Capital Fiduciary Advisors

12/25/2022

Happy Holidays to you and yours. We are grateful for our friendships and the opportunity to be of service.

11/27/2022

End-of-the-Year Money Moves in 2022

Some financial planning ideas here that may be helpful in organizing the closing of another year.

Here are some things you might consider before saying goodbye to 2022.

08/31/2022

The College Payment Puzzle for High-Earning Families

As part of the beginning to another school year, we have recently had a number of conversations with folks trying to plan out the best strategy for their children's college costs. Here is a link to an article in which we summarize some of the ideas and opportunities for funding tuition. I find a lot of people are unaware of the potential tax benefits in Gifting Appreciated Stock as well as the possible opportunity to utilize a Deferred Compensation Plan.

August 31, 2022 The College Payment Puzzle for High-Earning Families At Capital Fiduciary Advisors we know that those four years when your child is in college can be a rollercoaster ride, but the scariest part for high-earning parents can be figuring out how to pay for it. It can be tempting to put....

07/26/2022

Q2 markets? Brutal

Here's our latest perspective on the Markets for Q2 and the Economy

Here's what you need to know

04/19/2022

Inflation Creeping into Personal Finances

Inflation Creeping into Personal Finances

Inflation is causing prices to rise for everyday consumers. How will this rise affect your overall strategy?

04/13/2022

We Broke Down Markets Into a 5-minute Read

Inflation, War, and Federal Reserve interest rate hikes - we break down what you need to know about Q1 2022 in this quick read.

Here's what savvy investors should know

04/04/2022

Capital Fiduciary Advisors updated their phone number.

Capital Fiduciary Advisors updated their phone number.

04/04/2022

What Is the Difference Between a Tax Credit and a Tax Deduction?

Some basics here that may provide a refresher for the upcoming tax filing deadline of April 18th.

While they’re both worth getting excited over, it’s important to understand the fundamental differences between tax credits and tax deductions.

03/08/2022

Ukraine, Inflation, and the Fed

Ukraine, Inflation, and the Fed

Between Ukraine, Inflation, and the Fed, there's a lot to worry about.

02/26/2022

How March Madness Is Like Investing

This was a fun one today. 5 brief lessons and our thoughts on "The Court" of the markets and investing.

Have you ever wondered how to apply March Madness to your financial well-being? There may be parallels between your bracket selection and investing.

02/19/2022

6 Great Books for Young Investors

Interested in an educational gift for your kids or a relative who may be able to benefit from some savvy financial stories and advice? If so, consider these books to help them learn how to successfully launch and maintain their wealth.

These books will help young (and young at heart) investors understand what it means to be financially successful.

02/05/2022

Get a Courtesy Portfolio Diagnostic

With the recent stock market volatility some investment portfolios may have been thrown off track and investors are experiencing larger losses than they may have anticipated. In turn, we are offering our Portfolio Diagnostic Tools to help friends evaluate their fund expenses, fees and overall performance.

Feel free to reach out to us to explore if you're still on track despite the stock market downturn along with the expenses you are paying for your portfolio and how it compares to other designs.

01/30/2022

Our picks for the 7 Best Books on the History of Money & Investing

Our Winter picks for the 7 Best Books on the history of the markets and investing. Many of these are available on Kindle and Audio Books.

These books will help you understand not only the market today, but the history that has made it what it is.

01/25/2022

Your 2022 Tax Filing Season To-Do List

A lot of folks might not have noticed with all the market mayhem yesterday but tax filing season officially kicked off on Monday with the IRS now accepting returns. If you are expecting a refund we would strongly advise filing sooner than later as there may be delays as the IRS combats a significant backlog and limited staffing.

The tax season is officially here. If you haven't already, now is the time to get prepared.

01/18/2022

2021 markets? Kinda nuts.

2021 markets? Kinda nuts.

Here's what you need to know

12/28/2021

5 Classic Rags-to-Riches Films

Something a little different (and hopefully fun) here to post on our favorite feel-good and financial related movies from the past. Hoping to carve a couple in again before we embark on the crunch of 2021 tax filings and 2022 planning. They are mostly family friendly with lessons for the kids as well if you can lasso them up. Easier said than done.

These rags-to-riches films show the stories of some characters who found success after tough starts. But sometimes, riches aren’t what they seem.

12/18/2021

Capital Fiduciary Advisors updated their address.

Capital Fiduciary Advisors updated their address.

12/14/2021

One key question to ask a financial advisor is what kind of insurance coverage they have in the event a mistake is made. I believe it is a critical and often overlooked component.

12/09/2021

What Is My Tax Bracket for the 2022 Tax Year?

With all the buzz around the Presidential election and potential tax rate changes we wanted to provide an easy to understand and brief piece for the new year. Feel free to reach out to us if you could benefit from a conversation around your situation, tax filing and planning.

It's never too early to start looking at your tax obligations for the coming tax season. The information in this article is for the 2022 tax year, which most taxpayers will file in 2023.

12/01/2021

What Is a Living Trust?

Having had some recent estate planning conversations around Wills, Trusts and Legacy Planning, we wanted to share a brief piece on what a Living Trust is and what it can provide for you and yours.

A living trust may be a powerful tool in your estate planning toolbox. Learn more about what living trusts are and if they make sense for you.

11/16/2021

2022 Contribution Limits

A very brief summary on some tax advantaged savings changes for 2022.

Preparing for retirement just got a little more financial wiggle room. The Internal Revenue Service (I.R.S.) announced new contribution limits for 2022. A look at the new limits.

11/09/2021

Restricted Stock Units (RSU): Understanding Your Equity Compensation Options

Some of the basics here on Restricted Stock Units(RSU's) that are a quite popular form of equity compensation these days.

When it comes to compensation, many companies now provide equity and stock-based benefits to their employees.

09/30/2021

Protecting Your Parents: Identifying and Preventing Elder Financial Abuse

We have recently had a number of clients and friends enter the stage of life where they need to become more engaged in the oversight of their parents financial affairs. I thought it would be helpful to share some key points we often recommend to prepare and plan for their well being.

Growing older is a part of life, and while it's difficult to see your parents age, ensure that they have the protection they need by identifying and preventing these signs of elder abuse.

09/21/2021

Investment Portfolio Rebalancing

With the stock market still hovering near all time high levels we wanted to share some thoughts on rebalancing to potentially reduce risk, lock in some profit and reset investment allocations.

09/02/2021

8 Legal Documents Parents and College Students Should Sign

8 Legal Documents Parents and College Students Should Sign

For those who have a kid headed off to college, have you gone over the "what if" scenarios with them? In case of emergency, you and your college student will want to have this paperwork filled out ahead.

08/26/2021

Are Higher Ed Expenses Tax Deductible? A Quick Reminder for Parents

Are Higher Ed Expenses Tax Deductible? A Quick Reminder for Parents

Sending your kid off to college comes with a hefty price tag. Here's a quick overview of what expenses may qualify for a reduction in your taxes plus 3 tax-focused savings strategies.

08/13/2021

Generational Wealth Planning: A Guide to Growing and Protecting Your Wealth For Decades to Come

Generational Wealth Planning: A Guide to Growing and Protecting Your Wealth For Decades to Come

If you've amassed a significant amount of wealth, you want to know it'll be cared for by future generations. Here's how to help your loved ones become responsible stewards of your wealth.

08/02/2021

How to Create an Estate Plan

One of the most unfortunate things we sometimes see aside from not saving enough for retirement is the absence of proper Estate Planning after it's to late. Hopefully these tips can assist our friends and family.

Putting together an estate plan can feel overwhelming, but it's an integral part of seeing your final wishes through. Take time to sort through each of these items with your financial advisor to help keep your estate and your loved ones well-organized and prepared.

07/27/2021

Tax Strategies for High Earners

Tax Strategies for High Earners

Having a tax-focused understanding of your investments is an important component of preserving wealth. Here are a few tips for high-earners.