Van Arcel M. Luong, AFP

Van Arcel M. Luong, AFP Our goal is to educate the Filipino Family to be financially literate.

02/07/2026

Wag kang matakot kumuha ng KAISER HMO. Mas nakakanerbiyos ang tumanda na walang ipon at walang healthcare. ๐Ÿ’ฏ๐Ÿ’™

Why I Chose Kaiser Long-Term Healthcare? โœจ๐Ÿ’™I used to think healthcare plans were just another expense. But as I got olde...
26/06/2026

Why I Chose Kaiser Long-Term Healthcare? โœจ๐Ÿ’™

I used to think healthcare plans were just another expense. But as I got older, I realized how unpredictable life can beโ€”and how expensive it can get when you're not prepared.

That's why I chose a Kaiser Long-Term Healthcare plan. For me, it's not just about having healthcare coverage today; it's also about preparing for the future. It gives me healthcare protection, life insurance benefits, and the opportunity to build funds that I can use later on.

I don't expect to get sick, but I do believe in being prepared. Having this plan gives me peace of mind, knowing that if life takes an unexpected turn, I won't have to rely entirely on my family.

Our health is one of our greatest investments. Taking care of it today can make a big difference tomorrow.

If you're curious about how Kaiser Long-Term Healthcare works, feel free to send me a message. ๐Ÿ’™

2 Types of Healthcare1. Short term Care2. Long term CareAno ang Healthcare mo?We need healthcare during younger years.We...
28/05/2025

2 Types of Healthcare

1. Short term Care
2. Long term Care

Ano ang Healthcare mo?
We need healthcare during younger years.
We need healthcare the most during older years.

The problem is, maraming healthcare or health insurance are expensive to apply during old age. And approval ay hindi guaranteed pag mag apply ka. Expensive din pag every year ka nagbabayad, at hindi naman nagagamit.

So ang best solution is:
Apply today, while healthy, and get a lifetime (long term) coverage. At kung hindi magamit ang hospitalization, you get money back guarantee or an option to convert into savings.



To all the breadwinners out there โ€” Kaiser proudly introduces the ultimate Health Builder Plan! A powerful 3-in-1 soluti...
06/05/2025

To all the breadwinners out there โ€” Kaiser proudly introduces the ultimate Health Builder Plan!

A powerful 3-in-1 solution combining investment, life insurance, and healthcare โ€” everything you need to secure your future and your family's peace of mind.

Because at the end of the day, when it comes to protecting your loved ones... Breadwinner, Sagot ka ng Kaiser.

Just message me for detailsโ˜บ๏ธ




"One reason why a long-term healthcare is very important and should not be taken for granted. It's because medical costs...
05/05/2025

"One reason why a long-term healthcare is very important and should not be taken for granted.

It's because medical costs doubles every 5-7 years. We all know that inflation is applicable in any goods and services we buy thus even the medical costs like medicines, doctors fees and other medical expenses increase too every year.

If you are 25 years old now and you plan to retire at 60 years old, how many times will the medical costs doubles? It's like 7 times, if you don't save for this, maybe your retirement funds will be drained for your healthcare needs only.

Remember that we cannot work forever for the rest of our lives. Time will come we get old and we stop working. When we stop working, we stop earning but our needs are permanent. Our expenses are still there.

Take advantage of the benefits your company has while you slowly build your own investment for your Healthcare needs. Believe it or not, one sickness will take away all your savings and everything that you have started. Never allow yourself to go back to square one if that happens.

Imagine for just 5 days in the hospital the bill had already increased rapidly.

Right now, consider getting a Healthcare plan early while still healthy and young. You never know what's a head of us. That's why planning is part of the basics. We don't plan to fail but most people fail to plan.

MESSAGE ME for more details

Again, DAPAT may KAISER LTC ka, HMO na magagamit mo ngayon sakali magkasakit! (โ€˜Di po pwede ang pre-existing illness sa ...
29/04/2025

Again, DAPAT may KAISER LTC ka, HMO na magagamit mo ngayon sakali magkasakit! (โ€˜Di po pwede ang pre-existing illness sa loob ng 7 Years), At magagamit hanggang sa iyong pagtanda kung saan aariba na ang mga sakit. Ipon ito na may Hospitalization Fund, Term Insurance, at Retirement Money.

IPON NA WALANG TAPON. โœ…๐Ÿ’ฏ

Dagdagan mo pa โ€˜yan ng pagiipon sa Mutual Funds kahit bente pesos kada araw, magugulat ka na lang mo na ang iyong Target Retirement Fund.

Usap po tayo o kausapin na ang kilala niyong IMG Member dahil sigurado ako na matutulungan nila kayo. ๐Ÿ’™

?

You will appreciate it when you're married.Lalo na sa part ng mga babae, when you are financially stable you can do what...
25/04/2025

You will appreciate it when you're married.
Lalo na sa part ng mga babae,
when you are financially stable
you can do whatever you want
with your husband's consent.

Hindi sapat ang kilig pagnaramdaman mo na yung hirap ng buhay. Kaya wag magmadali mag-asawa. Be sure na pareho kayong 2 stable. Set your standards!
Wag mafall sa puro pacute lang sa FB.
Iba yung nakakatulong ka sa asawa mo at the same time nakakaabot ka sa family mo whenever they'll ask help.

Ccto.

๐—•๐—ฎ๐—ธ๐—ถ๐˜ ๐—ธ๐—ฎ๐—ถ๐—น๐—ฎ๐—ป๐—ด๐—ฎ๐—ป ๐—บ๐—ผ ๐—ฎ๐—ป๐—ด ๐—ž๐—ฎ๐—ถ๐˜€๐—ฒ๐—ฟ ๐—Ÿ๐—ผ๐—ป๐—ด๐˜๐—ฒ๐—ฟ๐—บ ๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐Ÿฏ ๐—ถ๐—ป ๐Ÿญ?1. Affordable Premium depende sa iyong age.2. Flexible payment ...
25/04/2025

๐—•๐—ฎ๐—ธ๐—ถ๐˜ ๐—ธ๐—ฎ๐—ถ๐—น๐—ฎ๐—ป๐—ด๐—ฎ๐—ป ๐—บ๐—ผ ๐—ฎ๐—ป๐—ด ๐—ž๐—ฎ๐—ถ๐˜€๐—ฒ๐—ฟ ๐—Ÿ๐—ผ๐—ป๐—ด๐˜๐—ฒ๐—ฟ๐—บ ๐—›๐—ฒ๐—ฎ๐—น๐˜๐—ต๐—ฐ๐—ฎ๐—ฟ๐—ฒ ๐Ÿฏ ๐—ถ๐—ป ๐Ÿญ?

1. Affordable Premium depende sa iyong age.
2. Flexible payment option (Annual, Semi Annual, Quarterly or Monthly)
3. 7 years investment period lang pero protected ka hanggang sa iyong pagtanda
4. Hindi mo man magamit dahil may healthcare ka from your company mas maganda dahil mas lumalaki ang savings mo at ang healthcare budget mo sa iyong pagtanda.
5. Pwede ka kumuha kahit nasaang panig ka man ng mundo.
Posibleng malakas ka ngayon, may healthcare ka pa,
Pero paano kaya kung retiro ka na, wala ka na rin sa kumpanya, hindi mo na kayang mag-abroad , pero sigurado naman sa iyong pagtanda siguradong madalas na ang pagkakasakit.

Ano kaya ang meron ka sa ganitong panahon at sitwasyon?

Ang Kaiser Longterm Healthcare ang kasama mo sa iyong pagtanda.

Message ka lang for more details.๐Ÿ˜Š
At pag usapan natin yan.

Mas mahal po talaga magka sakit, kaya habang bata at healthy pa po tayu tara na at mag avail ng Healthcare Savings Progr...
22/04/2025

Mas mahal po talaga magka sakit, kaya habang bata at healthy pa po tayu tara na at mag avail ng Healthcare Savings Program .
choose Kaiser 3n1 Savings Plan !


Kaiser isnโ€™t for everyone, but if you want to:โœ”๏ธ Ensure you have healthcare funds in retirementโœ”๏ธ Have guaranteed, low-r...
22/04/2025

Kaiser isnโ€™t for everyone, but if you want to:

โœ”๏ธ Ensure you have healthcare funds in retirement
โœ”๏ธ Have guaranteed, low-risk savings for medical needs
โœ”๏ธ Not rely on government benefits or family for medical expenses

โ€ฆthen itโ€™s one of the best ways to secure your future health-wise.

Message me for further discussion ๐Ÿ™‚



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