Abundance Formula

25/08/2022

12/06/2021

PAG SEAMAN BA MAYAMAN? Basahin mo. 😊

The average seafarer earns 1k dollars / month.
Thus that's P450,000 in 9 months contract that they usually need to spend for a year which means they have earned something like P37,500 per month.
An average worker in Philippines earns P25,000 and that's around P350,000 a year including bonus and others. Following the total amount of income divisible by 12, the land base worker earns around P29,000/month.

P37,500 - P29,000 = P8,500 (difference b/n earnings)

Seafarers may seem attractive because of the salary but that's not always the case. Seafarers earn more but it's not that huge as compare to land based workers.

This post is not to belittle any workers or make a mockery of the earnings of any profession but this gives everyone an idea that seafarers aren't that rich not unless you're already an officer who earns triple or quadruple as compare to the average earnings of seafarers.
So please avoid asking them chocolates and gifts if not necessary because it's also a fact that Filipino seafarers are usual ''Yes'' person and will be embarrassed to not meet your requests. Apart from that, seafarers are mandated to give back 80% of their salary as an allotment which is usually used by their families so that means the usual take home of the seafarers are only 90,000 which they need to spend for about 3-4 months with the hope that they will be boarding after the vacation.. also they do have trainings that sometimes they pay out of their own savings 😊

Despite of that, I know a lot of people who still believe that It's still fun to be at sea. So let's help them by not giving burden but by giving support and appreciation on what they do for us and the world. 😊

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22/03/2021

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06/03/2021

Gaano KATAGAL
dapat nakainvest sa Mutual Funds?

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18/11/2020

Credit Card

The first time you used it and you failed, got yourself in debt, paying unwanted interest - it may not be your fault. You just were not informed. You were not educated enough.

Don't blame anyone or the card company or the bank.

Please pay your debt and move on.

The second time you used it and still you failed, got yourself into debt-trap again - this time don't blame anyone but yourself.

You just didn't learn. You just couldn't resist. Coz you may haven't been educating yourself enough, learning from your own experience. You're supposed to be wiser this time but you weren't.

But there's HOPE.



Financial Education classes are available online.
You may not be able to do the needed change by yourself - but there's a community to help you.

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BE DEBT-FREE.

07/11/2020

Ayan mga girls attend na sa seminar ng IMG maraming mga lalaki dun ang may mga plano sa buhay.

Maghanap ng lalaki na isesecured din ang kinabukasan ninyo, wag sa lalaki na puro yabang at porma lang ang alam!

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02/11/2020

REALITY TALK:Ito yung sinasabi na"Dont put all your money in one basket".KAYA AKO TAMA NAYUNG KUBONG BAHAY AS LONG D KAMI MAUULANAN IINITAN.🏡

🇵🇭Karamihan sa atin dahil kulang sa Financial education..ang magarbong bahay at magarang sasakyan ay real asset ng maituturing..yan ang akala natin..pero hindi natin naisip instant yan mawawala sa atin pag tinamaan tayo ng kalamidad.

🇵🇭Ginagawa ito ng karamihan sa ating mga pinoy. Focus sa solid investments, binuhos lahat ng pera sa pagpapaganda ng bahay, utang ng Sasakyan, etc. Dumating ang kalamidad,wash out lahat ang pinaghirapan.

👇 Kaya ang tamang gawin 👇

♻MAGDIVERSIFY.♻

🏢Bukod sa Real State,Invest in Stocks,Life Insurance,Healthcare and other paper assets..

🗻Dahil kung dumating man ang isang tragedy.

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01/11/2020

Condolence sa mga perang pinasok sa mali at pekeng investment vehicles.
Sabay sabay nating gunitain ang paglaho ng mga scam institutions 😂😂
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15/10/2020

13th month pays are created to give you fund for retirement.

Save it so it can also save you in the future.



*Nasaan na kaya ang mga 13th month pays mo noon?

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