm me for Free Quotation.

05/04/2024

𝙎𝙏𝙊𝘾𝙆 𝙈𝘼𝙍𝙆𝙀𝙏 𝙄𝙎 𝘾𝙐𝙍𝙍𝙀𝙉𝙏𝙇𝙔 𝙊𝙉 𝙎𝘼𝙇𝙀!!

Kahit sino ay pwede makakaabili ng shares sa mga malalaking companies na ito.

Investing now when the Market is low is like buying stocks at the price from 5-10 years ago! 😱

Be a shareholder and a Part owner now!

SAFE, LEGIT & SECURED.

We suggest to invest INDIRECTLY sa stock market thru Mutual Funds for as low as 1,000 pesos only 😊
👉 Benefits of Investing in Mutual Funds:

☑ It is professionally managed.
☑ It is very liquid.
☑ It is diversified.
☑ It has a low minimum investment requirement.
☑ It’s very transparent.
☑ It has strong track records.
☑ It is safe and secured.
☑ Zero load fees
☑ The gains are tax-exempt.

For more details, message me directly for our free learnings!

07/03/2024

Ang Birthday pinag-iipunan,
Ang Fiesta pinaghahandaan,
Ang bakasyon ay ipinang uutang,
Ang iphone hinuhulugan,
Eh ang Retirement mo, Wala kang oras??😔

Ganun din ba ang mindset mo?

Wag mo balewalain ang Retirement mo!
Dahil walang s mundo.
Mag-ipon para dito, Dahil walang magiipon para sayo. Get Kaiser Longterm care w/ 3in1 investment.
Hangga't may income ka now.. gawin mo to para sa sarili. Wag Umasa...

Get now!
PM me for more details

07/03/2024

DID YOU KNOW?

Ang isang investment fund manager partner of GCASH (GInvest) ay si ATRAM.

Si ATRAM din ang fund manager partner ni Soldivo Funds - ang mutualfunds investment arm ng IMG.

Lahat ng IMG community members ay automatic na may sariling investment account with Soldivo Funds upon approval of the membership.

Sa online members portal account - every IMG member can easily manage, add/top-up, label, withdraw/redeem funds, savings and investments.

As low as P20 (twenty pesos) ang minimum top up sa investment account.

Isang araw, gigising ka lang na may milyons worth of savings and investments. Parang automatic milyonaryo!

Become an automatic saver and investor.

Explore and Learn about Mutualfunds (Soldivo).

Learn to set-up an easy one-stop shop wealth and investment system.

Secure the future - as an IMG Community member.

Access our financial education classes.

07/03/2024

Hanggang saan aabot ang 𝟴𝟴 𝗽𝗲𝘀𝗼𝘀 mo?
Mag-ipon lang ng 𝟳 years 𝗶𝗻 𝗼𝗻𝗲 𝗽𝗹𝗮𝗻. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘, 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 at 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 ka na.
The 𝗯𝗲𝘀𝘁 𝗶𝗽𝗼𝗻 na 𝘄𝗮𝗹𝗮𝗻𝗴 𝘁𝗮𝗽𝗼𝗻.

𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?

It’s a 3-in-1 product that solves the 3 major Financial Needs of Filipinos:
- LONG TERM HEALTHCARE
- DEATH AND ACCIDENT INSURANCE
- INVESTMENT

3 PHASES OF LONG-TERM CARE PERIOD:

1️⃣. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 500 major hospitals and pool of doctors.

2️⃣. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

3️⃣. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed longterm care benefit or the plan coverage
✔- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
✔Additional health benefits when the market is at top performance.
✔ Receives visa card where the funds are deposited.

Options upon maturity:
- Withdraw all the money.
- Withdraw a portion/interest only and growth continues.

Retain all and let it grow at an average of 10% Yearly.

Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.

This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.

The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

Message me to get started at maipaliwanag sa inyo ng maayos po♥️

Click the link below for your Kaiser quotation
https://348310PH .imgcorp.com/quote/kaiser