JOSH WISE

27/09/2022

11/08/2022

06/08/2022

What's the 𝗕𝗘𝗦𝗧 𝗣𝗔𝗠𝗔𝗡𝗔 for your children and grandchildren?

Without a doubt, 𝗦𝘂𝗻 𝗦𝗺𝗮𝗿𝘁𝗲𝗿 𝗟𝗶𝗳𝗲 𝗘𝗹𝗶𝘁𝗲 𝗣𝗲𝘀𝗼 𝟭𝟬!
Provide them wealth protection plus guaranteed continuing income as they grow up.

✅ 𝗖𝗿𝗶𝘀𝗶𝘀-𝗽𝗿𝗼𝗼𝗳 𝗹𝗶𝗳𝗲𝘁𝗶𝗺𝗲 𝗴𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗰𝗮𝘀𝗵 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀
As early as end of 6th year of your policy, you get to receive a guaranteed pay put every other year until age 100 regardless of the economic situation.
✅ 𝗘𝗮𝗿𝗻 𝗱𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀 𝘆𝗲𝗮𝗿𝗹𝘆
You will receive money if the company declares that there is a dividend.
✅ 𝗠𝘂𝗹𝘁𝗶-𝗴𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀
Even your grandchild will experience benefits.
✅ 𝗙𝘂𝘁𝘂𝗿𝗲-𝗿𝗲𝗮𝗱𝘆 𝗰𝗿𝗲𝗱𝗶𝘁
You can borrow money when you need money in small interest that is surely approved.
✅ 𝗙𝘂𝘁𝘂𝗿𝗲 𝗠𝗥𝗜 𝗳𝗼𝗿 𝗵𝗼𝘂𝘀𝗶𝗻𝗴 𝗹𝗼𝗮𝗻
You can use it if you're going to loan a house.
✅ 𝗠𝘂𝗹𝘁𝗶-𝗽𝘂𝗿𝗽𝗼𝘀𝗲 𝗳𝘂𝗻𝗱
You can give it as a gift, wedding fund, buy a car, build a business, property and many others.
✅ 𝗟𝗲𝗴𝗮𝗰𝘆 𝗴𝗶𝗳𝘁 𝗳𝗼𝗿 𝗮 𝗹𝗶𝗳𝗲𝘁𝗶𝗺𝗲
Your family will never forget you and what you've set-up for them.

Interested? Message me. 🤗

30/07/2022

Soon! 💖

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25/07/2022

Practice being in control over your finances now and reap the benefits in the future. ☑️☑️☑️

Remember that it will NEVER BE TOO LATE to save up for a better future.

Start investing here: http://invs.st/FBMutualFunds

24/07/2022

Never live beyond your means. Save for the rainy days, know your priorities and invest wisely. 🙏🏻🧡🌿 — Sharon Grace Derdi Angel 💫

23/07/2022

21/07/2022

How Much Money Would You Pay for a Digital Picture? How About a Tulip?

What if I told you that a single tulip bulb was worth as much as a house?

Let me tell you a short story of what happened. In the 1630s, the Netherlands entered the Dutch Golden Age. Its capital city, Amsterdam became an important port and center of commercial trade. Thus, dominating global trade in anything from sugar and spice to almost everything. With this newfound prosperity, the Dutch people invented the middle-class to their societal hierarchy. For rich people, showing off is a necessity, so they always buy something to display their wealth. One of the products that were brought to Holland was a tulip. These tulips were slow to grow, it took around seven to twelve years for them to mature.

But what’s so unique about this? Well, rare things are always bought with high value and rich people can only show off their wealth if they own something rare.

So going back to the tulips, there were tulips that had unusual colors and distinctive marks that made them stand out from the single-colored ones. This was due to the tulip-breaking virus which affects the tulip bulb, adding flame-like patterns to it. Because this type was so rare, they became the ultimate status symbol of the rich.

The demand for these tulips was high and the supply couldn’t keep up because of their rarity and their difficulty to grow. So the merchants had an idea. A brilliant idea. They started selling a promise of a future sale of the tulip. It is a contract that states the right to buy something for a certain price somewhere in the future. Nowadays, we call it futures.

Here’s the exciting part, the middle-class saw an opportunity with the rapidly rising price of the tulips; so what happened was more and more people started buying the tulip futures so they can sell them at a higher price to make profits, then selling them again and again. Making the price of tulip bulbs rapidly rise to the point where you can trade it for a house.

As soon as the market price exceeds its worth, we have an economic bubble.

The real reason why the tulip reached an astronomical price was not because people want to own them, it was only because of speculation that the price will continue to go up.

All that is needed for a bubble to burst is the collective realization of people that the price of something far exceeds its worth.

In 1637, no one showed up at the flower auction that was hosted in Haarlem. The people realized that no one was actually willing to buy an expensive tulip as a means of owning them; this caused the flower market to collapse. The people who owned the tulip futures tried to sell their investment to minimize their losses; causing the price to drop rapidly. The price of tulips dropped from the equivalent of a house to almost a penny.

How ridiculous right?

Well, actually this kind of event always happens on a daily basis in the stock market, but just on a small scale. And it happens occasionally on large scales like in the dot com bubble of 2000, the US housing bubble of 2008, and currently happening again on NFTs.

History. Repeats. Itself.

No matter the era, the fundamentals are still the same; because human nature never changes. We will always be driven by either fear or greed, especially when it comes to earning or losing money.

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Message me to book a financial planning session.

Photo from: http://write2rest.blogspot.com/

18/07/2022

You Are Getting Scammed And You Don’t Even Know It.

Let me tell you a short story. In 1849, a Californian guy was building a sawmill for his client and found something shiny in the river—it was gold. Soon, the news spread all over America and later become known as the California Gold Rush. Hundred thousands of people arrived in search of gold. But to get gold, miners need a lot of equipment like a shovel, pickaxe, mining pan, and food supplies. Every time gold is discovered, more and more miners would move in. Some areas grew into towns and some would become deserted once gold opportunities dried up. Years later, some miners became wealthy, but most returned home empty-handed.

But guess who really became rich at that time?

The merchants who sold the equipment to the miners. They are the ones who became extremely wealthy.

What’s the point of this story? Is this still relevant today?

The answer is... Yes!

Nowadays, there is a booming market for people who want to do freelancing or crypto trading. A lot of self-proclaimed experts and coaches are convincing you that there is an opportunity for you out there (which is true, don't get me wrong) and this is your chance to be rich! So what they will do is sell you their online course and mentorship program, so that you can learn and gain the skills you need to be a successful freelancer or trader.

More and more people are now getting into this kind of market and industry, but the real ones who are actually getting rich are the people who are teaching you how to do it.

Here’s the sad part, most of the courses or programs that you will get are garbage. Sometimes, they are just a compilation of downloaded videos from somewhere. You can also see some programs where the coach is just saying stuff with no practical value, and this will go along for countless hours. In reality, the skills and techniques that they are trying to teach you can be learned in minutes from free sources such as Google and Youtube.

Now, I’m not saying that all the programs and courses are trash. What I’m trying to tell you is that there is a better way where you can save some money and time by learning it yourself from free sources. If you don’t have time but have some money to spare, there are still a minority of real and experienced coaches who offer quality mentorship or online course, so find them.

Be cautious. Sometimes, you are already getting scammed and you don’t even know it.

This is my last message for you: Don’t become the miner who bought lots of equipment but returned home empty-handed. You’re smarter than that.

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Photo by pinterest.ph/hyperallergic/