15/05/2025
How do Filipinos deal with Healthcare?
1) WALA. Some do not even have Philhealth because they are informal workers. So if they get sick, the only solution is utang or beg.
2) PHILHEALTH. Common for the working Filipinos but KULANG because it cannot shoulder the full cost of healthcare. Healthcare is not just hospitalization. Healthcare also includes medicines.
3) FAMILY. Some Filipinos rely on their family to help them in times of need. This is not really reliable and is unfair to the people who end up paying for others. Bisan unsaon nato og kanta nga family is love... kung problema na gali sa kwarta ang istoryahan, naa gyu'y masuko, naa gyu'y ma-hurt.
4) COMPANY. Some companies have good healthcare programs but it is only good while you are employed with them. As soon as you resign or get fired, you will no longer enjoy that benefit. You cannot work forever. Do you really want to work forever?
5) PREPAID healthcards and coop health insurance. This is a cheaper alternative than applying for individual health insurance. But this is only short-term. If you are not able to use these health cards, the money you spent will not go back to you.
6) LONGTERM HEALTHCARE. Payment period is only 7 years but coverage is LIFETIME (until funds available). You just need to save for 7 years and wait for your money to grow. If you don't get sick, you will get a bonus for being healthy. Kaiser's long-term healthcare program not only has health benefits but also life protection and investment.
Consider getting a Kaiser Long-Term Healthcare program.
INVEST FOR LONG-TERM! ๐ฅ
PLUS, YOU HAVE THE CHANCE TO GET YOUR OWN KAISER SAVINGS FREE!!!
How? You are invited for a free and no-obligation financial literacy class and discussion about this program. By just setting an appointment, you will get a FREE giveaway of P20,000 worth of Personal Accident Insurance Coverage.
Message us for discussion schedules
m.me/roseysardido