The Everest - Your Financial Sherpa

30/10/2020

These good habits we put in place today – and continue to practise from now on – will go a long way in helping us reach our financial goals and provide financial security for ourselves and our loved ones.

Some key areas to prepare ourselves for as we cope with potential financial challenges due to COVID-19.

29/10/2020

While the need for life insurance is clear when you have children who depend fully on you for financial support, a working spouse might also need additional protection if they would find themselves hard-pressed to manage the household finances if they only had their income to rely on.

This 30-something couple own a home and a business together. So to protect their assets, they both purchased term life insurance.

28/10/2020

A retirement plan that gives you a higher return when market does well, along with a ratchet feature that locks in gain once it’s earned.

How variable annuity plans like the HSBC Life Variable Annuity can help you build a better retirement at lower risk.

27/10/2020

If you want to get a grasp on your finances, having a budget will prove immensely helpful. Not only will you be able to clearly see where your money is going, you can also manage your expenses and plan for large expenditures.

Using the right budgeting apps can help you take control of your finances. We recommend the following.    If you want to get a grasp on your finances, having a budget will prove immensely helpful. Not only will you be able to clearly see...

26/10/2020

As parents, life insurance policies provide financial stability for our children in the event of our absence.

When you are a parent, buying life insurance is to provide coverage for your children, and not for you

23/09/2020

The COVID-19 Support Grant will be extended to Dec 2020 to help Singaporeans who are unemployed or have suffered significant income loss.

First-time applicants who meet the current eligibility criteria may continue to apply for the grant until 6pm on Sep 30.

From Oct 2020, both existing recipients and new applicants can apply for the grant.

For more info you can refer to: go.gov.sg/jobssupport

16/09/2020

Caregiving for elderly loved ones isn’t easy. But with grants, the burden can be lightened.

Caregiving for elderly loved ones isn't easy. But with grants, the burden can be lightened.

15/09/2020

A common sight you see around Singapore is the PAssioncard, with most Singaporeans aunties tapping this card as they go about their grocery shopping at Giant but not everyone knows exactly what the perks are.

Here’s a complete guide on what benefits you can enjoy as well as the types of memberships you can sign up for.

A complete guide to the benefits, perks and different types of PAssioncard memberships and how to sign up for them, including a free option

03/09/2020

The insurance industry is still seeing strong demand for certain products despite the economic downturn. Insurers have sold more plans with lower premiums and shorter terms, as well as investment-linked policies.

Insurers see rise in sales of plans with lower premiums and shorter terms, investment-linked policies.. Read more at straitstimes.com.

02/09/2020

Even before the COVID-19 pandemic, healthcare inflation was already a pressing problem in Singapore.

While healthcare inflation is beyond our ability to control, we can still keep our healthcare cost in check by striving to live a healthy life.

01/09/2020

Come 2021, ElderShield members have the option to switch to CareShield Life.

CareShield Life or ElderShield? We compare the differences.