🛠️ SmartPera Passport -All in One Financial Home
📚 Book Author -Bakit Broke Pa Rin Ang Pinoy?
🏦 Financial Associate Director
👨💼 SmartPera Founder
www.smartpera.com Today - An author, financial coach, property investor, and founder of SmartPera. Ito ay isang patunay na kahit mahirap ang simula, may pagbabago kung willing kang kumilos.
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1986 — OLONGAPO CITY
Born pangalawa sa bunso sa anim na magk
akapatid. Father OFW sa Kuwait. Walang insurance. But his parents valued education above all.
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2010 — SINGAPORE
Left the Philippines as an OFW with no savings. Just dreams. Started in retail. Became one of the top salespersons. Knocked on doors. Surveyed streets.
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2014 — LIFE-CHANGING REALISATION
Medz realised he had been sending money home for years — but had no real asset generating income in his own name. This was the turning point that defined his entire career.
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2021 — RFP GRADUATE
Graduated as an RFP Philippines Graduate — the premier financial planning credential in the country. A badge carried with humility and purpose.
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2024–2026 — SMARTPERA
Promoted to Financial Services Manager. Founded SmartPera. Authored "Bakit Broke Pa Rin Ang Pinoy?" — a gift to every Filipino struggling financially. A roadmap. A spark. A legacy.
